Canada has historically ranked among the most expensive wireless markets in the world — but the landscape shifted meaningfully in 2026. The CRTC banned activation fees in June. Freedom Mobile triggered a price war. And two government-funded programs now offer $25/month plans to qualifying Canadians that most people still don’t know they’re eligible for. This guide explains what’s available, who qualifies, and exactly what to ask your carrier.
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The questions people actually search for at midnight when the phone bill arrives. Answered plainly, without carrier spin.
Yes. Public Mobile (owned by Telus) offers a $20/month plan with 1GB of data and unlimited Canada-wide talk and text — no contract, no credit check, Telus network coverage nationwide. For anyone primarily on home Wi-Fi who uses their phone mainly for calls, texts, and occasional maps, this is all they need. Freedom Mobile offers a $20/month talk-and-text plan for seniors with no data. Chatr, Lucky Mobile, and Fizz all offer plans in the $21–$30 range. The cheapest plans in Canada require no contract, no store visit, and no paperwork beyond basic ID. The main trade-off: these low-tier plans are managed entirely through apps or online portals, with no walk-in customer service available.
Two types of discounts exist, and most seniors don’t know about either. The first is income-based: if you receive the federal Guaranteed Income Supplement (GIS), Telus Mobility for Good offers $25/month with unlimited talk and text plus 10GB of 5G data and a free refurbished smartphone — the best value available anywhere in Canada for qualifying seniors. Rogers Connected for Success offers a comparable $25/month program for GIS recipients and people on provincial income support or disability benefits. The second is age-based: Rogers offers $15/month off select postpaid plans for customers aged 65 and over — you must ask for it at a store with valid government-issued ID. Bell and Telus don’t offer a direct age-based discount, but the flanker brands (Koodo, Virgin Plus) are cheaper than the parent networks for the same coverage. Most seniors who haven’t asked about these programs are leaving significant money on the table every month.
Under CRTC Telecom Regulatory Policy 2026-43, effective June 12, every Canadian carrier is now legally prohibited from charging activation fees, plan modification fees, or cancellation fees on wireless service — permanently. Activation fees alone used to run $30–$80 per line. This means switching plans or switching carriers is now completely free, which changes the calculation dramatically for anyone who felt locked in by switching costs. Additionally: all phones sold in Canada must now be sold unlocked, carriers must alert you before international roaming charges reach $50, and your carrier must give you 60 days’ notice before raising your price mid-contract. If you’ve been staying on an expensive plan because switching felt complicated or costly, that barrier is gone.
Rogers, Bell, and Telus together still control roughly 86% of Canada’s wireless subscribers as of the CRTC’s most recent annual report. They operate the physical towers and infrastructure. Budget carriers are of two types: flanker brands (Fido is Rogers-owned, Koodo is Telus-owned, Virgin Plus is Bell-owned, Lucky Mobile is Bell-owned, Chatr is Rogers-owned) that use the parent network at lower prices; and fully independent carriers (Freedom Mobile, Videotron, SaskTel, Eastlink) with their own infrastructure and competitive pricing. For coverage: a Koodo or Fido customer gets identical Telus or Rogers network access as the premium-plan customer next to them — the difference is the price you pay, not the signal you receive. For most Canadians, there is no practical reason to pay Big Three prices when a flanker brand or budget carrier provides the same coverage for $20–$40 less per month.
Freedom Mobile offers the most competitive Canada-US plan structure in 2026. Its plans from $34/month and above include data, calling, and texting in both Canada and the United States with no roaming add-on required. The CRTC’s Wireless Code now caps all international roaming charges at $100 without your explicit authorization — carriers must pause roaming and alert you before hitting that ceiling. For occasional U.S. travel (a few trips per year), staying on a domestic plan and adding a temporary roaming add-on through Telus, Rogers, or Bell when you cross the border may cost less than maintaining a permanent Canada-US plan. Run the math for your specific travel pattern: if you spend two or more months per year in the U.S., Freedom Mobile’s included U.S. data plans typically win on value. For snowbirds spending four or more months south of the border, a U.S. SIM or eSIM from a U.S. carrier (Mint Mobile, Visible) used alongside a paused or low-cost Canadian plan is often the cheapest combination.
Probably, and this is one of the most common ways Canadians overpay. When a Canadian wireless contract ends, the service doesn’t stop — it continues month-to-month at the same rate, even if better plans now exist on your carrier. Many customers who financed a phone two years ago are still paying the same bundled rate even after the phone is paid off. Under the new CRTC rules, you can now change your plan or switch carriers at any time with no fee, no penalty, and no minimum notice period. Call your carrier’s loyalty or retention line (not the general support number) and say: “My contract has ended and I’ve seen better plans elsewhere. What can you offer me?” Carriers are empowered to match or beat competitor pricing to keep existing customers — but only if you ask. Calling the loyalty desk, not a general agent, is the critical step most people skip.
Far less than carriers suggest for most people. A 10-minute WhatsApp video call uses roughly 40–50MB of data. Streaming YouTube for an hour uses around 500MB at standard quality. Checking email, reading news, and using Google Maps uses almost nothing measurable. If you’re connected to home Wi-Fi for most of the day and use your phone away from home for calls, texts, occasional navigation, and light browsing — you likely need 1GB to 5GB of monthly data. Most seniors who use their phone casually and spend most time at home with Wi-Fi find that Public Mobile’s $20/month 1GB plan or $28/month 10GB plan is genuinely all they need. Check your current data usage first: go to Settings on your phone, then Mobile Data or Cellular, and look at the monthly total. Whatever that number shows is your real usage — not what a salesperson tells you you’ll need.
Prepaid is almost always the safer choice for anyone on a fixed income in Canada. Prepaid plans have no surprise overage charges, no credit check, no contract, and no bill shock — you pay a fixed amount at the start of each month and that is the total cost. If you run out of data, your data simply stops working until the next month (or you top up voluntarily) rather than accumulating at expensive per-MB overage rates. Postpaid plans from the Big Three can generate overage charges, international roaming fees, and late payment fees that a prepaid plan structurally cannot. Public Mobile, Chatr, Lucky Mobile, and Fizz are all prepaid-first carriers with straightforward flat monthly pricing. The only meaningful advantage of postpaid is the ability to finance a new phone — if you have an existing phone in good condition, prepaid is almost always the financially prudent choice.
Every major carrier and program type in one place, organized by cost. Use this to identify which fits your situation, then scroll to the full section for exact pricing and what to say when you call or visit.
| # | Carrier / Program | Type | Starting Price | Network | Best For |
|---|---|---|---|---|---|
| 1 | Telus Mobility for Good | Gov. assistance program | $25/mo · free phone | Telus 5G | GIS recipients — best deal in Canada |
| 2 | Rogers Connected for Success | Gov. assistance program | $25/mo · free phone | Rogers 5G | GIS, income support, disability |
| 3 | CRTC $25 Affordable Plan | Mandated plan | $25/mo · 1GB | Bell/Telus/Rogers | Low-income · ask any Big Three carrier |
| 4 | Public Mobile | Prepaid budget carrier | $20–$50/mo | Telus 5G | No contract · best price-per-GB |
| 5 | Freedom Mobile (Senior Plan) | Age-based plan | $20/mo talk & text | Freedom + partner | Seniors · no data needed |
| 6 | Freedom Mobile (data plans) | Budget postpaid | $34–$70/mo | Freedom + partner | Canada-US travel · best data pricing |
| 7 | Chatr (Rogers-owned) | Prepaid flanker | ~$25/mo | Rogers | Simple prepaid · Rogers coverage |
| 8 | Lucky Mobile (Bell-owned) | Prepaid flanker | ~$25/mo | Bell | Simple prepaid · Bell coverage |
| 9 | Fizz (Quebecor) | Budget carrier | ~$29/mo | Videotron + partner | QC & ON · data rollover |
| 10 | Koodo (Telus-owned) | Mid-range flanker | $30–$55/mo | Telus | Store support + Telus coverage |
| 11 | Fido (Rogers-owned) | Mid-range flanker | $30–$55/mo | Rogers | Store support + Rogers coverage |
| 12 | Virgin Plus (Bell-owned) | Mid-range flanker | $34–$60/mo | Bell | Store support + Bell coverage |
| 13 | Rogers (65+ discount) | Age-based discount | $15/mo off select plans | Rogers 5G | 65+ · ask at store with ID |
| 14 | Bell (standard postpaid) | Big Three | $40+/mo BYOP | Bell 5G | Widest rural coverage |
| 15 | Telus (standard postpaid) | Big Three | $40+/mo BYOP | Telus 5G | Strong rural + GIS program |
These programs exist because of federal and carrier commitments to affordable connectivity for low-income Canadians. They are not widely advertised. Most eligible people find out about them from a family member or community worker, not from the carrier itself. If you receive government income assistance of any kind, check eligibility before paying full price for anything.
Telus Mobility for Good is a targeted social impact program available exclusively to seniors receiving the federal Guaranteed Income Supplement. The plan includes 10GB of 5G data where available, unlimited Canada-wide talk and text, and a free refurbished smartphone — all for $25 per month before taxes. This is the most financially meaningful cell phone option available to any Canadian senior who qualifies, representing savings of $40–$80 per month compared to comparable plans at retail rates. To apply, bring your GIS confirmation letter from Service Canada to any Telus store, or start the application at telus.com/mobilityforgood. If you don’t have your confirmation letter handy, call Service Canada at 1-800-277-9914 to request one. Proof of eligibility must be resubmitted every two years to maintain the program rate.
Rogers Connected for Success covers a wider eligibility pool than Telus Mobility for Good — qualifying recipients include seniors receiving the federal Guaranteed Income Supplement, people on provincial income support or disability benefits, rent-geared-to-income tenants of non-profit housing, and families receiving the maximum Canada Child Benefit. The 5G mobile plan runs $25/month with a no-cost 5G smartphone included when you commit to a 24-month financing term. The program is available in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, New Brunswick, and Newfoundland and Labrador, with 5G Home Internet and streaming options also available in Quebec, PEI, and Nova Scotia. Apply at connectedforsuccess.ca or call 1-866-689-0758. Proof of eligibility must be resubmitted every two years.
The Canadian Radio-television and Telecommunications Commission mandated that Bell, Telus, Rogers, and SaskTel must offer a $25-per-month plan with at least 1GB of data specifically for low-income Canadians, including seniors on income-tested support programs. This plan is separate from the Mobility for Good and Connected for Success programs above and does not require GIS specifically — eligibility is based on qualifying for any income-tested support program. The catch: these plans are not proactively advertised at retail counters. You access them by asking directly. Walk into a Bell, Telus, or Rogers store and say: “I am on a government income support program — what affordable access plans do I qualify for?” That phrase alone opens the conversation. The CRTC’s website (crtc.gc.ca) provides a reference if you encounter any resistance. Plan terms and data allotments may have been updated since the initial mandate — confirm current specifics with the carrier at the time of application.
These carriers — some independent, some owned by the Big Three — use the same towers as the parent networks. A Fido customer and a Rogers customer stand next to each other with identical signal. The only difference is what they pay. If you’re currently on a full-price Big Three plan and don’t need in-store customer service monthly, switching to a flanker brand or budget carrier is the single most effective way to cut your phone bill without changing anything about your coverage.
Public Mobile is owned by Telus and rides the Telus 5G network — meaning you get national coverage including rural areas at prices the Big Three cannot match on standard plans. As of September 2026, Public Mobile’s pricing runs from $20/month for 1GB with unlimited national talk and text, $28/month for 10GB, $35/month for 50GB of 5G data, and $40/month for 75GB with Canada-US-Mexico calling included. All plans are prepaid — you pay the flat monthly amount, and that is your bill, no exceptions, no surprises. Account management is entirely through the Public Mobile app and website; there are no physical Public Mobile stores. For anyone primarily on home Wi-Fi who uses their phone mainly for calls, texts, navigation, and light browsing, the $20 or $28 plan is more than sufficient. Public Mobile also provides 2% back in Public Points redeemable for bill credits. Available at publicmobile.ca — manage everything in the app.
Freedom Mobile offers a $20/month senior-specific plan for customers who want talk and text only — no data included. This is the right plan for seniors who use their phones primarily to call family, receive calls, and send texts, and who connect to the internet exclusively over home Wi-Fi or a family member’s network when out. Freedom’s network is strongest in British Columbia, Alberta, Ontario, and Quebec’s major urban areas — coverage extends through partner networks in other regions. For seniors who want data as well, Freedom’s data plans start at around $34/month for Canada-US calling included. Freedom Mobile is the only major Canadian carrier that includes U.S. data in its plans at this price point without a roaming add-on — a meaningful advantage for anyone who travels across the border. Find locations and plans at freedommobile.ca.
In February 2026, Freedom Mobile launched its Total Freedom plan lineup, which includes monthly-renewing Roam Beyond data for use in over 120 countries on all plans — a significant structural upgrade from the previous one-time roaming allotment. Freedom also introduced a Price Freeze Promise on select plans, committing not to raise the monthly rate during the plan term. The best-value option for seniors who travel to the U.S. regularly: around $34/month for a Canada-US plan that includes calling, texting, and data in both countries with no roaming add-ons. For snowbirds spending extended periods in the U.S., this price structure is often $30–$60 cheaper per month than adding a U.S. roaming package to a Big Three plan. Confirm current plan pricing at freedommobile.ca — Freedom’s promotional rates change frequently and the current deal is often better than the published standard rate.
Chatr is Rogers’s budget prepaid brand — simpler pricing, no contracts, and the same Rogers LTE/5G infrastructure that Rogers customers use. Starting around $25/month for basic plans with national talk and text and a modest data allowance, Chatr is a practical option for seniors who want Rogers coverage without Rogers pricing. Chatr plans are managed through Chatr’s website and select retail locations, and the plans tend to be simpler and less confusing than Rogers’s main lineup. One practical note: Chatr does not require a credit check and sells at select convenience stores, grocery chains, and Walmart locations across Canada — making it more accessible than carriers requiring a dedicated store visit. Find plans and top-up options at chatr.ca.
Lucky Mobile is Bell’s budget prepaid brand, offering flat monthly plans starting around $25/month on the Bell LTE network with no credit check, no contract, and no annual commitment. Plans include national calling, texting, and a data allotment suited to light users. Lucky Mobile is worth considering for seniors in Atlantic Canada and rural Quebec where Bell’s network coverage is particularly strong and where some competitors have less reliable rural reach. Plans are managed online at luckymobile.ca, or top-up cards can be purchased at participating retailers without needing internet access. For seniors uncomfortable with app-based account management, Lucky Mobile’s simplified web portal is more accessible than some competitors.
Fizz, operated by Quebecor, offers a genuinely different plan structure from most Canadian carriers: you build your plan by selecting exactly the data amount you want in 1GB increments, rather than choosing from a fixed tier. Unused data rolls over to the following month rather than disappearing — a meaningful feature for seniors whose data usage varies. Plans start around $29/month. Fizz operates on Videotron’s network in Quebec and Ontario, with partner network coverage extending elsewhere. Available at fizz.ca entirely online — no store required. Fizz is best suited to tech-comfortable seniors who prefer managing things independently and want a plan that flexes around their actual usage rather than a fixed bucket they may not use.
Flanker brands are the practical middle ground for Canadians who want reliable network coverage, the option to visit a physical store with questions, and prices meaningfully below what the parent carrier charges on its premium plans. The coverage is identical — you’re on the same towers. The difference is price, plan simplicity, and what happens when something goes wrong and you need help in person.
Koodo is Telus’s most consumer-facing flanker brand, with physical store locations at major retailers across Canada and a reputation for straightforward billing and accessible customer service. BYOP (bring your own phone) plans start around $30/month for 15GB at 4G speeds — notably cheaper than the parent Telus plan for comparable data. Koodo’s Tab financing program spreads phone purchase costs over 24 months with no interest, making it practical for seniors who need a new device without a large upfront payment. For seniors who value having a local store they can walk into with questions — and who are comfortable paying slightly more than a purely online budget carrier — Koodo represents the best combination of store access and Telus network quality. Find your nearest Koodo store at koodomobile.com.
Fido operates on Rogers’s network and offers mid-range prepaid and postpaid plans at prices below the Rogers flagship lineup. BYOP plans start around $30/month. Physical Fido store locations exist in most Canadian cities, providing the in-person support that purely online budget carriers can’t match. One important note from mid-2026: when flanker brands raised prices by $5/month in July, Fido moved its hotspot access from an included feature to a paid add-on on some plans — check current plan details carefully before signing up. Fido is a practical choice for urban and suburban seniors who want Rogers coverage at reduced cost and prefer a store they can walk into. Confirm current plan specifics at fido.ca — promotional pricing changes frequently.
Virgin Plus is Bell’s consumer-facing flanker brand, with physical store locations, full Bell LTE and 5G network access, and mid-range pricing below the Bell flagship lineup. BYOP plans typically start around $34/month. Virgin Plus offers competitive value specifically in Atlantic Canada and rural Quebec where Bell’s network infrastructure is dominant — for seniors in these regions, Virgin Plus often provides the best combination of coverage and price without going to the fully self-serve budget tier. Virgin Plus also has a strong track record for bundled home internet and wireless discounts — if you already have Bell internet at home, calling Virgin Plus and asking about a bundle discount can reduce both your home internet and wireless bill simultaneously. Find stores and plans at virginplus.ca.
Rogers is the only major Canadian carrier with a publicly documented age-based discount — $15 per month off select postpaid plans for customers aged 65 and over. To access it, you must visit a Rogers store in person with a valid government-issued photo ID showing your date of birth, and specifically ask for the senior discount when reviewing plan options. The discount is not automatically applied, not visible on the Rogers website’s plan comparison tool, and not something the average Rogers sales agent volunteers. The qualifying plan list can change with carrier promotions, so confirm at the store which current plans the $15 discount applies to before selecting. For context: a $15/month discount on a Rogers plan still typically leaves the total above what Public Mobile or Koodo charge for equivalent data — but for long-term Rogers customers who prefer to stay on the Rogers brand, it is meaningful savings without switching networks.
These protections are legally enforced — not suggestions. Every Canadian wireless customer is covered. Most people have never been told they exist.
Under CRTC Telecom Regulatory Policy 2026-43, the following fees are permanently banned across all Canadian wireless carriers and flanker brands:
- Activation fees — no carrier can charge you to start a new plan
- Plan modification fees — changing your plan is free, always
- Cancellation fees — switching carriers or cancelling service has no fee (device subsidies owed are separate — you still pay out any remaining financed phone balance)
- Transfer fees — moving your number to a new carrier costs nothing
If any carrier attempts to charge you any of these fees after June 12, 2026, reference CRTC Regulatory Policy 2026-43 by name and file a complaint at ccts-cprst.ca (Commissioner for Complaints for Telecom-television Services).
- Your phone must be sold unlocked — any phone purchased in Canada after April 2026 must work with any carrier’s SIM immediately, no unlocking fee
- Data overage alerts are mandatory — your carrier must notify you when domestic data reaches a cap threshold before charges apply
- International roaming caps — roaming charges pause automatically at $100 without your explicit authorization to continue
- 60-day price change notice — your carrier must give you 60 days’ notice before raising your monthly rate, and you have the right to cancel fee-free during that window
- 10-day cooling-off period — you can cancel any new contract within 10 days of signing without penalty
- Critical Information Summary — every new contract must come with a plain-language summary of your plan terms, prices, and any conditions
The Commissioner for Complaints for Telecom-television Services (CCTS) resolves wireless billing disputes independently of the carriers. Their service is free, and carriers are required by the CRTC to participate and abide by decisions. File at ccts-cprst.ca or call 1-888-221-1687. Before filing, call your carrier’s retention or loyalty line (not general support) and reference the specific CRTC rule being violated — many disputes are resolved at that stage without needing a formal filing. If a carrier charges you a banned activation or cancellation fee, the CCTS will order a full refund.
Two paths, and the right one depends on whether you receive the Guaranteed Income Supplement. If you receive GIS: Stop reading and contact Telus Mobility for Good (telus.com/mobilityforgood or 1-866-558-2273) or Rogers Connected for Success (connectedforsuccess.ca or 1-866-689-0758) today. Both offer $25/month plans with a free phone. These are by far the best plans available to any Canadian senior and most eligible people are not on them. If you don’t receive GIS: Public Mobile’s $20/month plan (1GB, unlimited talk and text, Telus network) is the single most cost-effective wireless plan available to any Canadian without an income-assistance qualification. If you use your phone mainly for calls and texts while on home Wi-Fi, this is genuinely all you need. Go to publicmobile.ca, bring your own unlocked phone if you have one, and the whole setup takes about 15 minutes online with no credit check and no contract.
Two strategies work, and the best one depends on how many months you spend in the U.S. If you spend 2+ months per year in the U.S.: Freedom Mobile’s Canada-US plans starting around $34/month include data and calling in both countries with no roaming add-ons — you pay one flat monthly fee and it works on both sides of the border. If you travel occasionally: Stay on a domestic Canadian plan (Public Mobile $28–$35/month) and purchase a temporary U.S. SIM or eSIM from Mint Mobile or Visible when you cross the border — often $15–$20/month for a U.S. number that works while you’re south. This combination is frequently cheaper than a single Canada-US plan for irregular travelers. Under the new CRTC rules, roaming charges on any Canadian plan automatically pause at $100 — you won’t face bill shock even if you forget to arrange alternative coverage.
You almost certainly are. Here’s how to check and fix it in one phone call. Look at your most recent bill — find your monthly plan cost and your data allowance. Then go to comparezone.ca or plangenius.ca and search for plans in your province with that same data allotment. If the cheapest comparable plan on the market is more than $10 less than what you’re paying, you’re overpaying. Call your carrier’s loyalty or retention line — not the general 1-800 number — and say exactly this: “My contract has ended. I’ve found plans at [name the carrier and price] that offer the same data for less. What can you offer me to stay?” Carriers are authorized to match competitor pricing to retain customers, but they will only do this if you explicitly threaten to leave. The CRTC’s June 2026 fee ban means there is now genuinely no financial penalty for switching if the retention call doesn’t produce a satisfactory offer.
This depends entirely on which network the budget carrier uses. Public Mobile and Koodo use Telus towers — meaning wherever a Telus customer has service, you do too. Fido and Chatr use Rogers towers. Lucky Mobile and Virgin Plus use Bell towers. Bell’s network historically has the strongest rural reach in Ontario and Atlantic Canada; Telus has the strongest reach in British Columbia, Alberta, and Saskatchewan; Rogers is strongest in southern Ontario and major urban corridors. To check coverage before switching: visit the parent carrier’s coverage map (not the flanker brand’s map — they share the same map). Telus coverage: telus.com/coverage. Rogers: rogers.com/coverage. Bell: bell.ca/coverage. Enter your rural address or the postal code where you spend most of your time. If your current carrier shows coverage there, any flanker brand on the same network will too — you can switch immediately and save $30–$50/month with no coverage change.
Three things make this go smoothly. First, check their current contract status — look at their bill for the contract end date. If they’re past the term end date, switching is free under the new CRTC rules. If a financed phone balance remains, get the exact payoff amount from the carrier before proceeding. Second, check whether they receive GIS or any income-tested government benefit — if yes, Telus Mobility for Good or Rogers Connected for Success saves them $40–$80/month immediately and you can handle the application at a store with a parent’s ID and their GIS letter. Third, if they need in-person support: choose a flanker brand with physical stores (Koodo, Fido, or Virgin Plus) rather than a fully online carrier, even if the price is slightly higher. The ability to walk into a store when something isn’t working is worth a few dollars a month for many seniors, and the coverage is identical to the parent network.
Keeping your existing number when switching carriers is called number porting, and it’s completely free and fully protected by law in Canada. You do not need to do anything with your old carrier first — do not cancel your old service before porting. Instead, contact your new carrier and give them your existing number and your current account number (found on your current bill). The new carrier handles the transfer. The process takes between two hours and one business day in most cases. During the transfer your old service remains active until the port completes, at which point the old account closes automatically. Under the CRTC Wireless Code, your old carrier cannot delay, obstruct, or charge for the porting process — if they attempt to, file an immediate complaint at ccts-cprst.ca (1-888-221-1687). Keep your old SIM card inserted in the phone until the port is confirmed complete and your new carrier’s service is active.
This guide is for general informational purposes only and does not constitute legal or financial advice. All carrier plan prices, eligibility criteria, and program details are subject to change without notice — always verify directly with the carrier before signing up. All prices are in Canadian dollars (CAD) before applicable federal and provincial taxes. Government assistance program eligibility (Telus Mobility for Good, Rogers Connected for Success, CRTC affordable access plans) is determined by the carrier and government at the time of application. CRTC consumer protections under Telecom Regulatory Policy 2026-43 apply to individual and small business wireless customers; large enterprise accounts are excluded. Number porting timelines may vary. This content is entirely original and is not affiliated with, sponsored by, or endorsed by any carrier, the CRTC, or the Government of Canada.