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Budget Seniors

Practical help for seniors living on a limited income

SCSEP Senior Employment: The PAID Job Training Program for Adults 55+

Budget Seniors, December 28, 2025December 28, 2025

Key Takeaways: Quick Answers About SCSEP 📋

❓ Your Question✅ Quick Answer
What age do I need to be?Program participants must be at least 55 New York State Office for the Aging
How much can I earn?Households at or below 125% of the federal poverty level
Do I get PAID?Participants work an average of 20 hours a week and are paid the highest of the federal, state, or local minimum wage
Who gets priority?Veterans and qualified spouses, then individuals who are over 65, have a disability, have low literacy skills or limited English proficiency Sc
How long can I participate?Individual SCSEP participation is limited to 48 months
Where do I train?Local nonprofits and public agencies—day care centers, senior centers, schools, and hospitals AARP

💵 Yes, You Get PAID While Training—Here’s How Much

Program participants work an average of 20 hours a week and are paid the highest of the federal, state, or local minimum wage.

💰 Payment DetailsWhat You Get💡 Why It Matters
Wage RateHighest federal, state, or local minimum wageYou get the BEST rate available
Hours Per WeekAn average of 19 hours per weekPart-time, flexible schedule
Payment SchedulePaid the minimum wage in their area on a bi-weekly basisRegular paychecks
Who Pays YouParticipants are not employed by the Host Agency as they are paid through the SCSEPSCSEP pays your wages directly
Benefits ProtectionCongress has exempted SCSEP wages from income eligibility for Federal housing programs and food stampsWon’t lose your benefits

“If it wasn’t for SCSEP, I wouldn’t be where I’m at; I’d still be on disability,” Joyce says. “It shows that getting older doesn’t mean you are through living. There is still so much to offer.”


📊 2025 Income Limits: Do You Qualify at 125% Federal Poverty Level?

To qualify, they must be able to work in the United States and earn 125 percent or less of the federal poverty level each year.

2025 SCSEP Income Guidelines (125% FPL):

👥 Household Size💵 Annual Maximum📅 Monthly Maximum💡 Weekly
1 person$19,563$1,630$376
2 people$26,500$2,208$510
3 people$33,438$2,787$643
4 people$40,375$3,365$776
5 people$47,313$3,943$910
Each additional+$6,938+$578+$133

CRITICAL INCOME EXCLUSIONS: Income that is excluded for purposes of the SCSEP program includes: Social Security Disability Income; 25% of Social Security Income; unemployment benefits; SNAP (food stamp) benefits; housing benefits and certain payments to veterans.

Persons who have a documented disability, are considered to be a family of one, even if they live with several people in a household.


🎯 Priority Enrollment: Veterans and These 9 Groups Jump the Line

Enrollment priority is given to veterans and qualified spouses, then to individuals who are over 65, have a disability, have low literacy skills or limited English proficiency, reside in a rural area, are homeless or at risk of homelessness, have low employment prospects, or have failed to find employment after using services. Sc

🏆 Priority LevelWho QualifiesDocumentation Needed
#1 FIRST PRIORITYVeterans and their eligible spouses, as long as their discharge was not dishonorableDD-214
#2 Age 65+Age 65 years or olderPhoto ID with birthdate
#3 DisabilityHave a disabilitySSI/SSDI documentation
#4 Limited EnglishLimited English proficiencySelf-certification
#5 Low LiteracyLow literacy skillsSelf-certification
#6 Rural ResidentsReside in a rural areaAddress verification
#7 Homeless/At-RiskAre homeless or at risk of homelessnessSelf-certification
#8 Low Employment ProspectsHave low employment prospectsAssessment by staff
#9 Formerly IncarceratedHad been incarcerated in the past five yearsSelf-disclosure
#10 Failed Job CenterHave failed to find employment after using services provided through the One-Stop delivery systemJob center documentation

🏢 Where Will You Train? Real Host Agency Placements

SCSEP participants are placed in a wide variety of community service activities at nonprofit and public facilities, allowing these agencies to enhance and provide needed services and older workers to gain job skills.

🏛️ Host Agency TypeExample Positions💡 Skills You’ll Learn
Senior CentersReceptionist, activity coordinatorCustomer service, event planning
SchoolsOffice assistant, library aideAdministrative, computer skills
HospitalsPatient transport, information deskHealthcare environment, communication
Day Care CentersClassroom aide, kitchen helperChildcare, food service
LibrariesBook processing, patron assistanceTechnology, organization
Government OfficesClerical support, data entryOffice skills, government processes
Food BanksInventory, distributionLogistics, volunteer coordination
Veteran Service OrgsCase management support, outreachSocial services, advocacy

Participants are assessed for aptitude, areas of interest, and skill gaps, or barriers to employment. Host agency training locations are then based on those factors.


📋 What Services Do You ACTUALLY Receive?

SCSEP participants also receive a variety of services including Individual Employment Plan development, orientation, community service placement, training specific to an individual’s community service assignment, and other training, as necessary. Supportive services, annual physicals, assistance in securing unsubsidized employment, and access to local American Job Centers are also available.

🛠️ ServiceWhat You Get💡 Benefit
Individual Employment Plan (IEP)All participants are provided an Individual Employment Plan to define their employment goals and the steps needed to reach those goalsPersonalized roadmap
Skills AssessmentAssessment of skills, experience, education, interests and any added help you needKnow your strengths
Paid Training Assignment20 hours/week at minimum wageEarn while you learn
Annual PhysicalHealth screening includedStay healthy
Supportive ServicesHelp with things that make it hard for someone to get a job, like transportation, housing and getting proper work clothesRemove barriers
Job Search AssistanceResume help, interview coachingLand permanent job
Computer TrainingAll participants engage in computer trainingModern skills
CertificationsMany also earn industry-recognized certifications while enrolledCredentials
American Job Center AccessFull workforce servicesAdditional resources

⏰ The 48-Month Limit: Understanding Your Time in the Program

Individual SCSEP participation is limited to 48 months, unless an extension is authorized based on statutory requirements.

⏱️ Time ElementDetails💡 Strategy
Maximum Duration48 months (4 years) lifetimeUse time wisely
Average AssignmentParticipant assignments average 18-20 monthsMost don’t need full 4 years
Program GoalThe program helps participants learn the skills they need and access other resources so they can find a job in one or two yearsBridge to permanent work
RecertificationAnnual eligibility verificationKeep documents current
ExtensionsBased on statutory requirementsAsk your coordinator

💬 Comment 1: “Will SCSEP Wages Affect My Benefits?”

Short Answer: 🛡️ SCSEP wages are PROTECTED from most benefit calculations!

Congress has exempted SCSEP wages from income eligibility for Federal housing programs and food stamps.

💰 Benefit TypeImpact💡 Details
HUD HousingSCSEP does not affect HUD housingProtected
SNAP/Food StampsSCSEP does not affect eligibility in the supplemental nutrition assistance program (i.e., food stamps)Protected
Medicaid (AHCCCS)SCSEP training wages may affect certain benefits, such as AHCCCSCheck with your state
Social SecurityMay affect if under full retirement ageCheck earnings limits

Applicants are encouraged to contact their benefit source to verify how SCSEP wages will affect their benefit income.


💬 Comment 2: “What If I’m a Person with a Disability?”

Short Answer: 🎯 You get BOTH priority enrollment AND special income calculation!

A person with a disability may be treated as a ‘family of one’ for income eligibility determination purposes at the option of the applicant.

This is huge. If you have a documented disability and live with family members who have higher incomes, you can choose to have ONLY your income counted—not theirs. This dramatically increases your chances of qualifying.

🔑 Disability AdvantageWhat It Means
Priority #3 EnrollmentJump ahead on waitlist
“Family of One” OptionYour income only—not household
SSDI ExclusionSocial Security Disability Income is excluded
AccommodationsHost agencies must accommodate

💬 Comment 3: “What’s the Difference Between SCSEP Grantees?”

Short Answer: 🏢 Multiple organizations run SCSEP in your area—find all of them!

There are 18 national nonprofit organizations which the SCSEP Program is administered through along with multiple State organizations.

🏛️ National GranteesFocus/SpecialtyContact
AARP FoundationAARP Foundation SCSEP is funded by a $46,889,529 grant from the U.S. Department of Laboraarp.org/aarp-foundation
National Council on Aging (NCOA)NCOA manages 24 SCSEP offices throughout the United States and Puerto Riconcoa.org
Goodwill IndustriesGoodwill Industries International, Inc.goodwill.org
National Urban LeagueUrban communitiesnul.org
National Caucus on Black Aged (NCBA)National Caucus and Center on Black Aged (NCBA)ncba-aged.org
SER Jobs for ProgressService, Employment, and Redevelopment (SER) Jobs for Progress National, Inc.ser-national.org
National Indian Council on AgingNative American communitiesnicoa.org
National Asian Pacific Center on AgingAsian/Pacific communitiesnapca.org
Easter SealsDisability serviceseasterseals.com
CWI WorksMore than 7,000 older job seekers participate in our SCSEP program annuallycwiworks.org

PRO TIP: Multiple grantees may serve your county. If one has a waitlist, try another!


💬 Comment 4: “Can the Host Agency Hire Me Permanently?”

Short Answer: ✅ YES—and that’s the ultimate goal!

In some cases, participants have been permanently hired by their host agency, depending on their employment needs at the time.

🎯 Path to EmploymentHow It Works
Direct HireHost agency offers permanent position
Trial EmploymentTrial employment is a true “Try-Before-You-Hire” opportunity for older job seekers to work for an agreed upon period of time without any risk to you. During that time, Nebraska SCSEP pays the job seeker’s wages
On-the-Job Experience (OJE)Through OJE, the local SCSEP project agrees to pay all or part of a mature worker’s wages while he or she is being trained
Job Search SupportParticipants are required to look for unsubsidized employment during their training and provide job search documentation
Wage ReimbursementIf you hire the participant after the trial period, your business might qualify for wage reimbursement

⚠️ 2025 Funding Situation: What You Need to Know

While DOL has indicated that SCSEP is expected to be funded through June 30, 2026, the absence of official documentation and the delay in the release of funds has already prevented many grantees from continuing operations beyond June 30, 2025.

📊 Current StatusRealityYour Action
Program Eliminated?SCSEP has not been eliminated and continues to operate in many communitiesStill accepting applications
Funding DelaysSome organizations experienced pauses or slowdowns in 2025, while others received funding later and resumed servicesCheck local status
Local VariationLocal availability may vary. Participation and start times can depend on your location and current funding levelsCall your local provider
Apply Now?Applying is still worthwhile. Getting connected now can open doors as funding cycles shift and positions become availableYES—apply immediately

The Senior Community Service Employment Program has just been approved for funding after President Trump’s anti-DEI policies stalled its budget for four months.


📝 How to Apply: Step-by-Step Process

StepActionDetails
1️⃣ Find ProvidersContact your local One-Stop Career Center through 1-877-US2-JOBS (1-877-872-5627)National hotline
2️⃣ Contact State AgencyVisit your State Department on AgingState-run programs
3️⃣ Try National GranteesContact AARP, NCOA, Goodwill, etc.Multiple options
4️⃣ Gather DocumentsProvide proof of annual household income for last 6-12 months. Benefit statements from Social Security, SSI and SSDIIncome verification
5️⃣ Complete AssessmentWhile in training, participants receive an assessment to find individual needs for training, supportive services and their potential for unsubsidized employmentSkills evaluation
6️⃣ Get MatchedHost agency assignment based on your goalsStart training

📞 Essential Contact Information by State

🗺️ StateContactPhone/Website
National HotlineCareerOneStop1-877-872-5627
AARP FoundationNationalaarp.org/aarp-foundation/our-work/income/scsep
NCOANationalncoa.org/article/about-the-senior-community-service-employment-program-scsep
ArizonaDESEmail [email protected]
ColoradoCDHScdhs.colorado.gov
FloridaDOEAelderaffairs.org
HawaiiOahu: (808) 786-5701, Hilo: (808) 981-2860labor.hawaii.gov
IndianaDWDCall 765-830-WORK
LouisianaGOEAgoea.louisiana.gov
MarylandMD Labor410-767-2160, [email protected]
MissouriDHSS573-526-4542, [email protected]
New YorkOffice for the Agingaging.ny.gov
TexasTWCtwc.texas.gov
VirginiaDARS804.662.7000, Toll Free: 800.552.5019

📊 Quick Recap: Why SCSEP Matters for You 📝

  1. Age 55+ Only 👴: The nation’s oldest program designed to help low-income, unemployed adults age 55 and older find work NCOA
  2. PAID Training 💵: Participants work an average of 20 hours a week and are paid the highest federal, state, or local minimum wage Sc
  3. 125% FPL Income Limit 📊: $19,563/year for 1 person, $26,500 for 2 people
  4. Veterans First 🎖️: First priority for program enrollment is given to veterans and their eligible spouses Louisiana
  5. Disability “Family of One” ♿: A person with a disability may be treated as a ‘family of one’ for income eligibility Policy and Manual Management System (PAMMS)
  6. Benefits Protected 🛡️: Congress has exempted SCSEP wages from income eligibility for Federal housing programs and food stamps Maryland Department of Labor
  7. 48-Month Maximum ⏰: Individual SCSEP participation is limited to 48 months New York State Office for the Aging
  8. Skills + Certifications 📜: Many also earn industry-recognized certifications while enrolled A4TD
  9. 40+ Million Service Hours 🏛️: The program provides more than 40 million community service hours to public and non-profit agencies
  10. Leads to Jobs 🎯: For most, their SCSEP experience leads to permanent employment

“Without SCSEP I wouldn’t be able to support myself while I get more training to be able to get a good job. This program has become a life saver for me. I can’t begin to tell you how important it is to me and my quality of life. Although we’re older, all we need is a chance to prove ourselves that we can still work hard and SCSEP gives us that chance, our foot in the door to prove ourselves.”

Start Here: Call 1-877-872-5627 (CareerOneStop) or visit your local American Job Center 💚

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