How to Get Eliquis for $10 a Month — Every Savings Program

Three types of patients, three very different savings routes. Figure out which column describes you, then jump to that section below.

More than 15 million Americans take Eliquis every day. Without any help, it costs $520–$606 per month at most retail pharmacies — and there is still no FDA-approved generic in U.S. stores. But there are more meaningful savings options right now than at any point in this drug’s history. Here is what every patient should know.

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  Can I really get Eliquis for $10 a month? Yes — if you have commercial (private) health insurance · The manufacturer’s Co-Pay Card reduces your copay to as little as $10 per 30-day supply · Medicare, Medicaid, and TRICARE patients are NOT eligible for this specific card · Program valid through December 31, 2026 · Call 855-354-7847 to enroll or visit eliquis.bmscustomerconnect.com

  Bristol-Myers Squibb and Pfizer run the Eliquis Co-Pay Card program for commercially insured patients. When you present the activated card at a participating pharmacy alongside your valid prescription, your out-of-pocket cost drops to as little as $10 for a 30-day supply — or $10 for your very first 90-day fill. After that first 90-day supply, subsequent 90-day refills run $30. The program covers up to 24 months of savings with a maximum annual benefit of $2,000. Notably, 5 out of 10 Eliquis patients on this card end up paying $10 or less per month. The card must be activated before you use it — you can do that online or by phone — and activation must happen before December 31, 2026. One important rule: the card cannot be used alongside Medicare, Medicaid, TRICARE, or any other government-funded insurance. That exclusion exists because federal law prohibits manufacturers from subsidizing federal healthcare program costs.
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  Will Eliquis be cheaper with Medicare? Yes — starting January 1, 2026 · Medicare’s new negotiated price: $231 per 30-day supply (down from $521 list price) · That’s a 56% reduction negotiated by CMS under the Inflation Reduction Act · Additionally, Medicare Part D now has a $2,000 annual cap on all out-of-pocket drug costs · The Co-Pay Card is NOT available to Medicare patients — but these new savings are significant

  Eliquis was among the first 10 drugs selected for Medicare price negotiation under the Inflation Reduction Act of 2022. After negotiations concluded in August 2024, the Centers for Medicare and Medicaid Services (CMS) announced that the Maximum Fair Price (MFP) for Eliquis would be $231 per 30-day supply — effective January 1, 2026. That represents a 56% reduction from the 2023 list price of $521. Importantly, this new price is what Medicare Part D plans pay — what you pay at the pharmacy counter will depend on your specific plan’s copay structure. Many Part D enrollees will see their monthly cost come down substantially, though the exact amount varies by plan tier and phase. On top of that price cut, Medicare Part D’s new $2,000 annual out-of-pocket cap (effective 2025, continuing 2026) means that once you’ve spent $2,000 on covered drugs in a calendar year, all your covered medications — including Eliquis — become free for the rest of that year. About 9 million Medicare patients were using the 10 drugs selected for negotiation in 2023, per CMS data.
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  What if I have no insurance and can’t afford Eliquis? Free medication possible: Bristol Myers Squibb Patient Assistance Foundation (BMSPAF) · Call 800-736-0003 or visit bmspaf.org · Requires: uninsured or underinsured + demonstrated financial need + income generally under 300% federal poverty level · New in 2025: direct-to-patient option at 40% off list price (~$346/mo) through Eliquis 360 Support · Generic apixaban discount cards (GoodRx, SingleCare): $25–$80/month

  Uninsured patients have two main options. The first is the Bristol Myers Squibb Patient Assistance Foundation (BMSPAF), an independent non-profit that can provide Eliquis completely free to patients who meet the eligibility criteria: you must be a U.S. resident, uninsured or underinsured, and demonstrate financial hardship — generally household income at or below 300% of the federal poverty level. Medicare Part D patients may also qualify if they’ve already spent a significant amount on medications that year and meet income requirements. The application is free; you’ll need proof of income, insurance status, and a valid prescription. Processing takes time, so apply early. The second option — launched September 2025 — is the Eliquis 360 Support direct-to-patient program, which ships Eliquis directly to your home at more than 40% off the current list price. At a $606 list price, that brings the cost to approximately $346 per month. This option requires no insurance and is available across all 50 states. A third option: generic apixaban is now available at some U.S. pharmacies following patent settlements, and discount cards bring the cost down to $25–$80 per month for the generic version.
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  Is there a free 30-day trial of Eliquis? Yes — first-time patients only · Get your very first 30-day supply (up to 74 tablets) completely free · Requires: you have never filled an Eliquis prescription before + valid 30-day prescription + your treatment is planned for more than 35 days · Ask your doctor for the Free Trial Offer card or enroll at eliquis.bmscustomerconnect.com

  If you’ve just been prescribed Eliquis for the first time, you are almost certainly eligible for a free 30-day trial. The Free 30-Day Trial Offer, also managed by Bristol-Myers Squibb and Pfizer, provides up to 74 tablets at no cost. To qualify, you must never have filled an Eliquis prescription before, have a valid prescription written for no more than 30 days, and be prescribed Eliquis for a condition your doctor plans to treat for at least 35 days. This offer is limited to one use per patient per lifetime, so it cannot be used more than once. It also cannot be combined with the Co-Pay Card. The activation deadline is December 31, 2026. The easiest path: ask your prescribing doctor to provide a Free Trial Offer card, then activate it before heading to the pharmacy. This is a legitimate way to get your bearings on the medication before any out-of-pocket cost kicks in — and to buy yourself time to enroll in the Co-Pay Card if you have commercial insurance.
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  Can I use GoodRx or SingleCare to lower the cost of Eliquis? Yes — but with important caveats · Discount cards cannot be used WITH insurance (they’re a cash-price alternative) · GoodRx: ~$300–$450/month for brand-name Eliquis · SingleCare: as low as ~$155–$160 for 28 tablets (5 mg) · Generic apixaban through discount cards: ~$25–$60/month · Discount cards may NOT be combined with the manufacturer Co-Pay Card or insurance

  Prescription discount platforms like GoodRx, SingleCare, and Mark Cuban’s Cost Plus Drugs (costplusdrugs.com) work by negotiating cash prices with pharmacies — they’re not insurance, and they operate separately from any insurance you have. For brand-name Eliquis without insurance, GoodRx brings the price down to roughly $300–$450 per month depending on the pharmacy, while SingleCare has been known to reduce the cost to $155–$160 for a 28-tablet supply of 5 mg tablets. If generic apixaban is available at your pharmacy, discount cards are even more powerful — bringing the generic version to $25–$60 per month in many cases. The key rule: you cannot use a discount card AND insurance at the same time for the same fill. They are mutually exclusive. If your insurance copay is high, compare it against the discount card price to see which is lower. Also compare prices across multiple pharmacies — the same medication can vary by $100 or more at different stores in the same city, per Medfinder data.
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  Is there a generic version of Eliquis available? Yes — generic apixaban is now available in some U.S. pharmacies following patent settlements · Full broad availability expected by April 2028 · FDA approved generics in 2019 (Micro Labs, Mylan/Viatris) but patent litigation delayed market entry · Generic typically 70–85% cheaper than brand name · Ask your pharmacist if generic apixaban is in stock

  Generic apixaban has had a complicated history in the U.S. The FDA approved the first generics in December 2019, but patent protection held by the Bristol-Myers Squibb and Pfizer Alliance kept them off shelves. Court rulings and settlements established April 1, 2028 as the “official” earliest entry date — though recent settlement agreements allowed some manufacturers to launch earlier than that timeline in 2025–2026. As of now, generic apixaban is becoming available at select pharmacies. If your pharmacist has it in stock and your doctor hasn’t written “Dispense as Written” (DAW) on the prescription, you can ask to fill with the generic. At $25–$80 per month through discount cards compared to $520–$606 for brand Eliquis, the savings are substantial. Generic apixaban contains the identical active ingredient (apixaban) in the same dose and must meet the FDA’s bioequivalence standards — meaning it works the same way in your body. That said, always confirm the switch with your prescribing physician before changing from brand to generic.
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  What is the Extra Help / Low-Income Subsidy for Medicare patients on Eliquis? Medicare Extra Help (also called LIS — Low-Income Subsidy) reduces your Part D drug costs significantly · Copays for covered drugs can drop to $0–$11.20 per month for Extra Help enrollees · Qualify if: limited income and resources · Apply at ssa.gov/extrahelp or call Social Security at 1-800-772-1213 · The Inflation Reduction Act expanded Extra Help eligibility starting in 2024

  If you’re on Medicare and struggling to afford Eliquis, the Medicare Extra Help program (formally the Low-Income Subsidy) is often the single most valuable intervention available. Extra Help is a federal program run through Social Security that assists Medicare Part D enrollees with limited income and resources in covering their prescription drug costs. Qualifying recipients may pay little to nothing for covered drugs, including Eliquis, and have copays capped at a very low amount. The Inflation Reduction Act of 2022 expanded the income eligibility threshold for full Extra Help benefits, bringing more people into coverage who previously had partial benefits or none. You can apply directly at ssa.gov/extrahelp, through your State Health Insurance Assistance Program (SHIP), or by calling Social Security at 1-800-772-1213. If you qualify for Medicaid, you are automatically enrolled in Extra Help. The Bristol-Myers Squibb Patient Assistance Foundation (BMSPAF) requires proof that you do NOT qualify for Extra Help before approving their program for low-income Medicare patients — so it’s worth checking Extra Help eligibility first.

Big things have happened with Eliquis pricing in the past year. Here’s what’s making news and what it means for your wallet.

If you have commercial (private) health insurance, this is the fastest path to $10 Eliquis. The whole process takes about 10 minutes online or over the phone.

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  Confirm you’re eligible. You need commercial health insurance — this means insurance from your employer, the marketplace (ACA), or coverage you purchased privately. Medicare, Medicaid, Medicare Advantage, TRICARE, VA, and other government programs do not qualify for this card. If you’re not sure what type of insurance you have, check your insurance card — it will say Medicare or Medicaid if those apply.
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  Get a valid Eliquis prescription. The Co-Pay Card requires a current, valid prescription from a licensed U.S. healthcare provider. If you’re already taking Eliquis, your existing prescription works. If you’re just starting, your doctor will write one at your appointment.
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  Enroll and activate your card online or by phone. Visit eliquis.bmscustomerconnect.com/savings or call 855-354-7847. You can receive your card by email, text, or physical mail. The card must be activated before its first use — activation takes just a few minutes with your personal information and insurance details on hand.
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  Bring the activated card to a participating pharmacy. Most major pharmacies in the U.S. participate. Present the Co-Pay Card alongside your prescription. For mail-order pharmacies that don’t participate, call 866-279-4730 to request a patient rebate form, or go to patientrebateonline.com to get reimbursed after paying out of pocket.
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  Know your limits and re-enroll if needed. The program covers up to 24 months with a maximum annual benefit of $2,000. When your card expires, you are eligible to re-enroll. Activation must happen before December 31, 2026. If you hit the $2,000 annual cap before the year ends, you’ll pay your plan’s standard copay for the remaining months of that year.

Use the buttons below to find pharmacies, Medicare help counselors, and patient assistance resources near your location. Always call ahead to confirm availability and current pricing.