Chase is the largest retail bank in the U.S. with 5,000+ branches across 48 states. Use the buttons below to pull up the nearest branch or ATM on the map — or read on for hours, services, and tips that most customers never think to check.
📍 Find the Closest Chase Branch or ATM Right Now
Tap any button below — the map updates to show matching locations near you. For confirmed hours at a specific branch, always verify at locator.chase.com.
📌 For real-time hours, appointment booking, and services at a specific branch:
locator.chase.com ·
📞 1-800-935-9935 (24/7 customer service)
Finding the nearest Chase branch takes about 10 seconds. But knowing the hours, which services require a branch visit, and what to do when one isn’t nearby — that’s where this guide saves you a wasted trip.
1 What’s the fastest way to find the closest Chase branch right now? Three options: tap any button in the map above, go to locator.chase.com and type your ZIP code, or open the Chase Mobile app and tap “Find ATM or branch.” The app uses your phone’s GPS and shows live hours. ▼
2 What are Chase’s typical hours — and do they vary by location? Most branches are open Monday–Friday 9 AM to 5 PM, Friday sometimes until 6 PM, Saturday 9 AM to 1–2 PM, and closed on Sundays. Hours vary significantly by location type — grocery store branches often run different schedules than standalone locations. ▼
3 Is Chase open on Saturdays? What about Sundays? Saturday: yes at most branches — typically 9 AM to 1–2 PM, though this varies widely. Sunday: almost always closed. A small number of Chase locations in grocery stores have Sunday hours, but they’re uncommon. ▼
4 Does Chase have a branch in every state? All 48 contiguous states — yes. Alaska and Hawaii have no Chase retail branches. Chase is the only major U.S. bank with a branch presence in every lower 48 state, including Montana, Wyoming, and other historically underserved markets. ▼
5 What services actually require a branch visit — and what can I do without going in? The Chase app and ATMs handle deposits, withdrawals, transfers, bill pay, and check deposits — no branch needed. What genuinely requires showing up: new accounts, loans, wire transfers, notary services, safe deposit access, cashier’s checks, and same-day debit card replacement. ▼
6 Does Chase Bank close for holidays — and which ones? Chase closes on all 11 federal bank holidays. ATMs and digital banking work normally on holidays. One exception: Columbus Day — Chase branches typically stay open, but wire transfers and electronic transactions may not process until the next business day. ▼
7 What is the Chase ATM daily withdrawal limit? Standard Chase checking accounts typically have a $500–$1,000 daily ATM withdrawal limit depending on your account type and tenure. Premier Plus and Sapphire checking accounts have higher limits. Call 1-800-935-9935 to request a temporary increase. ▼
8 Does Chase charge ATM fees when I use a non-Chase ATM? Yes — standard Chase accounts pay a $3 fee for using non-Chase ATMs in the U.S. and a $5 fee internationally, plus any fee the ATM operator charges. Chase Sapphire Banking accounts get unlimited ATM fee reimbursements worldwide. ▼
These are the most common hours across Chase’s network. Your specific branch may open earlier or close later depending on its location type — always confirm at locator.chase.com or in the Chase app before you go.
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| Day | Typical Branch Hours | Drive-Through | ATM | Notes |
|---|---|---|---|---|
| Monday | 9:00 AM – 5:00 PM | Same or slightly extended | 24 hours | Standard hours |
| Tuesday | 9:00 AM – 5:00 PM | Same or slightly extended | 24 hours | Often least busy — best day to visit |
| Wednesday | 9:00 AM – 5:00 PM | Same or slightly extended | 24 hours | Standard hours |
| Thursday | 9:00 AM – 5:00 PM | Same or slightly extended | 24 hours | Standard hours |
| Friday | 9:00 AM – 5:00–6:00 PM | May extend later | 24 hours | Many locations open slightly later on Fridays |
| Saturday | 9:00 AM – 1:00–2:00 PM | Same limited hours | 24 hours | Most variable day — always verify your branch |
| Sunday | Closed (most locations) | Closed (most locations) | 24 hours | Rare grocery-store branches: 10 AM–2 PM |
| Federal Holidays | Closed | Closed | 24 hours | Columbus Day: branches open, transactions may delay |
- Best time: Tuesday or Wednesday morning, 9:30–11 AM. These are statistically the least busy windows — you get a teller quickly, and bankers are available for appointments without a long wait.
- Second best: Any weekday at opening (9 AM). The first hour of the day is typically the least congested, especially if you arrive right when doors open.
- Avoid: Friday afternoons (the busiest single window of the week — payroll deposits and end-of-week errands spike traffic). Mondays after a long weekend are similarly hectic.
- Saturday strategy: Go early — 9 AM to 10 AM. Saturday staffing is typically reduced, and wait times grow quickly as the morning progresses toward the 1 or 2 PM closing time.
The Chase app and ATMs can handle the majority of everyday banking. But certain services genuinely require walking through the door — and some of those require calling ahead first.
- Open new accounts: Checking, savings, CDs, and money market accounts — requires in-person ID and usually takes 20–30 minutes.
- Loan applications: Personal loans, auto loans, home equity lines. A banker will review your situation and can pull preliminary numbers before formal underwriting.
- Mortgage assistance: Chase Home Lending advisors are available at many branches or can meet by appointment — especially useful for first-time buyers navigating pre-approval.
- Wire transfers: Domestic ($25–$35 typically) and international ($40–$50) wires can be initiated at the teller with a banker’s help. Some accounts include free wires.
- Cashier’s checks: Official bank checks for real estate closings, large purchases, or payments requiring certified funds. Typically $8 per check for standard accounts.
- Safe deposit box access: During branch hours only — not every branch has a vault, so call ahead to confirm availability and box sizes at your specific location.
- Same-day debit card: If your debit card was lost, stolen, or damaged, many branches can issue a replacement card you can take home the same day.
- Notary services: Free for Chase customers at branches with a notary on staff. Call ahead — not every branch has one available at all times, and some require appointments.
- Medallion signature guarantee: Needed for certain estate, trust, and investment account transfers. Not all branches offer it — and it’s worth calling three to four branches before finding one that does.
- Safe deposit box rental: Limited inventory, waiting lists common at busy locations. Some branches have stopped offering new rentals — call before making the trip.
- Large cash withdrawals: Amounts above a certain threshold (typically $10,000 or more) may require advance notice for the branch to have sufficient cash on hand. Federal Bank Secrecy Act reporting applies to cash transactions of $10,000 or more.
- Complex estate or trust account changes: These require specific documentation, and a banker with trust experience may not be at every branch — calling ahead to verify and schedule saves significant time.
- Currency exchange: Not all branches maintain foreign currency. Major branches and international airport branches are more likely to carry common currencies. Order foreign currency in advance through chase.com for branch pickup or home delivery.
Chase’s 15,000+ ATMs are genuinely useful beyond simple withdrawals. Most accept cash and check deposits, print mini-statements, and handle transfers — without any wait time.
- Deposit checks: Insert the physical check — no envelope needed. The ATM scans it and credits your account, with funds available per Chase’s standard hold policy.
- Deposit cash: Most Chase ATMs accept cash deposits directly, crediting your account immediately for amounts up to several hundred dollars with a larger hold for excess amounts.
- Print a mini-statement: Get your last several transactions on a paper slip — useful if you need a quick record without logging into the app.
- Transfer between accounts: Move funds between your Chase checking and savings accounts instantly.
- Cardless access: Chase mobile app users can generate a one-time code to access a Chase ATM without their physical card — useful if your card is lost or you forgot your wallet.
- Multiple language options: Chase ATMs support Spanish and other languages at the start of each session — select before entering your PIN.
Chase’s 5,000+ branches aren’t evenly distributed. If you live in a major metro, you may have multiple Chase branches within a mile. In rural or mountain states, the nearest branch might be an hour away.
- California: Approximately 850–1,080 branches — the most of any state. Dense coverage in Los Angeles, Bay Area, San Diego, and Sacramento metro areas.
- New York: Approximately 565–577 branches — Manhattan alone has dozens. Suburban coverage extends throughout the tri-state area.
- Texas: Approximately 474 branches — strong presence in Dallas-Fort Worth, Houston, San Antonio, and Austin.
- Florida: Dense coverage in Miami, Orlando, Tampa Bay, and Jacksonville corridors.
- Illinois: Heavy Chicago metro concentration.
North Dakota, Wyoming, Vermont, and several other smaller or rural states have sparse Chase coverage — sometimes a single branch in the largest city. Alaska and Hawaii have no Chase retail branches at all. If you live in or travel through a low-coverage state, plan banking transactions in advance or rely on the Chase app and ATM network. The 2026 expansion specifically targets rural and lower-income communities with new branches — check locator.chase.com for the most current status in your area.
Chase announced in February 2026 that it would open more than 160 new branches across over 30 states and renovate nearly 600 existing ones. The expansion specifically targets underserved areas — Greater Philadelphia, Greater Boston, Tampa Bay, Minneapolis–St. Paul, and the Raleigh-Durham area among others. If Chase wasn’t near you before, it may be by the end of this year. Check locator.chase.com or the Chase app for the most current nearby availability.
A few things that save time and prevent the most common frustrations when visiting or planning to visit a Chase branch.
Chase allows online appointment scheduling through its website and app for most branch services that require a banker — new accounts, loan inquiries, financial planning, and more. Appointments mean no waiting, and you’re guaranteed a banker’s time rather than hoping one is available when you walk in. This is especially important for complex transactions like opening trust accounts, estate matters, or mortgage inquiries. To book: visit chase.com/digital/schedule-appointment or use the Chase app and navigate to “Schedule an appointment.”
- Opening a new account: Two forms of ID (driver’s license or passport plus one secondary ID), your Social Security number, and an opening deposit (check or transfer is fine — cash accepted too).
- Notary service: Valid government-issued photo ID, and the document to be notarized in final form (do not sign it before visiting — the notary must witness the signature).
- Wire transfer: The recipient’s full name, bank name, routing number, account number, and for international wires, the SWIFT code and recipient’s address.
- Safe deposit box: Your existing Chase account information and two forms of ID. If adding a joint user, that person must be present.
- Lost/stolen card replacement: Bring ID — same-day card issuance is typically available at most branches.
- Notary services (free for Chase account holders at branches with a notary available)
- Coin counting at branches with coin machines — some locations have these
- Money orders for Chase checking account holders (varies by account type)
- Incoming wire transfers (free on most accounts)
- Use of any Chase ATM, anywhere in the U.S.
- 24/7 customer service by phone at 1-800-935-9935
First: lock your card immediately through the Chase Mobile app (Card Lock feature under your account). This prevents any new transactions while you replace it. Then either call 1-800-935-9935 to report it and request a replacement mailed to you (arrives in 3–5 business days), or visit any Chase branch for a same-day replacement card. The branch option is faster if you need the card immediately — bring your photo ID. Fraudulent charges that occurred before you locked the card should be reported through the app or by phone — Chase’s fraud team handles disputes 24/7.
The standard ATM daily withdrawal limit ($500–$1,000 for most accounts) may not cover your need. For larger amounts, visit a teller window at any Chase branch during business hours — teller withdrawals are separate from ATM limits and can accommodate much larger amounts for verified account holders. For amounts of $10,000 or more, federal law requires the bank to file a Currency Transaction Report — this is routine and doesn’t indicate any wrongdoing on your part. If you plan to withdraw a very large amount, it’s courteous to call the branch a day ahead so they can ensure sufficient cash is on hand.
Direct deposit is handled entirely through the paying agency — not through Chase directly. For Social Security: call the Social Security Administration at 1-800-772-1213 or visit ssa.gov and provide your Chase routing number and account number. Your routing number is on your checks or in the Chase app under Account Details. For other federal payments (Veterans benefits, SSI, SSDI), contact the relevant agency or visit GoDirect.gov. Chase branches can help you locate your routing and account numbers and walk you through the paperwork if you’d prefer in-person assistance — particularly useful for older customers transitioning from paper checks as part of the Treasury’s 2025 direct deposit transition.
Chase offers free notary service to account holders at select branch locations. Not every branch has a notary on staff every day — call your nearest Chase branch first and ask: “Do you have a notary available today, and do I need an appointment?” Bring a valid government-issued photo ID and the document in unsigned, final form. Sign in front of the notary — never beforehand. If your nearest Chase branch doesn’t have a notary available, ask if another nearby branch does. Chase’s branch locator doesn’t always flag notary availability, so a phone call is the most reliable check.
Before leaving: confirm your destination has Chase branches or ATMs using the locator. For international travel, notify Chase of your travel dates and countries through the app (Cards section → Report Travel) to prevent your card from being flagged for suspicious activity. For foreign currency, order it in advance through chase.com — many branches can have currency ready for you, and home delivery is also available. While traveling internationally, Chase ATMs charge a $5 fee for cash withdrawals plus an exchange rate conversion fee. Sapphire Banking account holders get all ATM fees reimbursed worldwide. The Chase app works globally for monitoring accounts, transfers, and alerts as long as you have data or Wi-Fi.
Whether you need branch hours, account help, or to report fraud, here are the direct contact options — no search required.
When calling 1-800-935-9935, say “representative” or press “0” at the main menu to request a live agent rather than navigating the full automated menu. For branch-specific questions (hours, services available that day, appointment availability), calling the branch directly is faster than the main number — find the local number through the Chase locator or Google Maps listing for that specific branch.
Branch hours, ATM availability, and services vary by location and are subject to change. The map on this page uses Google Maps and shows results near your detected location — for confirmed hours and services at a specific branch, always verify at locator.chase.com or by calling the branch directly. Chase Bank is FDIC-insured (Certificate #628). Deposits are insured up to $250,000 per depositor, per ownership category. ATM and branch information was accurate as of publication and is subject to change. This page is for informational purposes only and is not affiliated with or endorsed by JPMorgan Chase Bank, N.A.