Chase Bank Near Me — Branches, ATMs, Hours & Everything Else

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Chase.com • JPMorganChase Media • GOBankingRates • Verified

Find the closest Chase branch or ATM, know what it is open, understand which states and countries Chase serves, and learn how to use your account when you travel.

💡 10 Things to Know About Finding Chase Bank Near You

Chase Bank is the largest retail bank in the United States and the only bank with branches in all 48 contiguous states. As of early 2026, Chase operates more than 5,000 branches and nearly 15,000 ATMs, with a major expansion underway to open more than 160 additional branches across 30 states this year alone. Whether you are looking for a full-service branch near your home, a free ATM while traveling, or wondering whether Chase exists in your country, here is everything you need, verified directly from official JPMorganChase sources and independent financial research.

1
How do I find the Chase branch or ATM closest to me? Use the official Chase branch locator at locator.chase.com or the Chase Mobile app. Enter your ZIP code, city, or allow location access for instant results with hours, services, and directions.
The Chase branch locator at locator.chase.com is the most accurate and up-to-date tool. It shows every branch and ATM sorted by distance, with current hours, phone numbers, available services (such as notary, safe deposit box, or drive-through), and accessibility information. The same feature is built into the Chase Mobile app under the menu — tap “Find ATM & Branch.” You can filter results by branch vs. ATM-only, drive-up service, and 24-hour availability. Google Maps and Apple Maps are also reliable for finding the nearest Chase location, but always verify hours directly on chase.com or by calling the branch, as app-based maps may not reflect recent closures or hour changes.
2
What are Chase Bank’s typical hours today? Most branches are open Monday–Friday 9 a.m. to 5 p.m. Saturday hours vary by location (typically 9 a.m. to 1 or 2 p.m.). Most locations are closed Sundays. Chase ATMs are open 24 hours a day, 7 days a week.
Branch hours vary significantly based on location type. Standalone branches typically follow weekday hours of 9 a.m. to 5 p.m. EST; some newer branches stay open until 6 p.m. Branches located inside grocery stores or other retailers often follow the retailer’s extended hours, including evenings and Sundays. Drive-through windows may open earlier or close later than the lobby. All Chase ATMs operate 24/7 regardless of branch hours. Chase branches are closed on all 11 federal banking holidays each year. Always check locator.chase.com or call your specific branch before visiting, since hours differ branch by branch — two locations in the same city may have different Saturday hours.
3
Is Chase Bank available in all U.S. states? Chase has branches in all 48 contiguous states and Washington D.C. It does not currently have retail branches in Alaska or Hawaii, though customers in those states can still bank online, by phone, and at ATMs.
Chase became the first national bank with branches in the entire contiguous United States in August 2021, when it opened its first branch in Montana after entering Arkansas, Iowa, Maine, Mississippi, New Mexico, North and South Dakota, Wyoming, and Vermont. As of February 2026, Chase officially operates in 48 states and D.C. per JPMorganChase’s own press releases. Alaska and Hawaii are not currently part of the retail branch network. However, residents of those states can still open and manage Chase accounts digitally, make ATM withdrawals at other networks (though fees may apply), and use the full Chase Mobile app. The 2026 expansion is adding 160+ more branches in over 30 states including rural and underserved communities.
4
Are there Chase Bank branches internationally? Chase has retail banking in the United Kingdom (launched 2021) and is expanding to Germany in 2026. JPMorgan Chase & Co., the parent company, has operations in more than 100 countries, but these are mostly corporate and investment banking offices, not consumer retail branches.
In September 2021, Chase launched its first consumer banking operation outside the U.S. by introducing an app-only current account in the United Kingdom. This expanded to a full debit card and savings product by 2023. According to Wikipedia’s Chase Bank article (updated March 2026), J.P. Morgan SE will expand this consumer banking model to Germany in 2026. Beyond the UK and Germany, JPMorgan Chase & Co. operates investment banking, commercial banking, and wealth management offices in more than 100 countries — but these are institutional offices, not consumer retail branches where everyday customers can walk in and open a checking account. If you are a U.S. Chase customer traveling abroad, you can still use your Chase debit or credit card globally anywhere Visa or Mastercard is accepted.
5
Can I use my Chase bank account internationally? Yes — Chase debit and credit cards work at millions of ATMs and merchants worldwide. Foreign transaction fees vary by card. Notify Chase of your travel dates in the app before you leave to prevent your card from being blocked as fraud.
Chase debit and credit cards are accepted at any ATM or merchant displaying the Visa or Mastercard logo worldwide. Before traveling, use the Chase Mobile app to set a travel notice under your card settings so your international transactions are not flagged as suspicious and declined. Chase’s ATM fee policy varies by account type: some premium accounts waive international ATM fees, while standard checking accounts may charge a fee per out-of-network international ATM withdrawal. Many Chase credit cards have no foreign transaction fee — check your specific card’s terms. For international calls if you have a problem, use Chase’s international number: 1-713-262-3300. The daily ATM withdrawal limit at Chase is $3,000 domestically; international limits may differ based on your account.
6
What is Chase Bank in America and how big is it? Chase is the consumer and commercial banking division of JPMorgan Chase & Co., the largest bank in the United States with $4.6 trillion in assets. It serves more than 86 million consumers and 7 million small businesses.
Chase Bank — formally JPMorgan Chase Bank, N.A. — is the largest retail bank in the United States by branch count, deposit volume, and customer reach. As of early 2026, JPMorgan Chase & Co. holds $4.6 trillion in assets, employs over 300,000 people globally, and operates in more than 100 countries. The Chase consumer brand specifically offers personal checking and savings accounts, credit cards, mortgages, auto loans, investment services, and small business banking. It is one of the “Big Four” U.S. banks alongside Bank of America, Wells Fargo, and Citibank. Chase is headquartered in Manhattan, New York City, with its main consumer banking CEO Jennifer Roberts having led a multi-billion dollar branch expansion since 2018 that added more than 1,000 branches.
7
What services does a full-service Chase branch offer? Full-service branches offer a live teller, personal banker, account opening, loan consultations, notary services, safe deposit boxes, wire transfers, and document signing. ATM-only locations do not have any of these services.
Chase locations fall into several types. Full-service branches have teller windows, personal bankers, and access to every retail banking service. J.P. Morgan Financial Centers, the newest format (21 currently open, 10 more planned for 2026), offer concierge-style private banking for clients with complex financial needs. Community Center branches include extra space for financial health workshops open to everyone. Smaller “kiosk” or ATM-only locations handle only self-service transactions. When using locator.chase.com, the listing for each location shows exactly which services are available. Services you may need to specifically confirm in advance include: notary service (not always available; call ahead), safe deposit box access, medallion signature guarantee, cashier’s checks, and wire transfers.
8
Are Chase ATMs free to use? Yes — all Chase ATMs are free for Chase customers with no transaction fee. There are nearly 15,000 Chase ATMs nationwide. Using non-Chase ATMs typically costs $3–$5 per transaction depending on your account type.
Chase customers pay no fee to use any Chase-branded ATM, regardless of the account type or balance. Out-of-network ATM withdrawals (at non-Chase ATMs) typically trigger a Chase fee of around $3 plus whatever fee the ATM owner charges — total costs averaging $4.73 per withdrawal nationally, according to Chase’s own ATM network education page. Some premium Chase accounts such as Chase Sapphire Banking waive out-of-network ATM fees. Chase ATMs can be used 24 hours a day, 7 days a week for cash withdrawals, deposits (cash and checks), balance inquiries, transfers between Chase accounts, and mini-statements. The maximum daily cash withdrawal at a Chase ATM is $3,000. All Chase ATMs are speech-enabled with headphone jacks for customers with visual impairments.
9
What is the phone number for the Chase branch nearest to me? Every Chase branch has its own direct phone number listed at locator.chase.com. The national customer service line is 1-800-935-9935 (24/7) and can transfer you to your local branch or handle most account questions directly.
To find your specific local branch phone number, go to locator.chase.com, enter your ZIP code or city, and click on the branch listing. The direct branch number is listed on that detail page. Branch lines are typically answered during branch hours only (not 24/7). For after-hours help with your account, the national 24/7 line at 1-800-935-9935 handles the vast majority of personal banking issues including card help, balance inquiries, fraud reports, and account changes — and can connect you to the right specialist without needing to call the branch. Branch managers can also be contacted by scheduling a meeting through Chase.com/meeting-scheduler.
10
Is Chase expanding? Will there be more branches opening near me soon? Yes — Chase announced in February 2026 that it will open 160+ new branches in over 30 states and renovate nearly 600 locations. The expansion targets rural areas, low-to-moderate income communities, and fast-growing regions in the Southeast, Heartland, and Northeast.
In a February 18, 2026 press release, JPMorganChase announced its largest single-year branch expansion, continuing a multi-year plan to open more than 500 new branches by early 2027. The 2026 expansion targets new markets in North Carolina, South Carolina, Florida, Pennsylvania, Kansas, Massachusetts, and Tennessee, among others. Chase’s goal is to have 75% of Americans within a reasonable driving distance of a branch and over 50% within each state. This is the fifth consecutive year of net branch openings for Chase, contrasting with a broader national trend of bank branch closures. Chase had 5,083 total branch locations in 2025, up from about 4,700 in 2021. To check if a new Chase branch is planned near you, search locator.chase.com or watch for JPMorganChase press releases at media.chase.com.

Sources: media.chase.com Feb 18 2026 (5,000+ branches; 48 states + DC; 160+ new in 2026; 30+ states; 600 renovations; 75% population goal; North/South Carolina, FL, PA, KS, MA, TN expansion; 1,100 new hires; $4.6T assets; 86M consumers; 7M small businesses); media.chase.com Jul 31 2025 (1,000th branch; 5,083 locations 2025; 68% US population reachable; Charlotte milestone); Axios Feb 18 2026 (5th straight year net openings; 5,083 locations); Wikipedia Chase Bank Mar 2026 (UK launch Sep 2021; Germany 2026 per J.P. Morgan SE; 100+ countries); GOBankingRates Feb 2026 (weekday hours 9am–5pm; Saturday varies; Sunday closed; closed federal holidays); locator.chase.com (official branch/ATM locator); Chase.com/personal/banking/education/basics/atm-network ($3,000 daily ATM limit; out-of-network fees avg $4.73; speech-enabled ATMs)

🕑 Chase Branch Hours & ATM Availability at a Glance

Hours vary by location. Always confirm your specific branch at locator.chase.com before visiting. All times are local to the branch.

Location Type	Typical Hours	Open?	Services Available
Standard branch — weekdays	9 a.m. – 5 p.m.	Open	Full teller, banker, all services
Standard branch — Saturday	9 a.m. – 1 or 2 p.m. (varies)	Most open	Full or limited teller services
Standard branch — Sunday	Closed (most locations)	Usually closed	ATM only at most sites
In-store branch (grocery, retail)	Store hours; often 10 a.m. – 7 p.m.	Extended hours	Basic teller; may vary
Drive-through window	Often opens earlier / closes later	Extended	Teller transactions; deposits
Chase ATM (standalone)	24 hours / 7 days	Always open	Withdraw, deposit, transfer, balance
Chase ATM (drive-up)	24 hours / 7 days	Always open	Withdraw, deposit (cash & check)
Federal holidays	Branches closed	Branches closed	ATMs open 24/7; app & online available
J.P. Morgan Financial Center	By appointment; varies	Appt. required	Private client, wealth management
Chase Mobile app & online	24 hours / 7 days	Always available	All account functions, no hold time

Sources: GOBankingRates Feb 2026 (branch hours Mon–Fri 9am–5pm; Saturday 9am–1 or 2pm; Sunday closed; ATMs 24/7; federal holidays closed); GOBankingRates Drive-Thru Mar 2025 (drive-up ATMs 24/7; $3,000 daily withdrawal limit; can filter drive-up on locator.chase.com); insurance/iestpmache.edu.pe Mar 2026 (in-store branches follow retailer hours; notary by appt; standalone 9am–5pm); media.chase.com 2026 (J.P. Morgan Financial Centers: 21 open + 10 more 2026; private meeting spaces; concierge service)

📊 Chase Bank in Numbers — Verified Facts

🏦 Total Branch Locations

5,000+

Chase had 5,083 branch locations in 2025 per Axios and is adding 160+ in 2026. It operates in all 48 contiguous states plus D.C. — the only bank with retail branches across the entire contiguous U.S.

💰 Free Chase ATMs

~15,000

Nearly 15,000 Chase ATMs are free for all Chase customers, 24/7. All are speech-enabled with headphone jacks. The daily cash withdrawal limit is $3,000. Use locator.chase.com to filter ATM-only results.

🚧 New Branches Opening

160+ in 2026

JPMorganChase announced Feb 18 2026 it will open 160+ new branches in 30+ states and renovate nearly 600 existing locations. This is the 5th consecutive year of net branch growth for Chase.

🌎 U.S. Population Reachable

68%

As of mid-2025, 68% of the U.S. population lives within an accessible drive of a Chase branch. Chase’s stated goal is to reach 75% of Americans by the completion of its current expansion plan.

ℹ️ What Chase Considers a “Full-Service” Branch vs. an ATM-Only Location

Not every Chase location is the same. Before driving to a location, confirm what services it offers at locator.chase.com. Here is what distinguishes each type: a full-service branch has teller windows, personal bankers, and access to all retail banking services including account opening, loan discussions, notary services, wire transfers, safe deposit boxes, and cashier’s checks. A limited-service or kiosk branch has a smaller footprint with self-service features and sometimes one banker, but may not offer teller windows or notary services. An ATM-only location has no staff — it handles only cash withdrawals, deposits, and self-service transactions. J.P. Morgan Financial Centers offer the highest level of service, designed for clients with complex financial needs, and are appointment-oriented. Always filter your locator search by the service you actually need.

Sources: media.chase.com Jul 31 2025 (68% U.S. population reachable; goal 75%); media.chase.com Feb 18 2026 (160+ branches; 30+ states; 600 renovations; 5th year net openings); Axios Feb 18 2026 (5,083 locations 2025); Chase.com/personal/banking/education/basics/atm-network (15,000 ATMs; free for Chase customers; speech-enabled; $3,000 daily limit); media.chase.com 2026 (J.P. Morgan Financial Centers: 21 centers; private meeting spaces; 10 more by end 2026)

❓ Chase Bank Location Questions — Answered Plainly

💡 I Don’t Have a Chase Account. Can I Still Walk Into a Branch?

Yes — Chase branches welcome non-customers. You can walk into any branch to ask about opening an account, discuss a mortgage or loan, cash a Chase check (though a fee may apply for non-customers), or attend a free financial health workshop. Chase Community Center branches specifically host financial education events open to everyone in the neighborhood, whether or not they are Chase customers. In 2025, Chase Community Managers hosted about 14,000 financial health workshops attended by 240,000 people across the country — all complimentary. Topics covered include budgeting, saving, building credit, and fraud prevention. To find a Community Center branch near you, use locator.chase.com and look for the “Community Center” tag on branch listings.

⚠️ Chase Is Expanding, But My Nearest Branch Still Closed. What Are My Options?

While Chase is adding branches in underserved areas, rural customers may still have limited physical access. If the nearest branch is far away, these options cover all standard banking needs without a visit: the Chase Mobile app handles check deposits (photographed from your phone), bill pay, transfers, Zelle payments, account management, and card freezes. Chase.com provides the same features on a desktop or laptop. Chase ATMs (free to use) handle cash withdrawals, deposits, balance inquiries, and transfers and can be found at many grocery stores and retail locations outside urban areas. If you need a live banker for a complex issue like a loan or account dispute and can’t travel to a branch, call 1-800-935-9935 (24/7) — many account services that used to require in-person visits are now fully available by phone or through the secure message center.

💡 I’m Traveling Overseas. Will My Chase Card Work Internationally?

In most countries, yes. Chase debit and credit cards work at any ATM or merchant displaying the Visa or Mastercard logo. Before you leave the U.S., take these three steps to avoid problems: 1. Set a travel notice. Open the Chase app, go to your card settings, and enable “Travel Notice” with the countries and dates you will be visiting. This prevents Chase’s fraud system from blocking your card when it detects overseas transactions. 2. Check your card’s foreign transaction fee. Many Chase credit cards have no foreign transaction fee; some Chase debit accounts do charge a fee per international ATM withdrawal. Log in to your account and check your specific card terms, or call 1-800-935-9935. 3. Save the international helpline number: 1-713-262-3300. The standard 1-800 numbers do not work from most foreign carriers. This is the number to call if your card is blocked or lost while traveling.

💡 Does Chase Have Sunday Hours? What If I Need Help on a Weekend?

Most standalone Chase branches are closed on Sundays. A smaller number of in-store branches — those located inside grocery stores or retailers that operate on Sundays — may be open with limited hours. To check whether a specific branch near you is open on Sunday, use locator.chase.com, click on the branch, and review its posted schedule. For all banking needs on any day of the week including Sundays and holidays, Chase’s digital options are always available: the Chase Mobile app and chase.com handle deposits, transfers, bill pay, Zelle, and account management 24/7 with no hold time. Chase ATMs also operate 24/7. And if you need to speak to a live representative on a Sunday, the national customer service line 1-800-935-9935 is staffed 24 hours a day, 7 days a week — including Sundays and federal holidays.

💡 How Do I Find a Chase ATM That Does NOT Charge a Fee?

Any Chase-branded ATM is free for all Chase customers — no fee, no minimum balance required. To find the nearest free Chase ATM: go to locator.chase.com or open the Chase Mobile app and select “Find ATM & branch.” Filter by “ATM” to see ATM-only results, or use the map and look for the blue Chase logo markers. You can also filter by “Drive Up” if you want a drive-through ATM. All Chase ATMs in results are fee-free for Chase account holders. Non-Chase ATMs will charge an out-of-network fee (around $3 from Chase plus the ATM owner’s own fee). If you are somewhere without a Chase ATM, consider using a debit card for a purchase at a grocery store and requesting cash back — many grocery stores offer cash back at the register with no ATM fee. This is a practical option in rural areas far from Chase branches.

💡 What Is the Nearest Chase Branch to Me Right Now?

The most accurate way to find the nearest Chase location right now is to use one of these three tools: Option 1: Go to locator.chase.com on your browser and allow the site to use your location, or type your ZIP code. Results appear on a map with distance, hours, and a “Get Directions” link. Option 2: Open the Chase Mobile app, tap the three-line menu, then tap “Find ATM & Branch.” Your phone’s GPS will show the closest locations instantly. Option 3: Ask Google Maps or Apple Maps for “Chase Bank near me” — both reliably locate Chase branches, though always click through to verify current hours since maps-app hours can lag behind official updates. The map buttons below this section use your location to display nearby Chase resources in real time.

Sources: media.chase.com Feb 18 2026 (Community Centers; 14,000 workshops; 240,000 attendees 2025; complimentary to all; budgeting/saving/credit/fraud topics); locator.chase.com (branch filter options: drive-up, ATM-only, services); Chase.com/personal/banking/education/basics/best-international-bank (travel notice; international card use); Airwallex Chase UK (no foreign transaction fees Chase UK; Mastercard exchange rate; travel settings in app); Chase.com/personal/banking/education/basics/atm-network (out-of-network avg $4.73; Chase ATMs free; 24/7; deposit-capable); Chase.com/digital/customer-service (1-800-935-9935 24/7 including Sundays and holidays); GOBankingRates Feb 2026 (most branches closed Sunday; in-store branches may be open Sunday)

📍 Find Chase Locations Near You Right Now

Tap a button below to update the map for that type of Chase location. Allow location access when prompted for the most accurate nearby results.

Finding Chase locations near you…

✅ Five Steps to Find & Use Chase Bank Near You

Step 1: Use the official locator for the most accurate results. Go to locator.chase.com or open the Chase Mobile app and search “Find ATM & Branch.” These sources are updated by Chase in real time. Third-party apps like Google Maps are useful but may show outdated hours.
Step 2: Filter by what you actually need. On the locator, you can filter by ATM vs. full branch, drive-up service, Chase Private Client access, and specific services like safe deposit box or notary. This saves you from driving to an ATM-only location when you need a banker.
Step 3: Call ahead for anything beyond routine transactions. Notary services, safe deposit box access, and wire transfers all require staff availability that can vary by day. A quick call to the branch’s direct number (found on the locator listing) confirms a specialist is available before you make the trip.
Step 4: Set a travel notice before any international trip. If you will be using your Chase card outside the U.S., open the app, go to your card settings, and add a travel notice with your destination countries and dates. This single step prevents the most common cause of card declines abroad.
Step 5: Know the international number before you leave. If you need Chase while outside the U.S., the number is 1-713-262-3300. The standard 1-800 numbers will not connect from most foreign phone carriers. Save this number in your phone before you travel.

📌 Quick-Reference Chase Location Facts to Save

Official branch and ATM locator: locator.chase.com
Schedule a branch meeting: chase.com/meeting-scheduler
Total branches (early 2026): 5,000+ in 48 states + D.C.
Total free ATMs: nearly 15,000 nationwide (24/7, free for Chase customers)
States without retail branches: Alaska and Hawaii
Countries with Chase consumer banking: United States and United Kingdom (Germany expanding 2026)
Typical weekday branch hours: 9 a.m. – 5 p.m. (varies by location)
Saturday hours: Varies — typically 9 a.m. to 1 or 2 p.m.; check locator.chase.com
Sunday: Most locations closed; ATMs always open 24/7
Federal holidays: Branches closed; ATMs and app available all day
ATM daily withdrawal limit: $3,000 at Chase ATMs
International helpline: 1-713-262-3300 (from outside the U.S.)
General customer service (24/7): 1-800-935-9935

© BudgetSeniors.com — This guide is independently researched and written. We are not affiliated with, compensated by, or endorsed by JPMorgan Chase & Co. or Chase Bank. All branch counts, hours, and location information are verified from official JPMorganChase press releases and chase.com sources as of March 2026. Branch hours, availability, and services change frequently — always confirm current information at locator.chase.com before visiting. Find a Chase branch: locator.chase.com • Schedule a meeting: chase.com/meeting-scheduler • Customer service: 1-800-935-9935 • International: 1-713-262-3300

Primary sources: media.chase.com Feb 18 2026 press release (5,000+ branches; 48 states + DC; 160+ new branches 2026; 30+ states; 600 renovations; 1,100 new hires; 86M consumers; 7.4M small businesses; $4.6T assets; goal 75% population reachable; Tom Horne, Jennifer Roberts quotes); media.chase.com Jul 31 2025 (5,083 branches 2025; 68% US pop reachable; 1,000th branch Charlotte milestone); Axios Feb 18 2026 (5th consecutive year net openings; up 6.1% from 2021); Wikipedia Chase Bank Mar 2026 (UK consumer banking Sep 2021; Germany 2026 J.P. Morgan SE; 100+ countries JPMorgan Chase; biggest U.S. bank; 15,000 ATMs; 5,000 branches); GOBankingRates Feb 2026 hours guide (Mon–Fri 9am–5pm; Saturday 9am–1 or 2pm; Sunday closed; closed federal holidays; in-store branches follow retailer hours); GOBankingRates Drive-Thru Mar 2025 ($3,000 ATM daily limit; drive-up ATMs 24/7; locator filter: “Drive Up”); Chase.com/personal/banking/education/basics/atm-network (out-of-network avg $4.73; Chase ATMs free; speech-enabled; 24/7); Chase.com/digital/resources/accessibility (talking ATMs; headphone jacks; 1-800-935-9935 press 0 for representative); media.chase.com 2026 (21 J.P. Morgan Financial Centers open; 10 more by end 2026; concierge private banking); media.chase.com Feb 2026 (Community Centers; 14,000 workshops; 240,000 attendees); locator.chase.com (filter: branch, ATM, drive-up, services, 24hr); chase.com/meeting-scheduler

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