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How Much Is Optimum WiFi a Month?

Budget Seniors, June 27, 2026June 27, 2026
๐ŸŒ๐Ÿ’ก
Optimum Internet ยท All Plans ยท Real Monthly Bill ยท Hidden Fees Exposed

Optimum starts at $25 a month โ€” one of the lowest advertised prices in the U.S. โ€” but what you actually pay depends on AutoPay, where you live, whether you get the 5-year price lock, and what happens when the promotional period expires. This guide covers everything you need to know before signing up or renegotiating your current bill.

๐Ÿ“ฃ
What Just Changed โ€” Five-Year Price Lock Now Standard on All Plans

Starting in early 2026, Optimum extended its five-year price lock to all internet plans โ€” not just select tiers. This is a significant shift from Optimum’s old model, where prices could jump sharply after just 12 months. Under the new structure, your base internet rate won’t increase for five years. After that, prices rise by no more than $15 per month per year until they reach Optimum’s standard rate. This change makes Optimum’s long-term pricing far more competitive with Verizon Fios and T-Mobile. The catch: the AutoPay + Paperless Billing discount ($10/mo off) still requires a checking account, not a debit or credit card โ€” debit card AutoPay saves only $5 per month. New customers who don’t set this up correctly from day one are leaving money on the table immediately.

๐ŸŒ What Optimum Actually Is โ€” The Short Version

Optimum, operated by Altice USA, is a cable and fiber internet provider available in 21 states primarily across the Northeast, Southwest, and parts of the Midwest. In some areas Optimum delivers internet over fiber-optic lines (true fiber, symmetrical speeds); in other areas it uses a hybrid fiber-cable network. The gateway device โ€” which acts as both modem and Wi-Fi router โ€” is included with service at no equipment rental fee for new customers, though that can change. All Optimum internet plans include unlimited data with no overage charges, no annual contracts, and no early termination fees. The company serves roughly 5 million customers and has been expanding fiber coverage significantly in recent years. Customer satisfaction rankings have historically been low, particularly around billing and price increases โ€” but the new five-year lock is a meaningful improvement. Whether Optimum is worth it at your address depends heavily on what competitors are available there, what plan you choose, and whether you set up the right discounts from the start.

๐Ÿ’ฐ Optimum Internet Plans โ€” Real Monthly Prices

Prices below reflect the promotional rate with AutoPay using a checking account and paperless billing (saves $10/mo). Without AutoPay + paperless billing from a checking account, add $10 per month to all prices. Plans and exact tiers vary by location โ€” confirm at optimum.com/internet with your specific address.

Plan Monthly Rate Speed What’s Included
300 Mbps Best Value $25/mow/ checking AutoPay + paperless billing ยท 5-yr price lock ยท + taxes & fees 300 Mbps down Free Gateway modem/router ยท Unlimited data ยท No contract ยท No early termination fee
500 Mbps $35/mow/ checking AutoPay + paperless billing ยท 5-yr price lock ยท + taxes & fees 500 Mbps down Free Gateway ยท Unlimited data ยท No contract ยท 6 months HBO Max included on some offers
1 Gig Fiber $45/mow/ checking AutoPay + paperless billing ยท 5-yr price lock ยท + taxes & fees ยท Fiber areas only 940 Mbps down / up Wi-Fi 6E gateway ยท Symmetrical upload/download ยท Unlimited data ยท 12 months HBO Max included
2 Gig Fiber ~$60/mow/ checking AutoPay + paperless billing ยท Fiber areas only 2,000 Mbps down / up Wi-Fi 6E gateway ยท Full symmetrical speeds ยท HBO Max included ยท Fiber footprint only
8 Gig Fiber $120/mow/ checking AutoPay + paperless billing ยท Limited fiber areas 8,000 Mbps down / up Fastest available plan ยท Very limited availability ยท For households with extreme speed needs
โš ๏ธ The $10/Month AutoPay Trap Most Customers Miss

The full $10/month AutoPay discount applies only when you use a checking account (bank account) for AutoPay and enroll in paperless billing. Using a debit card saves only $5/month. Using a credit card saves nothing โ€” no discount at all. If you set up AutoPay with a debit or credit card and didn’t realize checking was required for the full discount, you’re paying $5โ€“$10 per month more than the advertised rate. Log in to your Optimum account, update the payment method to a checking account, and the correct discount will apply within one billing cycle. This single change saves $60โ€“$120 per year for anyone currently using a card.

๐Ÿ“‹ Most-Asked Questions โ€” Straightforward Answers

These are the questions that sit behind every “how much is Optimum WiFi” search โ€” including what the real monthly bill looks like, what the hidden fees are, how Optimum compares to Verizon, and what existing customers can do to lower their bill right now.

  • 1
    How much is Optimum WiFi monthly โ€” what does it actually cost? New customers: $25โ€“$120/month depending on speed ยท Most households choose 300 Mbps at $25/mo or 500 Mbps at $35/mo ยท Add $5โ€“$15/month in state and local taxes ยท $10/mo discount requires checking account AutoPay + paperless billing
    Optimum’s promotional pricing for new customers starts at $25 per month for 300 Mbps internet โ€” genuinely one of the lowest starting prices among major U.S. cable providers. But the price you see in the ad is not the price you pay: state and local taxes (typically $5โ€“$15 per month depending on your location) are added on top, and the advertised rate requires both AutoPay set up through a checking account and enrollment in paperless billing. Miss either of those conditions and add $5โ€“$10 per month to your bill. After taxes and the AutoPay discount, a typical 300 Mbps Optimum customer pays roughly $30โ€“$40 per month; a 500 Mbps customer pays roughly $40โ€“$50 per month. These rates are locked for five years under Optimum’s current price guarantee, after which prices increase by up to $15 per year until reaching Optimum’s standard rates. There’s no equipment rental fee for new customers, no data caps, and no annual contract โ€” meaning you can cancel without penalty at any time.
  • 2
    What are Optimum WiFi’s hidden fees? Taxes added on top: $5โ€“$15/month ยท AutoPay discount requires checking account โ€” debit card saves less, credit card saves nothing ยท Whole Home WiFi extenders: $5/month ยท Paper billing fee: $1/month ยท Professional installation: $100 (free online for some plans) ยท Payment through agent or phone: extra fee
    Optimum’s fees are more transparent than they used to be โ€” the company dropped its old Network Enhancement Fee โ€” but several charges still catch new customers off guard. The biggest is the AutoPay payment method requirement: the full $10/month discount is only available when you use a bank checking account, not a debit card (which saves $5) or credit card (which saves nothing). State and local taxes are added on top of the advertised rate and vary by state. If you want Wi-Fi extenders to cover dead spots in larger homes, the Whole Home WiFi add-on costs $5/month for up to three extenders โ€” this is optional and free of charge in some promotional periods. Receiving a paper bill instead of going paperless adds $1 per month. Professional installation costs $100, though self-installation is available at no charge when you order online for qualifying plans. Making a payment through a store agent or customer service representative incurs an extra “Payment Assistance Fee” โ€” to avoid it, pay online, through the app, or by setting up AutoPay. The only fee that’s unavoidable for everyone is the state tax add-on.
  • 3
    What do existing Optimum customers pay โ€” and why is my bill so high? Existing customers past their promotional period often pay $70โ€“$110+ per month for the same speed new customers get for $25โ€“$45 ยท Price increases up to $15/year after the promotional period ยท Calling to negotiate or threatening to cancel is the most effective way to get a lower rate
    This is the core pain point with Optimum, and it’s where the company’s customer satisfaction scores take a serious hit. Customers who signed up years ago โ€” particularly before Optimum expanded its price lock terms โ€” can find themselves paying $80 or $100 per month for 300 Mbps internet that a new customer gets for $25. That gap exists because promotional pricing for existing customers expires and the standard rate applies, with annual increases on top. The good news: Optimum’s customer retention department has significant flexibility to offer discounts to customers who call and indicate they’re considering canceling. Calling the retention line (not general customer service) and asking specifically what plans and promotions are available for existing customers often results in a discount of $20โ€“$40 per month applied for 6โ€“12 months. One Optimum customer interviewed by a consumer publication had her $100 bill for 300 Mbps reduced to $51 per month by calling and asking. She didn’t even have to threaten to cancel โ€” just ask directly. If the first representative offers nothing, ask to speak with the retention or loyalty department specifically. Optimum would rather keep you at a lower rate than lose you to a competitor.
  • 4
    Who is cheaper โ€” Verizon or Optimum? Introductory price: Optimum wins ($25/mo vs. Verizon Fios starting at $35โ€“$50/mo) ยท Long-term pricing: similar after discounts ยท Customer satisfaction: Verizon wins clearly ยท Equipment: Verizon Fios includes router at no extra cost ยท For most people in markets where both exist, Verizon Fios is the stronger long-term choice
    On paper, Optimum’s $25/month starting rate beats Verizon Fios’s $35โ€“$50/month starting range. But the comparison gets more nuanced over time. Verizon Fios uses a 100% fiber-optic network โ€” not a hybrid fiber-cable network like much of Optimum’s infrastructure โ€” which delivers more consistent speeds, lower latency (the delay before data starts moving), and less slowdown during evening hours when many households are online simultaneously. Verizon also consistently ranks higher in customer satisfaction surveys than Optimum, particularly for reliability and billing transparency. Verizon’s all-in pricing โ€” where the advertised price includes taxes and equipment โ€” makes it easier to know exactly what you’ll pay. Optimum’s advertised price requires adding taxes. That said, Optimum wins on raw speed-per-dollar in the introductory period, and where Optimum has true fiber available (not hybrid cable), the gap in reliability narrows considerably. If Verizon Fios is available at your address and you value predictability and customer service over the absolute lowest starting price, Verizon is typically the better long-term choice. If Verizon isn’t available or Optimum is offering a promotion that dramatically undercuts the competition, Optimum at $25โ€“$45 with a 5-year lock is a legitimate option.
  • 5
    What is the Optimum 500 Mbps price and is it worth the extra $10? 500 Mbps: $35/month (promotional with checking AutoPay + paperless) ยท vs. 300 Mbps at $25/month ยท Difference: $10/month ($120/year) ยท Worth it for: households of 4+ people, multiple 4K streams simultaneously, heavy remote workers ยท Not necessary for: 1โ€“2 people doing typical browsing, streaming, and video calls
    The 300 Mbps plan at $25/month is sufficient for most households โ€” Netflix recommends 25 Mbps for a single 4K stream, and even with three or four streams running simultaneously you’d be using under 100 Mbps. The case for paying $10 more for 500 Mbps: if your household consistently has five or more devices actively downloading, streaming, or in video calls at the same time, especially during evening hours when network congestion can reduce actual speeds below the advertised maximums, the extra headroom provides noticeably more consistent performance. Actual measured speeds at your address at peak hours are the deciding factor โ€” and there’s no reliable way to know those without testing. If you’re starting fresh with Optimum, consider signing up for 300 Mbps first. You can upgrade to 500 Mbps at any time online without a service call, and downgrading is equally simple. Starting lower and upgrading if needed is easier and cheaper than the reverse.
  • 6
    Does Optimum offer a discount for seniors or low-income households? Optimum Advantage: free or heavily discounted internet (up to 100 Mbps) for qualifying households ยท Eligibility: seniors 65+ receiving SSI, veterans receiving federal/state assistance, households with children in NYC public schools or the National School Lunch Program ยท Apply through optimum.com or call 866-200-7273
    Optimum Advantage is a meaningful low-cost internet program that gets very little attention but can make a dramatic difference for qualifying households. Eligible customers include seniors aged 65 or older who receive Supplemental Security Income (SSI), veterans receiving qualifying federal or state assistance, and households with children enrolled in New York City public schools or the National School Lunch Program. Eligible customers receive free or heavily reduced internet service at speeds up to 100 Mbps โ€” sufficient for email, video calls, streaming, and everyday browsing. The program operates in specific Optimum service areas and is not available everywhere. To check eligibility and apply: visit optimum.com/advantage or call the Optimum Advantage line at 866-200-7273. Proof of program participation (SSI award letter, benefit card, school enrollment documentation) is required. If you’re currently paying full price for Optimum and you receive SSI, a veteran’s pension, or have school-age children in a qualifying program, this application is worth prioritizing โ€” the potential savings are $25โ€“$100 per month compared to standard service.
  • 7
    What is the Optimum TV and internet package price? Internet-only is almost always cheaper than bundling TV ยท TV service starts at roughly $80โ€“$100/month on top of internet ยท Includes mandatory broadcast fee ($9.99) and regional sports fee ($10.47) for TV subscribers ยท Bundle savings rarely offset the TV service cost for households that don’t need live TV
    Optimum offers three TV packages that can be added to any internet plan, but the math rarely favors traditional cable TV for households that already use streaming services. Optimum’s base TV service starts around $80โ€“$100 per month, and on top of that, TV subscribers pay a mandatory $9.99 broadcast fee and a $10.47 regional sports network fee โ€” charges that don’t appear in the headline TV price. Combined with even the cheapest internet plan, a TV + internet bundle easily reaches $130โ€“$150+ per month. For comparison, internet alone at $25โ€“$45 combined with streaming services (Netflix, Hulu, Paramount+, YouTube TV for live channels) typically costs $75โ€“$100 total and delivers more flexibility with no annual contract. The one scenario where Optimum’s TV bundle makes sense: if you specifically want live local news and sports channels and don’t want to manage multiple streaming subscriptions, the bundle can simplify billing. But for most households โ€” particularly seniors who primarily watch a handful of channels โ€” the streaming route is more affordable and more flexible.
  • 8
    How do I lower my current Optimum bill? Call retention directly (not general customer service) ยท Ask for current promotions for existing customers ยท Mention competitor pricing (Verizon Fios, T-Mobile, or fiber alternatives in your area) ยท Set up checking account AutoPay + paperless billing for the full $10/month discount ยท Check Optimum Advantage eligibility ยท Consider downgrading to a lower speed tier
    Lowering an Optimum bill is more achievable than most people realize, and calling is almost always more effective than attempting it online. The key is reaching the retention department, not general customer service. Call 877-694-9474, navigate to billing or account changes, and when you reach a representative, say clearly that you’re looking at other options and want to understand what promotions are available to keep your rate down. Competing offers from Verizon Fios, T-Mobile 5G home internet, or any fiber provider in your area are useful to mention โ€” Optimum’s retention team has access to discounts that aren’t publicly advertised and is more likely to use them when a competitor is named. Two other levers: first, confirm your AutoPay method. If you’re using a debit or credit card, switch to a checking account to capture the full $10/month discount you may not currently be getting. Second, check whether your current speed tier is one you actually need โ€” dropping from 500 Mbps to 300 Mbps saves $10/month ($120/year) with almost no real-world difference for most households. Combined, the right AutoPay setup plus a plan downgrade could save $20/month โ€” $240 per year โ€” with a single phone call and one account update.
๐Ÿ” What to Do Based on Your Situation
I’m a new customer considering Optimum โ€” what should I know before I sign up?
NEW CUSTOMERS
Optimum’s $25 starting price is legitimate for new customers, but getting that price correctly requires doing three things at sign-up that most people don’t realize are connected. First: order online rather than by phone or in-store. Self-installation is available at no charge for most plans when you order through the website โ€” professional installation costs $100. Second: enroll in paperless billing during signup โ€” this is half of the discount requirement. Third: set up AutoPay using a checking account (bank account), not a debit card and not a credit card. The full $10/month discount requires both the paperless billing enrollment and the checking account AutoPay specifically. Miss the checking account requirement and you save only $5/month instead of $10. That’s $60 per year left on the table. Also confirm whether the 5-year price lock applies to your specific plan and region โ€” ask during signup or look for it explicitly in the offer terms. With the lock in place, your $25 or $35 rate is protected for five years. Without it, pricing terms vary. Enter your zip code at optimum.com/internet to see which plans and promotional terms are available at your specific address.
๐Ÿ–ฅ๏ธ Order online: avoids $100 professional installation fee ๐Ÿ’ฐ Full $10/mo discount: checking account AutoPay + paperless billing ๐Ÿ”’ Ask about 5-year price lock before confirming order โš ๏ธ Debit card = only $5/mo discount ยท Credit card = $0 discount
I’m a senior and my Optimum bill has crept up to $80โ€“$100/month โ€” what are my options?
SENIORS ยท EXISTING CUSTOMERS ยท HIGH BILL
This is one of the most common situations Optimum customers find themselves in, and it’s fixable โ€” but it requires making a phone call. If your bill has risen to $80โ€“$100 for internet speeds that new customers now get for $25โ€“$45, you’re experiencing what happens when promotional pricing expires without a price lock in place. The fastest path to a lower bill is calling Optimum’s customer retention line at 877-694-9474. When you reach a representative, say directly that your current bill feels too high compared to what Optimum offers new customers, and ask what options are available to existing customers. Loyalty discounts of $20โ€“$40 per month for 6โ€“12 months are routinely available and not proactively offered. Second step: check whether you qualify for Optimum Advantage โ€” the low-cost program for SSI recipients, qualifying veterans, and households with children in certain school programs. If you receive Supplemental Security Income (SSI), you may qualify for free or heavily discounted internet at up to 100 Mbps. Third: confirm you’re on the right speed tier. If you’re on a 500 Mbps plan but only use the internet for email, video calls, and watching TV shows, downgrading to 300 Mbps saves $10/month with zero practical difference in your experience.
๐Ÿ“ž Call retention: 877-694-9474 ยท Ask for loyalty/existing customer discount ๐Ÿ†“ SSI recipient? Apply for Optimum Advantage: 866-200-7273 ๐Ÿ’ก Downgrade speed: 300 Mbps handles email, streaming, video calls โš ๏ธ Mention Verizon or T-Mobile prices โ€” gives negotiating leverage
I mainly use the internet for email, video calls, and streaming โ€” which plan is right?
LIGHT USERS ยท SENIORS ยท SMALL HOUSEHOLDS
The 300 Mbps plan at $25/month handles everything you listed with speed to spare โ€” there is no practical reason to pay more unless your household has many simultaneous heavy users. Email uses barely any bandwidth. A video call on FaceTime or Zoom uses about 3โ€“5 Mbps each direction. Streaming a show in HD on Netflix or Hulu uses about 5โ€“8 Mbps; 4K streaming uses about 25 Mbps. Even if you’re watching TV on two screens at once while video calling on a third device, your total usage in that moment is well under 60 Mbps โ€” a small fraction of what 300 Mbps delivers. The most important practical question isn’t speed on paper but signal strength throughout your home. If your router is on one side of the house and your TV or bedroom is far away, Wi-Fi coverage may be the real issue โ€” not speed. Optimum’s Whole Home WiFi extenders ($5/month, up to three included) solve this by adding access points in other rooms. Before upgrading to a faster plan, try moving the gateway closer to where you use the internet most, or requesting an extender through Optimum’s support line. Often that solves the problem for far less than a plan upgrade.
โœ… 300 Mbps handles: email + 2 streams + video call simultaneously ๐Ÿ’ก Wi-Fi dead spots? Try extender ($5/mo) before upgrading plan ๐Ÿ“ฑ Move router to central location โ€” biggest free speed improvement ๐Ÿ’ฐ Start at 300 Mbps, upgrade online anytime if you need more
Is Optimum fiber available at my address and how does it compare to cable?
FIBER vs. CABLE ยท COVERAGE CHECK
Whether you get Optimum fiber or Optimum cable depends entirely on the infrastructure at your specific address โ€” and the pricing is the same either way, which is unusual and worth knowing. If your neighborhood is wired for Optimum fiber, you receive truly symmetrical speeds (upload and download are equal) and a Wi-Fi 6E gateway. Fiber is more reliable than cable during peak hours because it isn’t subject to the neighborhood congestion that affects cable infrastructure. Optimum’s fiber plans at 1 Gig ($45/month) and 2 Gig ($60/month) are genuinely competitive against Verizon Fios and AT&T Fiber. Optimum cable internet is delivered over coaxial cable lines and is asymmetrical: download speeds are much faster than uploads. For most households, this doesn’t matter for everyday use โ€” streaming, browsing, and video calls are primarily download-heavy activities. The upload limitation only shows up during large file uploads, video game streaming, or working from home with heavy video conferencing loads. Enter your address at optimum.com/internet to see whether fiber or cable is available at your location. If fiber is available, the same $25 starting price applies and the performance is meaningfully better โ€” there’s no reason to choose cable if fiber is an option at your address.
๐Ÿ” Check fiber availability: optimum.com/internet โ€” enter your address โšก Fiber 1 Gig: $45/mo โ€” same price as cable but faster & more reliable ๐Ÿ“ค Fiber = equal upload & download ยท Cable = much slower uploads ๐Ÿ’ก Same pricing for fiber & cable at the same speed tier
How does Optimum’s 500 Mbps $300 rebate deal work and is it legitimate?
REBATE OFFERS ยท NEW CUSTOMERS
Optimum does periodically run prepaid card rebate promotions for new customers โ€” typically $100โ€“$200 for internet-only signups, higher for bundle customers โ€” and they are legitimate, but the terms have important conditions most people miss. Rebate offers typically require: signing up online (not in-store), maintaining the account in good standing (no missed or returned payments), and staying enrolled in Optimum Mobile or other qualifying services for the first 90 days. The prepaid card is virtual โ€” delivered digitally rather than physically mailed in most cases โ€” and must be used within 6 months of issuance or unused funds are forfeited. The card cannot be used to pay your Optimum bill directly. Before assuming any specific rebate amount applies, confirm the active offer at optimum.com/internet, since promotions change frequently and the amount depends on which plans and add-ons are included. Always read the specific promotional terms before signing up โ€” the rebate structure often ties the discount to bundle enrollment that you may not want long-term. A standalone internet-only rebate is typically smaller than bundle rebates, but it comes without the commitment to additional services.
โœ… Rebates are legitimate: check current offer at optimum.com ๐Ÿ“… Must maintain account in good standing for 90 days ๐Ÿ’ณ Virtual card: use within 6 months or funds are forfeited โš ๏ธ Read terms: bundle rebates require enrolling in additional services
๐Ÿ“ Check Coverage & Find Local Help Near You

Use the buttons below to find an Optimum store near you, compare other internet providers at your address, or find a community resource to help with sign-up or billing questions. Always verify plan availability and pricing at optimum.com before ordering.

Searching near you…
๐Ÿ”‘ Quick Reference โ€” Key Optimum Contacts & Links
๐ŸŒ Plans & availability: optimum.com/internet ๐Ÿ“ž Customer service: 877-694-9474 ๐Ÿ“ž Optimum Advantage (low-income): 866-200-7273 ๐Ÿ“ฑ My Optimum App: App Store / Google Play ๐Ÿ’ฐ Lower your bill: call 877-694-9474 โ†’ Billing โ†’ Retention ๐Ÿ—บ๏ธ FCC broadband coverage map: broadbandmap.fcc.gov โœ‚๏ธ Cancel anytime: 877-794-2724 ยท No early termination fee ๐Ÿ’ณ AutoPay update: My Optimum App or optimum.net โ†’ My Account ๐Ÿ›๏ธ FCC broadband complaint: fcc.gov/consumers/guides/filing-informal-complaint ๐Ÿ“„ Rate card & full fee schedule: optimum.com/rate-card
โœ… Quick Checklist โ€” Get the Lowest Optimum Bill Possible
  • Step 1: Enter your address at optimum.com/internet to confirm which plans are actually available at your location โ€” cable vs. fiber availability and specific plan options vary by street.
  • Step 2: Order online, not by phone or in-store. Self-installation is free online; professional installation costs $100. The online order also ensures you’re getting the most current promotional pricing.
  • Step 3: Set up AutoPay using a checking account (bank account) and enroll in paperless billing during signup. This combination saves $10/month โ€” $120/year. Debit card saves only $5/month; credit card saves nothing.
  • Step 4: Confirm the 5-year price lock is included. Ask during signup or look for it explicitly in the offer terms. Without it, your rate can rise after 12โ€“24 months.
  • Step 5: If you’re 65+ and receive SSI, a qualifying veteran, or have children in qualifying school programs, apply for Optimum Advantage at 866-200-7273 for free or reduced-cost internet instead of standard service.
  • Step 6: If you’re an existing customer with a high bill, call 877-694-9474 and ask specifically for existing customer promotions or the loyalty/retention department. Mentioning Verizon Fios or T-Mobile home internet pricing can unlock discounts not proactively offered.

Optimum pricing, plan availability, promotional terms, and fee schedules are set by Altice USA / CSC Holdings and subject to change without notice. Prices shown reflect publicly available promotional rates with AutoPay using a checking account and paperless billing enrollment; actual rates depend on your specific address, current promotions, and applicable state and local taxes. After the promotional period or price-lock period ends, standard rates apply. Always verify current pricing and availability at optimum.com before ordering. This page has no affiliation with Optimum, Altice USA, or any internet service provider. Optimumยฎ is a registered trademark of CSC Holdings, LLC.

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