12 Best Low-Income Apartments in Dallas, Texas Budget Seniors, March 21, 2026March 21, 2026 🏠★ HUD • DHA • TDHCA • City of Dallas Verified Every property listed here is HUD-subsidized or LIHTC-certified, verified with real addresses and direct phone numbers. Selected for seniors and anyone on a fixed income: accessible design, transparent applications, DART transit access, and income-based rents capped at 30% of what you earn. © BudgetSeniors.com — Independent. Unsponsored. Always in Your Corner. 💡 10 Key Things Every Dallas Renter Should Know Before Applying Dallas is facing one of the worst affordable housing shortages in the country. According to the National Low Income Housing Coalition’s 2025 Gap Report, Dallas has only 14 affordable and available rental homes for every 100 extremely low-income households — the second-worst shortage among all major U.S. metro areas. In the past two years alone, Dallas lost 12,000 affordable units for very low-income renters, per a Child Poverty Action Lab report published in February 2026. Acting quickly and applying to multiple waiting lists simultaneously is the single most important step any Dallas renter can take right now. 1 What does rent actually cost in a HUD-subsidized apartment in Dallas? You pay 30% of your adjusted monthly income — nothing more. The Dallas Housing Authority (DHA) confirms on its official website that all qualified public housing and Project-Based Voucher tenants pay approximately 30% of their adjusted gross income toward rent. The federal government pays the difference directly to the landlord. For a senior receiving $1,300 per month in Social Security, that means rent of about $390 per month regardless of the unit’s market value. HUD deductions for medical expenses, child care, and disability can reduce your adjusted income further, lowering your rent share. 2 What is the income limit to qualify for low-income housing in Dallas? Generally 50% of Dallas Area Median Income (AMI) or below — about $40,950 for a single person based on the $117,300 AMI published by HUD for Dallas in April 2025. HUD publishes the Dallas Area Median Income at $117,300 (for a family of four) effective April 1, 2025. For a single person, the 50% AMI threshold is approximately $40,950. The 30% AMI “extremely low income” threshold for one person is approximately $24,550. Most HUD and DHA programs prioritize those at or below 30% AMI. Social Security income, pension payments, and all recurring income sources count toward your total. Use the DHA eligibility calculator at dhantx.com/comparison-income-eligibility for a personalized figure. 3 How urgent is Dallas’s affordable housing shortage right now? Extremely urgent — Dallas ranks second-worst in the U.S. with only 14 affordable units per 100 extremely low-income households, per the NLIHC 2025 Gap Report. The National Low Income Housing Coalition ranked the Dallas metro area second only to Las Vegas for affordable housing scarcity in its 2025 Gap Report, tracked by KERA News. The Child Poverty Action Lab’s February 2026 report found Dallas lost 12,000 affordable units for very low-income renters in just two years, and more than 85% of extremely low-income renters in Dallas experience severe housing cost burden, meaning they spend more than half their income on housing. Applying to every relevant waiting list at once is not optional — it is essential. 4 How does DHA’s lottery system work when I apply for public housing? Applications are selected by property through a lottery, not a traditional first-come first-served waiting list. Preliminary applications remain active for 18 months. DHA uses a lottery-based selection process rather than a strict numbered waitlist. Once you submit a preliminary application through the RentCafe portal at dhantx.com, DHA holds your application for up to 18 months for potential lottery selection. If not selected within 18 months, you must reapply. You can apply to multiple DHA communities simultaneously. After lottery selection, you complete a full application including income verification and criminal background screening. DHA then notifies you by email within a set timeframe. Keeping your email and contact information current in the RentCafe portal is critical — a missed contact removes you from consideration. 5 Are there low-income apartments in Dallas specifically for seniors? Yes — multiple HUD Section 202 communities, DHA senior properties, and LIHTC-designated senior communities serve adults aged 55+ and 62+. Dallas has a substantial inventory of senior-designated affordable housing, including HUD Section 202 properties built specifically to serve low-income seniors aged 62 and older, DHA public housing communities with senior-only preferences, and LIHTC communities with age 55+ restrictions. Many include elevators, ADA-accessible units, on-site service coordinators, and DART transit connections. The City of Dallas publishes a Senior Housing Options Guide at dallascityhall.com that lists current senior-designated communities with contact information and estimated wait times. 6 Does Dallas have veterans-specific housing assistance? Yes — DHA administers HUD-VASH vouchers for veterans, and the City of Dallas has a dedicated veterans housing line at (214) 818-1871. The HUD-VASH (Veterans Affairs Supportive Housing) program combines a Housing Choice Voucher from DHA with case management services from the VA. Veterans facing housing instability in Dallas should contact the VA at (877) 424-3838 for VASH eligibility, and also call DHA’s veterans housing assistance line listed in the City of Dallas Senior Housing Options Guide at (214) 818-1871. Veterans receive priority preference in many DHA properties. The Texas Veterans Land Board also provides housing assistance programs at glo.texas.gov/vlb. 7 How can I use DART buses and rail to get around Dallas without a car? DART operates 700+ miles of service; seniors 65+ and disabled riders receive a 50% discount on all fares. Dallas Area Rapid Transit (DART) serves most neighborhoods where affordable senior housing is concentrated. Seniors aged 65 and older and riders with qualifying disabilities receive a 50% reduced fare on all DART bus and rail services. Several properties on this list — including Audelia Manor, Cathedral Garden Apartments, and Umphress Terrace — have documented DART stop proximity. GoLink on-demand service covers lower-density zones where fixed routes don’t reach. Call DART Customer Service at (214) 979-1111 or visit dart.org for route planning and reduced-fare ID card applications. 8 What documents do I need to apply for affordable housing in Dallas? Photo ID, Social Security card, proof of all income sources, and documentation of household members are the core requirements. Standard required documents for most DHA and HUD applications include: government-issued photo ID for all adult household members, Social Security cards for all members, proof of income from all sources (Social Security award letter, pension statements, bank statements), birth certificates for any dependents, and documentation of any disability or medical condition that qualifies you for priority placement or rent deductions. HUD allows deductions for ongoing medical expenses exceeding 3% of annual income — documenting these can meaningfully reduce your rent calculation. Gather all documents before applying so you can complete the full application quickly when selected. 9 What is the TDHCA Vacancy Clearinghouse and how does it help? It is Texas’s official free online database of available affordable apartments, updated directly by property managers — the most reliable real-time search tool in the state. The Texas Department of Housing and Community Affairs (TDHCA) operates a free, searchable Vacancy Clearinghouse at tdhca.texas.gov that lists available affordable units in the Dallas area updated by participating property managers. Unlike third-party listing aggregators, the Clearinghouse is updated directly by TDHCA-funded properties, making it more accurate for unit availability. The City of Dallas also recommends Findhelp.org (formerly Aunt Bertha) as a supplementary tool connecting residents to housing programs, utility assistance, and emergency services. Both are free, require no account, and are accessible by phone browser. 10 Is there emergency housing help available right now in Dallas if I need it today? Yes — dial 2-1-1, or call Dallas County’s housing assistance line at (214) 819-2000 for immediate referrals. Texas 2-1-1 (dial 2-1-1 or call 877-541-7905) connects callers to immediate housing, utility, food, and crisis assistance resources in the Dallas area. Dallas County Human Services operates a housing assistance line at (214) 819-2000. For seniors specifically, the City of Dallas Area Agency on Aging can be reached at (214) 823-5700 for emergency housing referrals and senior service connections. The DHA emergency housing line for voucher holders is (214) 658-1330. HUD’s Texas field office emergency line is (877) 541-7905 selecting Option 1, or visit 211texas.org online. Sources: DHA dhantx.com (AMI $117,300 published April 1 2025; 30% income rent formula; lottery process; 18-month application; RentCafe portal); NLIHC The Gap 2025 via KERA News Mar 2025 (14 affordable units per 100 ELI households; Dallas 2nd worst in U.S.); Child Poverty Action Lab (CPAL) Feb 2026 via Texas Tribune & Dallas Observer (12,000 units lost; 85% severe cost burden; 46,000-unit shortage); HUD.gov Income Limits effective April 1 2025; City of Dallas Senior Housing Options Guide (dallascityhall.com; veteran line 214-818-1871; DHA voucher line 214-658-1330; DHA apply line 214-640-6800); TDHCA tdhca.texas.gov (Vacancy Clearinghouse); DART dart.org (senior 50% discount; 214-979-1111); Texas 2-1-1 (877-541-7905); Dallas County Housing Programs (214-819-2000); City of Dallas Area Agency on Aging (214-823-5700) 🏆 The 12 Best Low-Income Apartments in Dallas, Texas — Verified ⚠️ Always Verify Availability Directly Before Applying All addresses, phone numbers, and program details below are confirmed from official property websites, the Dallas Housing Authority, and government housing databases as of March 2026. Waiting list status and available units change frequently. Call before visiting. All properties are HUD-subsidized, LIHTC-certified, or DHA-administered. 1 Best HUD 202 Senior Community Umphress Terrace 🏠 HUD Section 202 — CC Young Senior Living — Pleasant Grove 🧓 Age 62+ Required ✅ Rent: 30% of monthly income (HUD 202) ✅ Units: 54 one-bedroom units (565 sq ft) ✅ Lawn maintenance included ✅ Full kitchens, ceiling fans, laminate floors ✅ Gated 1-story fourplex community ✅ Front porches on each unit ✅ Community room & laundry facility ✅ Near Pleasant Grove Senior Center ⚠️ Estimated wait: approximately 12 months Umphress Terrace is one of Dallas’s most thoughtfully designed HUD Section 202 senior communities. Unlike high-rise senior buildings, it consists of one-story fourplexes with individual front porches — a design that promotes neighborly interaction and gives each resident a private outdoor space without stairs. Operated under the HUD 202 program since 2009 by CC Young Senior Living, the 54-unit gated community was created specifically for adults aged 62 and older with limited income. Its collaboration with Umphress Road Methodist Church and the nearby Pleasant Grove Senior Center means residents have active community connections on their doorstep. The Program Coordinator Angie McWhirter helps connect residents with additional services. Lawn maintenance is included, removing a maintenance burden entirely. 📍 7242 Umphress Road, Dallas, TX 75217 📞 Property Manager: (214) 391-9000 — Don Reeves 📞 Program Coordinator: (214) 774-9006 — Angie McWhirter 🌐 umphressterrace.org • Apply: umphressterrace.org/contact Age 62+ Only HUD Section 202 1-Story Fourplexes Front Porches CC Young Managed 2 Best Service Coordinator + RHF Mabel Meshack White Manor 🏠 HUD-Subsidized Senior Community — Retirement Housing Foundation — West Dallas 🧓 Age 62+ Required — Smoke-Free Community ✅ Rent: HUD income-based (30% of income) ✅ Units: 63 one-bedroom apartments (~590 sq ft) ✅ On-site Service Coordinator (critical resource) ✅ Para-transit stops at the building door ✅ DART access at building corner ✅ Free parking lot for residents ✅ Bingo, potluck meals, gardening, activities ✅ Pets accepted (fish, birds, small dog/cat w/ deposit) ✅ Monthly newsletter & calendar Mabel Meshack White Manor is managed by Retirement Housing Foundation (RHF), one of the nation’s most respected nonprofit senior housing operators, and stands out for its on-site Service Coordinator — a dedicated professional who connects residents to healthcare, social services, and transportation resources. The para-transit service that stops directly at the building door is a major advantage for residents who cannot drive or use fixed bus routes; residents call the Service Coordinator at (214) 951-7887 to coordinate transportation to grocery stores, doctors, and other destinations. All 63 units are accessible one-bedroom apartments with intercom-controlled building entry and coin laundry on-site. The monthly activity calendar includes bingo, seasonal gardening, and the Project HANDS sewing program. Pets welcome with modest restrictions. 📍 3260 Bickers Street, Dallas, TX 75212 📞 Call: (214) 951-7887 — Service Coordinator / Main Office 📧 Email: [email protected] 🌐 rhf.org/mabel-meshack-white-manor Age 62+ Only RHF Managed Service Coordinator Para-Transit at Door Pets Welcome Smoke-Free 3 Best East Dallas Senior HUD Cathedral Garden Apartments 🏠 HUD Section 8 Subsidized — Ministry with the Aging — Lakewood Area 🧓 Age 62+ Required (Also Accepted: Persons with Disabilities) ✅ Rent: 30% of income (HUD Section 8 subsidy) ✅ Units: 107 total (1 & 2-bedroom) ✅ Controlled building access (secure entry) ✅ Two elevators in building ✅ Ample lighted parking ✅ Central fire alarm system ✅ 1st floor enclosed patios ✅ Water included in rent ✅ Office Hours: M–F 8 AM–12 PM & 1–5 PM Cathedral Garden Apartments is a 107-unit senior community in the desirable Lakewood area of East Dallas, operated by Ministry with the Aging, Inc. The property offers spacious one- and two-bedroom units — a notable variety given that most senior HUD buildings offer only one-bedroom options. HUD Section 8 subsidies are available for qualifying low-income residents regardless of race, religion, sex, or national origin. The two elevators, controlled building access, central fire alarm, and lighted parking all address genuine senior safety priorities. First-floor units include enclosed private patios. The Lakewood neighborhood provides walkable access to Whole Foods, White Rock Lake Park, and multiple medical facilities. Water is included in rent. Current residents receive priority for available HUD subsidies. 📍 1500 N. Garrett Avenue, Dallas, TX 75206 📞 Call: (214) 821-5910 — Mon–Fri 8 AM–12 PM & 1–5 PM 🌐 cathedralgardensdallas.org Age 62+ Only HUD Section 8 Two Elevators 1 & 2 Bedroom Units Lakewood / East Dallas Water Included 4 Best South Dallas Senior Section 8 Pythian Manor Apartments 🏠 Project-Based Section 8 Senior Community — South Dallas 🧓 Age 62+ Required or Disabled ✅ Rent: 30% of income (PB Section 8) ✅ Units: 76 total (75 Section 8 assisted) ✅ Central heating & air conditioning ✅ Wood plank flooring throughout ✅ ADA accessible units available ✅ Community room with kitchen ✅ Laundry facilities on-site ✅ Secure building, on-site parking ⚠️ Estimated wait: 3–6 months Pythian Manor is a well-established Project-Based Section 8 senior community in South Dallas with 75 of its 76 units carrying Section 8 assistance — the highest concentration of assisted units of any property on this list. Home to an active senior community, the property stands out for its above-average interior quality: wood plank flooring, central HVAC, modern vanities, and ADA-accessible unit options all set it apart from many older HUD properties. The community room with a full kitchen supports organized resident gatherings and potluck events. All sidewalks, parking areas, and common spaces are accessibility-compliant. The City of Dallas Senior Housing Options Guide estimates the waiting period at approximately 3–6 months, notably shorter than many comparable properties. 📍 2719 East Illinois Avenue, Dallas, TX 75216 📞 Call: (214) 374-3334 Age 62+ Only 75 of 76 Section 8 Wood Plank Floors ADA Accessible 3–6 Month Wait South Dallas 5 Best DHA Senior Public Housing Audelia Manor Apartments 🏠 DHA Public Housing Senior Community — Lake Highlands (NE Dallas) 🧓 Senior-Designated DHA Community — Age 62+ ✅ Rent: 30% of income (DHA public housing) ✅ Units: 123 total senior apartments ✅ All bills paid (utilities included) ✅ Community room, game room/lounge ✅ On-site library ✅ DART bus and light rail nearby ✅ Dallas Arboretum 4 miles away ✅ Near Baylor Scott & White Medical Center ✅ Apply via RentCafe: dhantx.com Audelia Manor is one of the Dallas Housing Authority’s premier senior public housing communities in the desirable Lake Highlands neighborhood of northeast Dallas. With 123 units and all bills paid — meaning utilities are covered in the resident’s 30%-of-income rent — this is one of the highest-value affordable senior communities available anywhere in the city. The property manager Altina Wilson has served residents for seven years, reflecting strong management stability. The on-site library, game room/lounge, and community room support an active social environment. The DART bus and White Rock light rail station are nearby, and Baylor Scott & White Medical Center at White Rock is just 2.7 miles away. Bingo and art classes at Lake Highland Church are offered for residents seeking outside activities. Apply through the DHA RentCafe portal at dhantx.com. 📍 10025 Shoreview Road, Dallas, TX 75238 📞 DHA Main / Apply: (214) 640-6800 — Mon–Fri 8 AM–5 PM 🌐 dhantx.com/properties/audelia-manor-apartments 🌐 Apply: onlinedha.securecafe.com (RentCafe portal) Age 62+ Only DHA Public Housing All Bills Paid 123 Units DART Access Near Medical Center 6 Best 55+ Section 8 East Dallas Primrose at Highland Meadows 🏠 Section 8 Apartments — Age 55+ — East Dallas (Highland Rd) 🧓 Age 55+ Required ✅ Rent: Section 8 income-based (30–60% AMI) ✅ Units: 150 total apartments ✅ Rent range: approx. $370–$923/month ✅ Section 8 accepted ✅ Age 55+ community designation ✅ Pets accepted ⚠️ Estimated wait: 6–12 months ⚠️ Call for current income eligibility Primrose at Highland Meadows is a 150-unit Section 8 senior community specifically for adults aged 55 and older in East Dallas — one of the largest senior-designated affordable communities on this list. Its 55+ age eligibility makes it accessible to more renters than properties requiring age 62+. The rent range of approximately $370 to $923 per month reflects income-based calculations for households between 30% and 60% AMI, giving a realistic picture of costs before you apply. Pets are welcome, which matters significantly for seniors with companion animals. The East Dallas location near Highland Road provides access to grocery stores, pharmacies, and medical services. The City of Dallas Senior Housing Guide documents an approximately 6 to 12 month estimated wait — reasonable by current Dallas standards. Call directly to confirm current availability. 📍 2000 Highland Road, Dallas, TX 75228 📞 Call: (214) 660-1492 Age 55+ Only Section 8 Accepted 150 Units $370–$923 Rent Range Pets Welcome East Dallas 7 Best Uptown Senior DHA Property Renaissance Oaks (DHA Senior Public Housing) 🏠 DHA Public Housing — Age 62+ — Uptown / Oak Lawn Area 🧓 Age 62+ Required ✅ Rent: 30% of income (DHA public housing) ✅ 1-bedroom senior apartments ✅ Senior citizen activities programming ✅ Community room with amenities ✅ Central Uptown location near services ✅ Apply via DHA RentCafe portal ⚠️ Estimated wait: 0–18 months Renaissance Oaks is a DHA-operated public housing senior community in the Uptown/Oak Lawn area of Dallas, one of the city’s most walkable and service-rich neighborhoods. Located on Munger Street, the property sits within walking distance of DART’s McKinney Avenue streetcar, Whole Foods, CVS, and multiple medical facilities. The senior activities programming and community room reflect DHA’s commitment to resident social engagement. As a fully managed DHA public housing site, rent is capped at the standard 30% of income formula, and applications are submitted through the central DHA RentCafe portal at dhantx.com. The 0-to-18-month DHA lottery window means timeline outcomes vary significantly — apply immediately and log in regularly to keep your profile current. 📍 3737 Munger Street, Dallas, TX 75204 📞 DHA Main / Apply: (214) 640-6800 — Mon–Fri 8 AM–5 PM 🌐 dhantx.com (search Renaissance Oaks in property map) 🌐 Apply: onlinedha.securecafe.com Age 62+ Only DHA Public Housing Senior Activities Uptown / Oak Lawn Walkable Neighborhood 8 Best Oak Cliff Senior Section 8 Villas of Remond 🏠 Section 8 Senior Apartments — Oak Cliff / Southwest Dallas 🧓 Age 60+ Required ✅ Rent: Section 8 income-based ✅ Rent range: approx. $710–$1,029/month ✅ Age 60+ designation (lower threshold) ✅ Section 8 vouchers accepted ✅ Pets accepted ✅ Oak Cliff / Southwest Dallas location ⚠️ Estimated wait: approximately 2.5 years ⚠️ Call to confirm current waitlist status Villas of Remond accepts adults aged 60 and older — a lower age threshold than most Dallas senior communities — and is located in Oak Cliff, Southwest Dallas, a neighborhood with strong community identity, diverse dining, and DART bus connections. While the City of Dallas housing guide notes an estimated 2.5-year wait, this reflects the property’s quality and desirability rather than a reason to skip it. Submitting your name to this waiting list today means being considered in the future without additional action required. Section 8 Housing Choice Vouchers are accepted. Pets are welcome. The $710 to $1,029 rent range reflects market rates before subsidy — your actual cost with Section 8 remains 30% of your income regardless of the published rent range. 📍 3050 Remond Drive, Dallas, TX 75211 📞 Call: (214) 330-0099 Age 60+ Only Section 8 Accepted Pets Welcome Oak Cliff Location Lower Age Threshold 9 Best DHA 55+ West Dallas Community Village at Lakewest Apartments 🏠 DHA Housing — Age 55+ — West Dallas (Bickers St) 🧓 Age 55+ Required ✅ Rent: 50–60% AMI income-restricted ✅ DHA-affiliated affordable community ✅ Age 55+ designation ✅ West Dallas location ✅ Estimated wait: approximately 1 month ⚠️ Not as deeply subsidized as PBV (50–60% AMI) ⚠️ Call for current income limits and availability Village at Lakewest stands out on this list for an unusual reason: the City of Dallas Senior Housing Guide estimates only a one-month waiting period — the shortest of any community listed in the city’s official guide. For seniors who need housing quickly, this is the first call to make. The DHA-affiliated 55+ community in West Dallas uses a 50–60% AMI income restriction rather than the deepest 30% subsidy, meaning rent is income-restricted but not as dramatically reduced as a full HUD Section 8 unit. Still, the rents are significantly below market rate and the quick availability makes it a practical immediate option. Confirm current income limits, available units, and exact rent levels by phone before applying. 📍 2696 Bickers Street, Dallas, TX 75212 📞 Call: (214) 905-8661 Age 55+ Only DHA Affiliated ~1 Month Wait West Dallas Fastest Availability 10 Best Budget Fixed-Rate Senior Option Tyler Street Manor 🏠 Independent Living — Age 62+ — Oak Cliff (W 9th St) 🧓 Age 62+ Required ✅ Rent: approx. $345–$440/month fixed ✅ Independent living community ✅ Age 62+ designated ✅ Oak Cliff / West Dallas location ⚠️ Estimated wait: 18 months to 2 years ⚠️ No pets (per City of Dallas housing guide) ⚠️ Call to confirm current unit availability Tyler Street Manor in Oak Cliff offers some of the most affordable fixed-rate rents available in any Dallas senior community: approximately $345 to $440 per month, per the City of Dallas Senior Housing Options Guide. Unlike HUD properties where rent scales with your income, Tyler Street Manor uses a fixed rate — meaning the cost stays predictable regardless of income fluctuations. This makes it an excellent option for seniors who want total cost certainty. The 18-month to 2-year estimated wait reflects its exceptional value and consistent demand. Oak Cliff is served by multiple DART bus routes and features local grocery stores, pharmacies, and the unique Bishop Arts District. Submit your name to the waiting list immediately while continuing to apply to other properties simultaneously. 📍 922 W. 9th Street, Dallas, TX 75208 📞 Call: (214) 948-1475 Age 62+ Only $345–$440 Fixed Rent Independent Living Oak Cliff Location DART Accessible 11 Best Southwest Dallas Senior Apartments Residence at the Oaks 🏠 Section 8 Senior Apartments — Southwest Dallas (Duncanville Rd) ✅ Open to Seniors — Call for Age Minimum ✅ Rent: Section 8 income-based ✅ Rent range: approx. $804–$920/month ✅ Section 8 vouchers accepted ✅ Southwest Dallas / Duncanville area ⚠️ Call to confirm age requirements ⚠️ Call for current waitlist and availability Residence at the Oaks serves Southwest Dallas renters near Duncanville Road with Section 8 subsidized units at a published rent range of approximately $804 to $920 per month before voucher calculation — with a Section 8 voucher, your actual cost is 30% of income. This area of Southwest Dallas is close to Mountain Creek Lake, Duncanville’s shopping district, and convenient freeway access. Call directly to confirm current age requirements, available unit sizes, and waiting list status. The City of Dallas housing guide includes this property as a senior housing option, making it a viable choice for residents of the southwestern part of the city who want to remain in a familiar neighborhood. 📍 2740 Duncanville Road, Dallas, TX 75211 📞 Call: (214) 330-1675 Section 8 Accepted SW Dallas / Near Duncanville $804–$920 Rent Range Call for Age Req. 12 Best Starting Point for Every Applicant Dallas Housing Authority (DHA) & TDHCA — Your Complete Resource Hub 🏦 Government Housing Authority — Citywide Programs & All Waiting Lists ✅ All Ages — Priority for Seniors, Disabled, and Veterans ✅ Section 8 Housing Choice Vouchers (HCV) ✅ Public housing (31 properties, ~5,000 units) ✅ Project-Based Vouchers (PBV) ✅ Walker Settlement Vouchers ✅ Mainstream Vouchers (disability) ✅ HUD-VASH veterans vouchers ✅ Apply online via RentCafe — free ✅ TDHCA Vacancy Clearinghouse statewide ✅ Walk-in office: 3939 N Hampton Rd, Dallas The Dallas Housing Authority is the largest public housing agency in North Texas, operating 31 properties with approximately 5,000 units and administering multiple voucher programs. If you apply to nothing else today, apply to DHA first. Their RentCafe portal at dhantx.com allows simultaneous applications to multiple properties and programs in a single session. The DHA walk-in office at 3939 North Hampton Road, Dallas, TX 75212 assists applicants in person. The TDHCA Vacancy Clearinghouse at tdhca.texas.gov lists all state-funded affordable properties with real-time availability data. Texas 2-1-1 (dial 2-1-1) connects immediately to local emergency housing resources. The City of Dallas publishes a free Senior Housing Options Guide at dallascityhall.com with current wait times and contact information for 60+ senior communities. 📍 DHA Walk-In Office: 3939 N. Hampton Road, Dallas, TX 75212 📞 DHA Apply / Main: (214) 640-6800 — Mon–Fri 8 AM–5 PM 📞 DHA Voucher Holders: (214) 658-1330 📞 Emergency Housing: Dial 2-1-1 📞 Dallas Area Agency on Aging: (214) 823-5700 🌐 dhantx.com • tdhca.texas.gov • findhelp.org 🌐 Apply online: onlinedha.securecafe.com All Programs in One Place ~5,000 DHA Units Walk-In Assistance Apply Free Online Senior Priority Status Veteran Programs Sources: umphressterrace.org (confirmed phone 214-391-9000; coordinator 214-774-9006; HUD 202 program; 54 units; 1-story fourplexes); rhf.org/mabel-meshack-white-manor (confirmed phone 214-951-7887; 63 units; service coordinator; pet policy; para-transit at door; DART corner access); cathedralgardensdallas.org (confirmed 214-821-5910; 107 units; Section 8; elevators; water included; hours M-F 8-12/1-5); publichousing.com (Pythian Manor 214-374-3334; Cathedral Garden 214-821-5910); lowincomehousing.us (Pythian Manor 76 units; 75 Section 8; 3-6 month wait confirmed); dhantx.com/properties/audelia-manor-apartments (123 units; all bills paid; DHA apply 214-640-6800); dallascityhall.com Senior Housing Options Guide PDF (Primrose at Highland Meadows 2000 Highland Rd 214-660-1492; Villas of Remond 3050 Remond Dr 214-330-0099; Village at Lakewest 2696 Bickers 214-905-8661; Tyler Street Manor 922 W 9th 214-948-1475; Residence at the Oaks 2740 Duncanville Rd 214-330-1675; Renaissance Oaks 3737 Munger 214-370-3008; DHA voucher 214-658-1330; DHA apply 214-640-6800); dhantx.com (31 properties ~5,000 units; walk-in 3939 N Hampton Rd; disability coordinator 469-965-1961); tdhca.texas.gov (Vacancy Clearinghouse); Texas 2-1-1 💸 Dallas Affordable Housing by the Numbers — Why Acting Fast Matters 📉 Affordable Units per 100 ELI Renters Only 14 Dallas has only 14 affordable and available rental homes for every 100 extremely low-income renter households — the 2nd worst shortage of any major U.S. metro area, per NLIHC The Gap 2025 via KERA News Mar 2025. 🚨 Severely Cost-Burdened Renters 85%+ More than 85% of extremely low-income renters in Dallas spend over half their monthly income on housing costs, per NLIHC 2025. Families of four earning $31,000 or less spend an average of 78% of income on housing. ⚠️ Affordable Units Lost in 2 Years 12,000 Dallas lost 12,000 affordable units for very low-income renters in just the past two years, according to the Child Poverty Action Lab’s Feb 2026 annual housing report. Between 2021 and 2023, 51,000 units below $1,000/month disappeared. 🏠 DHA Total Units Available ~5,000 DHA operates 31 properties with approximately 5,000 units throughout North Texas. Applications are free through the RentCafe portal. Lottery selection means applying to multiple DHA properties simultaneously is always recommended. 🚨 Warning: Common Affordable Housing Scams in Dallas The FTC warns housing scams are among the top frauds targeting older adults. Three red flags to watch for in Dallas: Never pay cash to get on a waiting list. Every DHA and HUD waiting list is free to apply to. Any person or organization that asks for a fee to place your name on a list is running a scam. Report immediately to ReportFraud.FTC.gov or call (877) 382-4357. Verify every property directly before sharing personal information. Use the official TDHCA Vacancy Clearinghouse at tdhca.texas.gov or the DHA property map at dhantx.com to confirm a property exists before providing your Social Security number, income documents, or any financial information. Legitimate properties never require a deposit before showing you a unit. Any demand for a cash deposit, application processing fee, or “hold deposit” before you tour the apartment and sign an official HUD or DHA lease is not legitimate. DHA applications are always submitted through the free RentCafe portal — never through a third party asking for money. Sources: NLIHC The Gap 2025 via KERA News Mar 2025; Child Poverty Action Lab Feb 2026 via Texas Tribune and Dallas Observer; DHA dhantx.com (~5,000 units; 31 properties; free RentCafe application); FTC Protecting Older Consumers Report (fraud warnings); ReportFraud.FTC.gov 📋 Quick Comparison: All 12 Properties at a Glance # Property Age Req. Program Type Estimated Wait Phone 1Umphress Terrace62+HUD 202~12 months(214) 391-9000 2Mabel Meshack White Manor62+HUD SubsidizedCall to confirm(214) 951-7887 3Cathedral Garden Apts.62+HUD Section 8Call to confirm(214) 821-5910 4Pythian Manor62+PB Section 83–6 months(214) 374-3334 5Audelia Manor (DHA)62+DHA Public HousingLottery (0–18 mo)(214) 640-6800 6Primrose at Highland Meadows55+Section 86–12 months(214) 660-1492 7Renaissance Oaks (DHA)62+DHA Public HousingLottery (0–18 mo)(214) 640-6800 8Villas of Remond60+Section 8~2.5 years(214) 330-0099 9Village at Lakewest55+DHA Affiliated~1 month(214) 905-8661 10Tyler Street Manor62+Independent Living18 mo–2 yrs(214) 948-1475 11Residence at the OaksSeniorSection 8Call to confirm(214) 330-1675 12DHA / TDHCA HubAll AgesAll ProgramsApply immediately(214) 640-6800 Green = senior-designated or best availability. Yellow = income-restricted or conditional. All phones verified from official sources. Wait times from City of Dallas Senior Housing Options Guide — actual times vary and change frequently. Always call before applying to confirm current waitlist status. Applying to multiple properties simultaneously is always recommended. ❓ Dallas Affordable Housing Questions Answered Plainly 💡 How Do I Apply to Multiple DHA Properties at Once to Maximize My Chances? Go directly to dhantx.com and navigate to either the Public Housing or Housing Choice Voucher section. Click “How to Apply” and follow the step-by-step instructions into the RentCafe applicant portal. From a single RentCafe account, you can submit preliminary applications to multiple DHA communities simultaneously — there is no limit. The portal is free, does not require a computer (it works on any smartphone), and sends all notifications by email. Keep your email address, phone number, and mailing address current in the portal at all times. DHA will select applicants by lottery and notify you by email if your name is drawn. If you do not respond within the stated timeframe, your selection is forfeited. Check your email and junk folder regularly after applying. 💡 I Am 60 Years Old and Not Yet 62 — What Are My Options in Dallas Right Now? Adults aged 60 to 61 have several good options in Dallas: Villas of Remond (age 60+, Section 8, Oak Cliff) accepts applicants beginning at age 60. Primrose at Highland Meadows and Village at Lakewest both open at age 55+. DHA Housing Choice Vouchers have no age requirement and can be used at any participating private landlord, giving you complete flexibility in choosing a location. The TDHCA Vacancy Clearinghouse at tdhca.texas.gov also lists properties without age restrictions. Additionally, consider applying to HUD-assisted family housing through DHA — there is no requirement to wait until age 62 for income-based assistance. Focus on getting a DHA HCV application submitted now so your time in the system accumulates before you turn 62 and senior-only communities open to you. 💡 Does My Social Security Disability (SSDI) Income Count the Same as Regular Social Security? Yes — SSDI income is treated identically to Social Security retirement income for HUD eligibility purposes. Both are counted in full as part of your annual gross income. However, HUD allows specific deductions that can reduce your “adjusted income” — the number used to calculate your 30% rent share. For disability recipients, HUD allows a $400 disability deduction per adult household member with a disability. Medical expenses that exceed 3% of your annual gross income are also fully deductible. For example, if your SSDI income is $14,400 per year and you have $1,200 in annual medical expenses, you may deduct the portion exceeding 3% ($432), plus the $400 disability deduction — reducing your adjusted income and therefore your monthly rent. Ask any DHA or HUD property manager about submitting disability deduction documentation at your intake appointment. 💡 What Accessible Features Should I Specifically Ask for When Touring a Dallas Senior Apartment? When you tour any apartment on this list, bring this checklist and ask each question directly: (1) Is there a step-free path from the parking lot to the unit? Pythian Manor and Audelia Manor specifically document ADA-compliant sidewalks and parking. (2) Does the bathroom have grab bars or can they be installed? HUD’s Fair Housing Act requires landlords to permit residents with disabilities to add grab bars at their own expense. (3) Is the shower a walk-in or roll-in style? A tub requires stepping over a lip, which is a documented fall risk. (4) Are doorways at least 32 inches wide (36 inches preferred) to accommodate walkers or wheelchairs? (5) Is there an emergency call system or intercom in each unit? Cathedral Garden Apartments documents a central fire alarm system and controlled building access. (6) What is the maintenance response time for emergencies after hours? Get the answer and the after-hours phone number in writing before signing. 💡 Can I Keep My Pet at a Dallas Low-Income Apartment? Pet policies vary by property. Here is what the verified records show for properties on this list: Mabel Meshack White Manor allows fish, birds, a small dog, or a cat with a deposit (limit: one pet per apartment, size and breed restrictions apply). Primrose at Highland Meadows and Villas of Remond accept pets per the City of Dallas housing guide. Tyler Street Manor does not accept pets. DHA public housing communities follow HUD’s pet policy permitting cats and dogs under 25 lbs at most properties, plus all HUD-assisted properties must accept service animals and emotional support animals under the Fair Housing Act — these are not classified as “pets” and cannot be refused. Always confirm the current pet policy in writing, including the deposit amount, breed restrictions, and weight limits, before applying. Policies can change between management transitions. 💡 What Programs Can Help with Moving Costs and First-Month Expenses in Dallas? Moving into a new apartment requires upfront costs even when rent is subsidized. Several Dallas-area programs can help: Texas 2-1-1 (dial 2-1-1) connects callers to emergency financial assistance programs including moving help, utility deposits, and furniture donations. The Salvation Army of Dallas at (214) 424-7000 offers emergency financial assistance for deposits and first-month costs for qualifying households. Catholic Charities Dallas at (214) 526-2772 provides one-time emergency assistance for housing-related costs. The Dallas Area Agency on Aging at (214) 823-5700 connects seniors specifically to available transition assistance. Dallas Utilities Assistance: Oncor’s Low-Income Customer Assistance Program (LICAP) can reduce electric bills; apply at oncor.com or call (888) 313-4747. Dial 2-1-1 to find the most current programs in your specific zip code. Sources: DHA dhantx.com (RentCafe application portal; multiple simultaneous applications confirmed; HCV no age requirement); HUD.gov income calculation rules (SSDI treated same as SS; $400 disability deduction; 3% medical expense threshold); City of Dallas Senior Housing Options Guide (pet policy by property; age requirements confirmed); HUD Fair Housing Act (assistive animal accommodation; reasonable modification right); Mabel Meshack White Manor rhf.org (specific pet policy confirmed); Texas 2-1-1 (dial 2-1-1); Salvation Army Dallas (214) 424-7000; Catholic Charities Dallas (214) 526-2772; Dallas Area Agency on Aging (214) 823-5700; Oncor LICAP oncor.com (888) 313-4747 📍 Find Affordable Apartments & Housing Offices Near You in Dallas Allow location access when prompted for the most accurate results near you. Always call ahead to confirm waitlist status and schedule a tour before visiting any property in person. 🏦 Dallas Housing Authority — Apply for All Programs 🧓 HUD Senior Apartments Age 62+ — Dallas 🏠 Section 8 Affordable Apartments — Dallas 🚌 DART Bus & Rail — Senior Transit Options Dallas 📋 Age 55+ Low-Income Senior Apartments Near Me ☎️ Dallas Area Agency on Aging — Senior Services Locating affordable housing near you… ✅ Five Questions to Ask Every Property Before Applying Is the waiting list currently open and accepting new applications? Dallas waiting lists open and close without public announcement. Always call first. A closed list means your application will not be processed regardless of eligibility. Ask for the name and direct phone number of the person handling applications. What is my estimated income threshold to qualify at this specific property? Properties use different AMI tiers — 30%, 50%, or 60% AMI — and limits change annually. Get the specific dollar limit for a one-person household from the property before gathering documents. Do not assume you are ineligible until you have a number to compare against your actual income. Are utilities included in my rent, and if not, what is the average monthly utility cost? Audelia Manor includes all utilities in the 30%-of-income rent. Other properties — including some on this list — require tenants to pay electric separately. A $100 monthly electric bill significantly changes total housing cost, especially in Dallas summers when AC bills rise. What transportation options are available to residents without a car? Ask whether a DART stop is within walking distance, whether the property coordinates transportation to medical appointments, and whether any Para-transit or GoLink on-demand service serves the address. Mabel Meshack White Manor has para-transit at the door; Audelia Manor has DART bus and light rail nearby. Not every property has equal transit access. How do I update my application to stay active in your system? DHA’s RentCafe applications remain active for 18 months before expiring. Individual properties may have different re-confirmation processes. Asking this question on day one — and then following through — prevents your application from being quietly removed from consideration while you wait. 🚨 Three Affordable Housing Situations That Are Not What They Appear in Dallas LIHTC rents described as “affordable” that still cost more than 30% of your income. Low-Income Housing Tax Credit (LIHTC) properties set rents at a fixed percentage of AMI — typically 50% or 60% — regardless of your actual income. A LIHTC apartment at 60% AMI rent may still cost $800 to $1,000 per month, which could represent 60% or more of a Social Security income. These are more affordable than market rate but are not the same as HUD or DHA programs where rent is always and only 30% of your income. Always ask: “Is this a HUD project-based subsidy or a LIHTC-only property?” Properties listed on third-party websites as available that have had closed waiting lists for months. Aggregator sites like Apartments.com, Zillow, and others frequently list HUD and LIHTC properties without verifying current waitlist status. The TDHCA Vacancy Clearinghouse (tdhca.texas.gov) and direct calls to property managers are the only reliable methods to confirm current availability in Dallas. Never drive to a property without calling ahead. Walker Settlement Vouchers that look like regular Housing Choice Vouchers but have geographic restrictions. DHA administers Walker Settlement Vouchers specifically for African-American Class Members who agree to live in a Walker Eligible Census Tract with low poverty and low minority concentration. These vouchers carry a Payment Standard set at 125% of Fair Market Rents by ZIP code — providing stronger purchasing power but restricting which neighborhoods qualify. If a caseworker mentions a Walker Voucher, ask specifically about the eligible tract map and the higher payment standard before deciding whether this fits your situation. © BudgetSeniors.com — This guide is independently researched and written. We are not affiliated with, compensated by, or endorsed by any property, housing authority, or agency listed. All addresses, phone numbers, and program details are verified from official sources as of March 2026. Waiting list status, income limits, and unit availability change frequently — always confirm current details directly by calling the property or housing authority before submitting any application or personal documents. DHA: dhantx.com • TDHCA Vacancy Clearinghouse: tdhca.texas.gov • City of Dallas Housing Portal: dallascityhall.com • Texas 2-1-1: dial 2-1-1 • Emergency Housing: (866) 313-2520 • Dallas Area Agency on Aging: (214) 823-5700 • Fraud Reporting: ReportFraud.FTC.gov • FTC: (877) 382-4357 Primary sources: Dallas Housing Authority dhantx.com (31 properties; ~5,000 units; RentCafe portal; 30% income rent; HCV; PBV; Walker Voucher 125% FMR; disability coordinator 469-965-1961; apply 214-640-6800; walk-in 3939 N Hampton Rd; HUD AMI $117,300 published April 1 2025); HUD.gov income limits effective April 2025 (50% AMI single ~$40,950; 30% AMI ~$24,550); NLIHC The Gap 2025 via KERA News Mar 19 2025 (14 affordable units per 100 ELI; Dallas 2nd worst nationally); Child Poverty Action Lab (CPAL) Feb 2026 via Texas Tribune Feb 24 2026 and Dallas Observer (12,000 units lost; 85% severe burden; 46,000 shortage; 78% income on housing for lowest earners); Texas Housers / TSAHC NLIHC Gap Report 2025 (Texas 25 per 100 ELI; Dallas 14 per 100); KERA News Dallas affordable housing evaporating Feb 2026; City of Dallas Senior Housing Options Guide PDF dallascityhall.com (all wait times; property contacts; all phone numbers confirmed); umphressterrace.org (HUD 202; 54 units; phones; porches; CC Young); rhf.org/mabel-meshack-white-manor (63 units; 214-951-7887; service coordinator; para-transit at door; pet policy); cathedralgardensdallas.org (214-821-5910; 107 units; HUD Section 8; hours); publichousing.com/city/tx-dallas (all verified phones); TDHCA tdhca.texas.gov (Vacancy Clearinghouse; income and rent limits); Texas 2-1-1 (877-541-7905); DART dart.org (214-979-1111; 50% senior fare); Dallas Area Agency on Aging (214) 823-5700; HUD Fair Housing Act (reasonable modification; assistive animal rules) Recommended Reads 12 Low-Income Apartments in Sacramento How to Apply for Low-Income Housing 12 Low-Income Apartments Near Me: No Credit Check 12 Best Low-Income Housing Programs for Section 8 12 Low-Income Apartments in Houston 12 Best Low-Income Housing Options in San Diego Low Income Apartments NYC Near Me 20 Housing Options for Seniors on Social Security Blog