T-Mobile overhauled its fiber plans in April 2026 — new pricing, dropped the 500 Mbps tier, removed the voice-line discount, and quietly ended the 5-year price guarantee for new sign-ups. This guide explains exactly what you’ll pay now, what the limited-time football-season promos are worth, and how to tell which product is actually available at your address.
T-Mobile’s fiber story changed significantly in 2026. Plans were overhauled, the price guarantee structure shifted, and promos now change seasonally. These answers cut through the confusion.
Standard prices with AutoPay (bank account or debit card required): 300 Mbps at $45/mo, 1 Gig at $60/mo, and 2 Gig at $70/mo. Without AutoPay, add $10 to each. A limited-time football-season deal currently drops those to $35, $50, and $60/mo respectively — but these promos end and the rate reverts automatically, so verify current status at checkout. Taxes and fees ($3–$10/mo depending on your state) are added on top of all advertised prices.
No — they are completely different products. T-Mobile Fiber is a physical fiber-optic cable running directly into your home, like Google Fiber or AT&T Fiber. Speeds are symmetric (upload equals download), latency is low, and performance doesn’t change based on how many neighbors are on the network. T-Mobile 5G Home Internet is a wireless service — signals travel from a nearby cell tower into a gateway device you plug into an outlet. It’s faster than cable for many users but fundamentally wireless. T-Mobile Fiber is available in parts of 25 states; 5G Home Internet reaches all 50 states. They’re priced differently too.
Yes — and this is the biggest change most coverage misses. When T-Mobile overhauled its fiber plans on April 30, 2026, the 5-year price guarantee was removed for new Fiber customers. Customers who signed up before that date under the original plans retain their price lock. People signing up now get no contractual protection against future rate increases on the Fiber plans. T-Mobile 5G Home Internet still carries a 5-year price lock — so if long-term pricing certainty matters to you, that distinction is worth considering. The trade-off is simpler pricing that’s open to everyone without phone-plan requirements.
No longer — and this is a meaningful improvement. As of the April 2026 plan overhaul, the voice-line bundle discount was removed from Fiber plans, but the lower prices were simultaneously made available to everyone regardless of whether they have a T-Mobile wireless account. Previously, the best Fiber pricing required bundling with a postpaid voice line. Now the $45/60/70 rates are the standard rates for any qualifying customer. The voice bundle discount does still apply to 5G Home Internet, saving $15/mo on those plans.
Yes, $10/mo on Fiber plans, and $5/mo on 5G Home Internet — but only when AutoPay is linked to a bank account (checking account) or debit card. Credit card autopay does not qualify. That $10/mo difference adds up to $120 per year. Your first bill may not reflect the discount — it can take one full billing cycle to activate. If your first statement shows the higher rate and you set up AutoPay correctly, don’t cancel anything. Wait for the second bill. If it still shows incorrectly, call T-Mobile Fiber support at 844-783-4237.
T-Mobile Fiber’s monthly rate covers: professional installation, a Wi-Fi 6 router (no rental fee, no equipment charge), and a mesh extender on 1 Gig and 2 Gig plans if the installer determines you need it. There is no activation fee, no data cap, and no annual contract. What does show up separately: local taxes and government fees, which vary by municipality but typically add $3–$10/mo. And the AutoPay requirement — if you miss it or use a credit card instead of a debit card, you’re billed $10 more every month.
T-Mobile Fiber covers early termination fees from your current provider up to $750 when you switch. You switch first, then submit your final bill showing the ETF charge. The reimbursement arrives as a virtual prepaid Mastercard — it is not a bill credit and cannot be withdrawn as cash. The card expires within 6 months of issue, so plan to use it before then. Allow approximately 14 weeks for the card to arrive after submission. Confirm the exact documentation requirements and submission window at checkout, as terms have changed.
T-Mobile Fiber is currently available in parts of 25 states, concentrated in markets where they acquired the Lumos and Metronet fiber networks. Florida has the widest current coverage. Other states with availability include Alabama, California, Indiana, Texas, Tennessee, Virginia, and others. There is no public map you can browse — availability is street-by-street. The only reliable check is entering your specific address at fiber.t-mobile.com. T-Mobile’s target is 15 million fiber-connected homes by 2030, meaning expansion is active and monthly. If your address isn’t available today, a waitlist signup lets T-Mobile gauge demand in your neighborhood.
Three tiers. Physical fiber-optic cable to your house. Professional installation included. No contracts, no data caps, no equipment fees. Available in select markets across 25 states — check your address first.
For a limited time (as of late September 2026), T-Mobile is offering $10/mo off all three Fiber plans when combined with AutoPay, plus two months free on 1 Gig and 2 Gig plans. That means: 300 Mbps drops to $35/mo, 1 Gig to $50/mo, and 2 Gig to $60/mo — all with AutoPay. The plans renew at the standard AutoPay rate ($45/$60/$70) after the promotion ends. Verify current deal status and end date at fiber.t-mobile.com before ordering.
Symmetric 300 Mbps means your upload speed matches your download — both at 300 Mbps. That’s enough bandwidth for two to four people to simultaneously stream 4K TV, video call family, and browse without anyone noticing the others. At $45/mo with AutoPay, this is one of the most price-competitive fiber plans in the country right now — and unlike cable plans at similar prices, there’s no promotional cliff where rates jump after year one. Professional installation and a Wi-Fi 6 router are included. Note: the 5-year price guarantee that early customers received no longer applies to new sign-ups as of April 2026.
A full gigabit — 1,000 Mbps up and down — for busy households. Multiple simultaneous 4K streams, video calls on several devices, gaming, cloud backups, and smart home devices all running together without a single bottleneck. At $60/mo with AutoPay, T-Mobile Fiber 1 Gig is $10 cheaper than Google Fiber’s equivalent plan. The router and a mesh extender are both included (the installer determines whether your home’s layout needs the extender). The two-months-free promotion means new 1 Gig customers effectively get a $120 value added to their sign-up.
Two full gigabits — 2,000 Mbps in both directions. The realistic audience is content creators uploading finished 4K video, households running a local server, tech enthusiasts who max out gigabit regularly, or homes with eight or more people all doing bandwidth-heavy things simultaneously. The $100 virtual prepaid Mastercard (limited-time promo) and two-months-free stack on the 2 Gig plan make the sign-up economics particularly strong right now — but read the fine print on the prepaid card: it expires within 6 months of issue, and canceling service within 180 days triggers a partial or full chargeback of the card value. Router and mesh extender included.
Wireless home internet delivered through a self-install gateway. No technician visit, no appointment. Available nationwide, including many rural areas that have never had affordable broadband. Three tiers — and this is where the 5-year price guarantee still applies.
The entry-level 5G wireless home internet plan. Speeds of 133–415 Mbps depending on how close you are to a T-Mobile tower and local network conditions. That range handles streaming, video calls, and everyday household internet for most families. At $35/mo with a T-Mobile phone plan, this is one of the lowest monthly prices for home internet from any major provider — and unlike satellite, there’s no upfront hardware cost and no latency that disrupts video calls. Comes with a 5-year price lock on the base rate — which is something the Fiber plans no longer offer to new customers. Free 15-day money-back guarantee if it doesn’t work at your address.
The mid-tier 5G plan adds priority data handling — meaning during peak network hours, Amplified customers get bumped ahead of lower-tier users. In busy suburban areas where the network gets congested in the evenings, that priority makes a real difference in whether speeds stay consistent or dip. At $45/mo with a T-Mobile voice line, Amplified delivers more consistent performance than the entry plan for $10 more — worth considering if your T-Mobile coverage area is dense and you notice speed variation at night. 5-year price guarantee applies. T-Mobile Tuesdays perks included.
The premium 5G tier with the highest network data priority and the fullest T-Mobile Tuesdays perks package. Currently includes a limited-time offer of free Apple AirPods 4 or a $100 rebate via virtual prepaid Mastercard for new sign-ups. For households in strong 5G coverage areas who can’t access T-Mobile Fiber, All-In delivers the closest wireless experience to wired fiber. The 5-year price guarantee applies here too. The practical caveat: wireless home internet performance is more address-specific than fiber — check real coverage at your location before choosing the premium tier over Amplified.
Standard AutoPay prices (bank account or debit card required). Promo pricing varies — verify at checkout. Taxes and fees add $3–$10/mo depending on location.
| Plan | Type | w/ AutoPay | Promo Price | Speed | Price Lock | Install | Contract |
|---|---|---|---|---|---|---|---|
| Fiber 300 Mbps | Fiber | $45/mo | $35/mo (ltd time) | 300 Mbps ↕ | None (new) | Pro — free | None |
| Fiber 1 Gig ⭐ | Fiber | $60/mo | $50/mo + 2 mo free | 1,000 Mbps ↕ | None (new) | Pro — free | None |
| Fiber 2 Gig | Fiber | $70/mo | $60/mo + $100 card | 2,000 Mbps ↕ | None (new) | Pro — free | None |
| Rely 5G | 5G Wireless | $50/mo | $35/mo w/ voice | 133–415 Mbps | 5-Year Lock | Self-install | None |
| Amplified 5G | 5G Wireless | $60/mo | $45/mo w/ voice | Varies by area | 5-Year Lock | Self-install | None |
| All-In 5G | 5G Wireless | $70/mo | $55/mo w/ voice | Varies by area | 5-Year Lock | Self-install | None |
AutoPay discount requires bank account or debit card — not credit card. Taxes & fees ($3–$10/mo) billed separately. 5-year price lock removed from Fiber plans for new customers signing up after April 30, 2026; applies to 5G Home Internet plans. Promotions are limited-time and subject to change. Verified September 2026.
The discount structure changed significantly in April 2026. The voice-line requirement is gone from Fiber, but AutoPay and seasonal promos remain the main levers.
Before April 30, 2026, bundling a T-Mobile voice line saved $10–$15/mo on Fiber plans. That discount was removed in the April overhaul. The trade-off is that Fiber plans are now priced lower for everyone — the $10 voice discount was effectively folded into the base rate. Anyone can now get the $45/60/70 pricing without needing a T-Mobile phone plan. If you were planning to get Fiber specifically to bundle with wireless and save on both, run the current numbers: the voice bundle savings are now only on 5G Home Internet (−$15/mo), not on Fiber.
T-Mobile Fiber is genuinely low on hidden fees compared to cable. But a few specific terms can cost you if you don’t know them going in.
- No installation fee — professional fiber installation is included in all Fiber plans.
- No equipment rental fee — the Wi-Fi 6 router and mesh extender are included, not rented monthly.
- No activation fee — service starts without a one-time setup charge.
- No data cap or overage charges — unlimited data on every plan.
- No early termination fee from T-Mobile — you can cancel any month, no penalty.
- Taxes and government fees: $3–$10/mo depending on your state and municipality. These are always separate from the advertised plan price.
- AutoPay requires a bank account or debit card — not a credit card. Using the wrong payment method costs you $10 more every month ($120/year). Many people set this up wrong without realizing it.
- First bill may look higher than expected — the AutoPay discount can take one full billing cycle to activate. Don’t panic; wait for bill two before contacting support.
- Equipment return fee — returning damaged equipment after cancellation, or failing to return it, results in a replacement fee. Return devices promptly in good condition.
- No price guarantee for new Fiber customers — unlike the original launch plans, T-Mobile can raise Fiber rates for customers who signed up after April 30, 2026. The 5-year lock now only applies to 5G Home Internet.
The $100 back promotional offer on 2 Gig plans arrives as a virtual prepaid Mastercard issued by Pathward, N.A. — not a bill credit, not cash. It works anywhere Debit Mastercard is accepted online, via mobile wallet, or by phone. Critical expiration: the card is valid for 6 months from issue date. Set a reminder the day it arrives — unused funds are forfeited when it expires. Canceling service within 180 days of installation triggers a full $100 chargeback on your final bill. Canceling between 181–364 days results in a 50% chargeback. After 12 months of service, the card value is fully yours regardless of whether you stay.
Price is one thing. The full cost picture — after equipment fees, data cap charges, and post-promo rate hikes — tells a different story for most cable customers.
Both are true fiber-to-the-home services with symmetric speeds, no data caps, no contracts, and equipment included. T-Mobile Fiber’s 1 Gig plan at $60/mo (standard AutoPay) is $10 cheaper than Google Fiber’s Core 1 Gig at $70/mo. The promotional drop to $50/mo widens that gap further. Google Fiber has an established multi-year track record; T-Mobile Fiber is newer but expanding rapidly. Where both are available, T-Mobile’s pricing is the stronger value — particularly if you don’t need the price guarantee, since Google Fiber’s pricing has also moved over time.
Cable promotional prices start lower ($40–$60/mo intro), but the 24-month total cost comparison favors T-Mobile significantly. Xfinity adds a $15/mo equipment rental fee, enforces a 1.2 TB data cap with $10–$50 monthly overage charges, and raises rates after the promotional period — often by $20–$30/mo. T-Mobile Fiber has no equipment fee, no data cap, and no promotional cliff. Over 24 months, a Fiber 300 Mbps customer at $45/mo pays roughly $1,080 — while an Xfinity customer can easily exceed $1,500 once equipment fees, post-promo increases, and overage charges accumulate. The loss of T-Mobile Fiber’s price guarantee matters here, but even without it, the pricing gap with cable is substantial.
Fios is the most comparable competitor — true fiber, no data caps, solid reliability, strong Northeastern track record. Fios starts at $49.99/mo for 300 Mbps with autopay (with a 2- or 3-year price lock option), versus T-Mobile Fiber’s $45/mo. Fios is only available in nine states; T-Mobile Fiber now covers 25. Where T-Mobile Fiber is available and Fios isn’t — which is most of the country — the comparison is moot. Where both are available, Fios’s price lock option may matter to customers who want guaranteed rate stability now that T-Mobile Fiber dropped its guarantee.
For households currently paying $60–$120/mo for HughesNet or Viasat satellite internet with 25–50 Mbps download, latency over 600ms, and data caps — T-Mobile 5G Home Internet at $50/mo with 133–415 Mbps and zero data caps is a substantial upgrade at lower cost. No upfront hardware expense (the gateway is included). Self-install in minutes. The 15-day money-back guarantee lets you try it risk-free. Rural households on slow DSL ($40–$60/mo for 25 Mbps or less) benefit similarly. Check your address at t-mobile.com — if strong 5G coverage reaches your home, the cost-to-performance jump is significant.
T-Mobile Fiber 300 Mbps at $45/mo is more than enough. A 4K Netflix stream uses 25 Mbps; a Zoom call uses 3–5 Mbps. Two people watching 4K on separate TVs while a third is on a video call uses under 60 Mbps total — that’s 20% of a 300 Mbps connection. There is no real-world benefit to paying for 1 Gig if this describes your household. If T-Mobile Fiber isn’t available at your address, the Rely 5G plan ($50/mo standalone or $35/mo with a T-Mobile voice line) handles this usage pattern comfortably in most 5G coverage areas. Consider the football-season promo: Fiber 300 at $35/mo is an exceptional value for exactly this use case.
Fiber 300 Mbps handles a solo remote worker comfortably. Zoom HD video calling requires 3.8 Mbps upload — 300 Mbps symmetric gives you roughly 75 times that headroom for a single call with everything else running in the background. Step to Fiber 1 Gig when two or more people in the same home are simultaneously on video calls and uploading large files to the cloud. The 1 Gig plan’s 1,000 Mbps upload is where content creators and households with multiple heavy upload users start to feel the difference. For a single remote worker who just needs reliability: 300 Mbps fiber beats 5G Home Internet every time because fiber speeds don’t fluctuate with neighborhood congestion.
The calculation still favors T-Mobile Fiber over cable for most households. Even without a guarantee, T-Mobile needs to keep prices competitive to grow its fiber footprint — aggressive price hikes in a competitive market would undermine their expansion strategy. The more practical comparison: Xfinity and Spectrum raise prices every year regardless of contracts, often significantly after promotional periods. You’re giving up contractual price protection, but you’re comparing against providers that raise prices routinely with or without a guarantee. If long-term pricing certainty is your top priority, the 5G Home Internet plans still carry the 5-year lock — and for many households, the speeds are entirely adequate.
Possibly, through 5G Home Internet rather than Fiber. T-Mobile’s fiber buildout is concentrated in urban and suburban markets. However, T-Mobile 5G Home Internet reaches millions of rural households that previously had only satellite or slow DSL. For a rural home currently paying $80+/mo for satellite internet with 25 Mbps and 600ms latency, T-Mobile 5G Home Internet at $50/mo with potential 133+ Mbps and normal latency is a significant improvement at lower cost. The 15-day money-back guarantee means you can try it at no risk. Check your specific address — rural coverage quality varies significantly depending on tower proximity.
Yes, if you switch to T-Mobile Fiber. The ETF buyout covers up to $750 of your current provider’s early termination fee. The process: install T-Mobile Fiber, cancel your current service, save the final bill showing the ETF charge, and submit it to T-Mobile. The reimbursement arrives as a virtual prepaid Mastercard in approximately 14 weeks — keep your old bill as documentation and set a follow-up reminder to check on it. Keep a digital copy of your old provider’s final bill: it’s the single document T-Mobile needs to process the reimbursement. Confirm current submission terms at fiber.t-mobile.com at the time of your switch, as details have changed.
Worth considering if T-Mobile Fiber becomes available at your address — but only if you have a specific reason to switch. The practical differences: fiber delivers speeds that don’t fluctuate with network congestion (5G Home Internet can slow during evening hours), upload speeds match download speeds exactly on fiber (wireless uploads are often lower than downloads), and latency is lower for gaming and real-time applications. If your 5G speeds are consistently good and you mainly stream and browse, a fiber switch may not deliver a noticeable day-to-day improvement. If you’ve noticed evening slowdowns or sluggish uploads, fiber solves both permanently. There’s no contract on either side — you can switch with zero financial risk.
Check your address before comparing plans — T-Mobile Fiber availability is block-by-block, not city-wide. Fiber support and 5G Home Internet support use different contact channels.
- Enter your exact street address at fiber.t-mobile.com — not just your city or ZIP. Fiber availability is street-level.
- Use a bank account or debit card for AutoPay — credit card costs you $10 more every month. Set it up correctly on day one.
- Fiber support hours: 7 days a week, 4 a.m.–midnight Pacific time. Call 844-783-4237 with billing questions, installation scheduling, or first-bill issues.
- If your first bill looks wrong, wait for the second. The AutoPay discount often takes one billing cycle to appear.
- If you have an ETF with your current provider, save that final bill digitally — you’ll need to submit it to get the buyout reimbursement.
- Promos change frequently — two-months-free and football-season deals are time-limited. Confirm what’s current at checkout, not from articles written weeks ago.
T-Mobile Fiber and 5G Home Internet plan prices, promotions, discounts, and availability are subject to change. Standard AutoPay prices ($45/$60/$70 for Fiber; $50/$60/$70 for 5G Home Internet) are the baseline rates; promotional pricing is limited-time and verified September 2026 — confirm current offers at fiber.t-mobile.com or t-mobile.com/home-internet before ordering. AutoPay discount ($10/mo on Fiber, $5/mo on 5G Home Internet) requires bank account or debit card enrollment; credit card does not qualify. The 5-year price guarantee was removed from T-Mobile Fiber plans for new customers signing up after April 30, 2026; it remains in effect for 5G Home Internet plans. Voice bundle discount ($15/mo credit) applies to 5G Home Internet only when linked to a qualifying T-Mobile postpaid voice line; credits take up to 2 billing cycles to appear. ETF buyout of up to $750 is subject to documentation requirements and current promotional terms. Virtual prepaid Mastercard promotional offers expire within 6 months of issue; chargeback provisions apply for cancellations within specified windows. T-Mobile Fiber Lumos and Metronet acquisitions expanded coverage to 25 states as of mid-2026. T-Mobile targets 15 million fiber-connected homes by 2030. This content is entirely original. Fiber support: 844-783-4237, 7 days 4 a.m.–midnight PT. 5G Home Internet support: 833-316-2710.