12 Best Low-Income Housing Options in San Diego

🏙️🏠

SDHC • County of San Diego • KPBS • Verified March 2026

A complete, honestly researched guide to San Diego’s affordable housing landscape in 2026 — covering real property addresses, verified phone numbers, current waitlist status, and the programs that actually remain open right now.

⚠️ Both SDHC and County Section 8 waitlists are closed as of March 2026

💡 10 Key Things to Know About San Diego Affordable Housing Right Now

San Diego has one of the most competitive affordable housing markets in the United States. The Area Median Income (AMI) for San Diego County is $120,000 — yet the average apartment rent exceeds $2,000 per month and the average home price sits near $952,000, according to CBS8. The San Diego Housing Commission (SDHC) currently assists over 16,000 households with Section 8 vouchers, and more than half of those are seniors or individuals with disabilities. But both the City (SDHC) and County general Section 8 waitlists closed in early 2026 due to a projected $16.9 million funding gap, and SDHC has not issued a traditional voucher to a new household since August 2022. Over 120,000 households remain on the County’s general Section 8 waitlist. The best strategy today is applying to multiple programs simultaneously, prioritizing Project-Based Voucher properties, and contacting specific affordable housing complexes directly.

1
Are San Diego Section 8 waitlists open right now? No. Both the City (SDHC) and County general Section 8 waitlists are closed as of early 2026. SDHC does not expect to pull new families from the waitlist for several more years.
SDHC closed its Section 8 Housing Choice Voucher and Public Housing waiting lists on February 1, 2026. The County of San Diego HCDS closed its general Section 8 waitlist on February 20, 2026. According to AffordableHousingOnline.com (March 16, 2026), there are currently no open Section 8 waitlists in San Diego. The primary reason is a projected $16.9 million gap between HUD funding and SDHC’s actual rental assistance costs. The average housing voucher subsidy increased 80% since 2020 as rents climbed, but federal funding has not kept pace.
2
What is the best alternative to Section 8 in San Diego right now? Project-Based Voucher (PBV) properties have separate waitlists from the general Section 8 list — some are currently open. Also apply directly to LIHTC and deed-restricted affordable housing complexes.
KPBS (March 11, 2026) reported that San Diego County opened two new Project-Based Voucher waitlists in March 2026 — Mirasol Meadows (senior housing in Fallbrook) and Villa Serena II (San Marcos) — even while the general Section 8 waitlist remained closed. Project-Based Vouchers are tied to specific properties, not individual tenants, and carry separate waitlists. SDHC has also been prioritizing Emergency Housing Voucher households at Project-Based Voucher programs. Low-Income Housing Tax Credit (LIHTC) properties like those listed in this guide also have their own independent application processes and waitlists that are often shorter than the general Section 8 queue.
3
What are the income limits for affordable housing in San Diego? San Diego’s AMI is $120,000 (family of four). Extremely low income is 30% AMI (~$25,000–$30,000 single person). Very low income is 50% AMI. Most programs serve households at 50% AMI or below.
HUD publishes income limits annually based on San Diego County’s AMI of $120,000 for a family of four. “Extremely low income” (30% AMI) for a single person is approximately $25,000–$30,000. “Very low income” (50% AMI) for a single person is roughly $40,000–$50,000. “Low income” (80% AMI) for a single person is approximately $60,000–$70,000. Different properties and programs have different AMI requirements — always check with the specific complex or program for current income limits, as these change annually. By law, 75% of HCV vouchers must go to extremely low-income households (30% AMI or below).
4
How much will I pay for rent if I qualify for affordable housing in San Diego? Generally 30% of your adjusted monthly income. For Section 8 and Section 202 properties, HUD or the PHA pays the remainder directly to the landlord.
Under the Section 8 Housing Choice Voucher program, LIHTC properties, and most HUD programs, your rent share is approximately 30% of your adjusted monthly income, never more than 40% at initial move-in. The Salvation Army’s Silvercrest residences explicitly confirm residents pay 30% of their income for housing with HUD covering the difference. For the HIPP program, SDHC provides $250, $500, $750, or $1,000 per month directly toward rent depending on circumstances. San Diego County seniors on fixed incomes such as SSI (~$994/month) would pay approximately $298 per month in a qualifying Section 8 or HUD-subsidized unit.
5
How long is the average wait for housing assistance in San Diego? The average wait is 32 months before receiving a voucher. For SDHC, it may be 10 or more years. Over 120,000 households are on the County waitlist alone.
KPBS (March 11, 2026) confirmed more than 120,000 households are on the County of San Diego’s general Section 8 waitlist. AffordableHousingOnline.com reports the average San Diego household spends 32 months on a waitlist before receiving a voucher. SDHC’s own website states that “because of limited federal funding, you may wait 10 or more years before your name is selected from the waiting list.” SDHC has not issued a traditional voucher to a new household since August 2022. With only 119 new units expected through PBV properties countywide in all of 2026, competition is extraordinarily intense — making direct application to affordable housing complexes the most practical immediate strategy.
6
Are San Diego landlords required to accept Section 8 vouchers? Yes, within the City of San Diego. A 2018 City ordinance (enforceable since August 1, 2019) prohibits landlords from declining tenants solely because they receive rental assistance.
The San Diego City Council amended city law in July 2018 to add Section 8 Housing Choice Voucher rental assistance as a protected source of income. This ordinance became enforceable on August 1, 2019. Landlords within the City of San Diego cannot decline a tenant based only on the household receiving rental assistance from any federal, state, local, or nonprofit-administered benefit or subsidy program. However, landlords may still screen and select tenants based on valid rental criteria such as credit history and rental background. SDHC contracted with the Legal Aid Society of San Diego (LASSD) to conduct education and outreach about this ordinance. This protection applies within City limits — it does not cover unincorporated County areas.
7
What is the HIPP program and who does it prioritize? HIPP (Housing Instability Prevention Program) provides $250–$1,000/month for up to 24 months to families at risk of homelessness. It explicitly prioritizes seniors aged 55 and older.
SDHC operates the Housing Instability Prevention Program (HIPP) for the City of San Diego with City Council funding. It provides $250, $500, $750, or $1,000 per month toward rent for households facing eviction and at risk of homelessness. HIPP explicitly prioritizes seniors aged 55 and older, people with disabilities, and families with children. HIPP currently assists up to 300 households at any given time and is accessed through referrals from 2-1-1 San Diego (dial 2-1-1) or SDHC’s Homelessness Initiatives hotline (619-578-7768). The companion Seniors Safe at Home program, launched September 2023 and funded through June 2025, provides $500/month for 18 months specifically for seniors 55+ at risk of homelessness, with Serving Seniors providing case management.
8
What is the SDHC’s Affordable Housing Resource Guide and how do I get it? It’s SDHC’s annually published guide listing affordable housing complexes across San Diego County with addresses, phone numbers, income requirements, and unit availability. Download it free at SDHC.org.
The San Diego Housing Commission publishes and updates its Affordable Housing Resource Guide annually. It lists affordable housing complexes in San Diego County, including eligibility requirements, unit sizes, and direct contact information for property managers. The guide also lists SRO (single room occupancy) hotels, transitional housing programs, and emergency shelters. According to InSanDiego.org (updated 2026), you may also search and apply online for deed-restricted affordable housing that SDHC owns or manages at rentals.sdhc.org. The County of San Diego also maintains a separate Housing Directory (available at sandiegocounty.gov/sdhcd) covering affordable complexes receiving County funding across unincorporated areas and suburban cities.
9
Which parts of San Diego County have the most affordable housing options for seniors? Downtown San Diego, City Heights, Hillcrest, Barrio Logan, and Chula Vista have the highest concentrations. North County (Fallbrook, San Marcos, Oceanside) has emerging supply from new developments.
The highest concentration of senior-designated affordable housing in San Diego County is found in the City of San Diego itself, particularly in the East Village/Downtown, City Heights, Hillcrest, and Mission Hills/Bankers Hill neighborhoods. South Bay cities including Chula Vista and National City also have significant affordable senior housing stock. North County cities including Oceanside, Escondido, San Marcos, and Fallbrook are growing their affordable senior inventory — two new PBV senior developments (Mirasol Meadows in Fallbrook and Villa Serena II in San Marcos) opened in 2026 per KPBS and San Diego County News Center. Serving Seniors operates housing sites across multiple San Diego neighborhoods including East Village, City Heights, Clairemont, Hillcrest, and Mission Hills.
10
What should I do TODAY to improve my chances of getting affordable housing in San Diego? Call 2-1-1 San Diego, apply to SDHC’s Wait List Portal to preserve your position, contact individual LIHTC properties directly, and call the ElderHelp of San Diego housing line for seniors.
Step one: Call 2-1-1 San Diego (free, 24/7) to get connected with current housing referrals, the HIPP program for those at risk of homelessness, and local case management. Step two: If you previously applied to SDHC’s waitlist, log in to the SDHC Wait List Portal at sdhc.org and update your contact information — your position is preserved even though the list is closed. Step three: Contact each of the 12 housing complexes listed below directly and ask about their individual waitlist status — property-level waitlists are independent of the general Section 8 waitlist and frequently have openings. Step four: Contact ElderHelp of San Diego at (619) 284-9281 for their housing navigation services and annual Affordable Housing Guide. Step five: Call the County Housing and Community Development Services at (858) 694-4801 to ask about any upcoming PBV property waitlist openings in 2026.

Sources: SDHC.org waitlist portal (closed Feb 1 2026; not pulling new families for several more years); SDHC.org/housing-opportunities/help-with-your-rent/ (HIPP; 16,000 households; 55+ priority; $250-$1,000/month); inewsource.org Jan 2026 ($16.9M HUD gap; 80% subsidy increase since 2020; not issued voucher since Aug 2022); inewsource.org Jan 28 2026 (1,700 families at risk); KPBS.org Mar 11 2026 (120,000 county waitlist; 119 units by end of 2026; Mirasol Meadows & Villa Serena II; lottery); sandiegocounty.gov/sdhcd (Section 8 HCV closed Feb 20 2026; 10+ years potential wait); AffordableHousingOnline.com Mar 16 2026 (no open SD Section 8 lists; 32-month avg wait); CBS8 (SD AMI $120,000; avg rent $2,000+; avg home $952,000; 45% low-income families spend >50% on housing); LifeStepsUSA.org Feb 2026 (30% AMI ~$25K-$30K single; 80% AMI ~$60K-$70K single); LiveWellSD.org (27% SD seniors rent; majority pay >30% income on rent); SDHC.org homelessness initiative (Seniors Safe at Home $500/month; 18 months; 55+; June 2025 Rancho Santa Fe Foundation $100K); InSideSanDiego.org 2026 (rentals.sdhc.org; 24,000+ units created or preserved)

⚠️ San Diego Housing Crisis: What’s Happening Right Now

🚨 Both City & County Section 8 Waitlists Closed — Here Is What That Means

The San Diego Housing Commission (SDHC) closed its Section 8 Housing Choice Voucher waitlist on February 1, 2026. The County of San Diego Housing and Community Development Services (HCDS) closed its general Section 8 waitlist on February 20, 2026. This means:

SDHC is not accepting new Section 8 applications and does not expect to pull new families from the list for several more years. SDHC has not issued a traditional voucher to a new household since August 2022.
Over 120,000 households are currently on the County’s general Section 8 waitlist (KPBS, March 11, 2026).
SDHC faces a projected $16.9 million gap between HUD funding and its actual rental assistance costs in the coming fiscal year. The average housing voucher subsidy increased 80% since 2020 as rents climbed, but federal funding did not keep pace.
SDHC has asked HUD to approve rent increases for those on vouchers to avoid dropping approximately 1,700 families (about 10% of all beneficiaries) from the program entirely.
What IS open: Project-Based Voucher properties with individual waitlists, deed-restricted LIHTC properties, and several specific senior affordable housing complexes with their own application processes. See the 12 properties below.

✅ New for 2026: County Opens PBV Waitlists for Two Senior Developments

San Diego County News Center (March 4, 2026) and KPBS (March 11, 2026) confirmed two new Project-Based Voucher waitlists opened in March 2026. Mirasol Meadows (528 E. Alvarado Street, Fallbrook) offers 47 one- and two-bedroom units for seniors age 62 and older. Villa Serena II (339 Marcos Street, San Marcos) includes one-, two-, and three-bedroom units with 10 project-based voucher units. Applications were accepted March 9–20 via lottery. The county expects to make 119 total units available through four new PBV properties by the end of 2026 — including a Chula Vista community (waitlist opening mid-to-late 2026) and a veterans-only development. Contact San Diego County HCDS at (858) 694-4801 or [email protected] to ask about upcoming openings.

Sources: SDHC.org wait list portal (Feb 1 2026 closure); sandiegocounty.gov/sdhcd (Feb 20 2026 closure); inewsource.org Jan 2026 & Jan 28 2026; KPBS.org Mar 11 2026 (120K waitlist; 119 units; Mirasol Meadows; Villa Serena II; Chula Vista 2026; veterans development); CountyNewsCenter.com Mar 4 2026 (Fallbrook 47 units seniors 62+; 339 Marcos St San Marcos; lottery Mar 9-20 2026); Times of San Diego Feb 7 2026 (no traditional voucher since Aug 2022; waivers requested May 2025)

📊 San Diego Affordable Housing by the Numbers

⏳ On County Section 8 Waitlist

120,000+

Over 120,000 households are on San Diego County’s general Section 8 waitlist. The waitlist closed February 20, 2026. New units opening through PBV properties: only 119 expected countywide in all of 2026 (KPBS, March 2026).

🏠 SDHC Households Assisted

16,000+

SDHC currently provides Section 8 rental assistance to over 16,000 households in the City of San Diego. More than half are seniors or individuals with disabilities. No new vouchers issued since August 2022.

💸 San Diego County AMI

$120,000

San Diego County’s Area Median Income (AMI) for a family of four is $120,000. Extremely low income (30% AMI): ~$25K–$30K per single person. Very low income (50% AMI): ~$42K single person. Most affordable programs serve 30–60% AMI.

📈 HUD Funding Gap

$16.9M

SDHC projects a $16.9 million gap between HUD funding and rental assistance costs in the coming fiscal year. The average voucher subsidy increased 80% since 2020 while federal funding lagged. 1,700 families risk losing vouchers (inewsource.org, Jan 2026).

🏡 Avg Rent, San Diego

$2,000+/mo

Average rent exceeds $2,000/month and average home price is ~$952,000 (CBS8). 45% of low-income families with young children spend more than half their income on housing (San Diego Housing Federation).

⏱ Avg Wait for Voucher

32 Months

San Diego households spend an average of 32 months on a waiting list before receiving a housing voucher. SDHC warns the wait could be 10 or more years from the current closed waitlist position (AffordableHousingOnline.com, March 2026).

📞 Dial for Help Now

2-1-1

Dialing 2-1-1 in San Diego connects you to 2-1-1 San Diego, a free 24/7 community resource hotline for housing referrals, emergency services, and HIPP program referrals. Also: SDHC Homelessness Hotline 619-578-7768.

Sources: SDHC.org (16,000+ households; more than half seniors/disabled; closed Feb 1 2026); KPBS Mar 11 2026 (120,000+ county waitlist; 119 new units 2026); CBS8 (AMI $120,000; avg rent $2,000+; avg home $952,000; SD Housing Federation 45%); inewsource.org Jan 2026 ($16.9M gap; 80% subsidy increase since 2020; 1,700 at risk); AffordableHousingOnline.com Mar 16 2026 (32 months avg wait; no open SD Section 8 lists); LifeStepsUSA.org Feb 2026 (income limits by AMI tier); SDHC.org/hipp (2-1-1; 619-578-7768)

🏆 12 Low-Income Housing Options in San Diego — Contacts & Details

📋 How to Use This List

The 12 options below combine government programs, major nonprofits, and specific housing complexes with verified contact information. Because the general Section 8 waitlists are closed, the most actionable path is to call each complex directly and ask about their individual waitlist status — these are independent of the general Section 8 queue. Applying is always free. Never pay anyone to submit a housing application on your behalf.

Primary Program

San Diego Housing Commission (SDHC) — Section 8 / HCV Program

🏛️ City of San Diego • HUD-Funded • 16,000+ Households Served

⚠️ Waitlist Closed Feb 1, 2026 — Existing Applicants: Keep Info Updated

✅ Income: Below 80% AMI

✅ Rent: 30% of adjusted income

⚠️ New applications: Not accepted

✅ 55%+ of recipients: Seniors/disabled

✅ Source of income protected by city law (Aug 2019)

✅ Search SDHC rentals: rentals.sdhc.org

SDHC administers the federal Section 8 Housing Choice Voucher program on behalf of HUD within the City of San Diego. It currently serves over 16,000 low-income households, more than half of whom are seniors or individuals with disabilities. The general waitlist closed February 1, 2026, and SDHC does not expect to pull new families for several more years. If you previously submitted an application, your position is preserved — log in to the SDHC Wait List Portal and keep your contact information current. SDHC also owns and manages deed-restricted affordable housing properties that you can search and apply to separately at rentals.sdhc.org, with no Section 8 waitlist required. SDHC has also created over 24,000 affordable units with partner developers across the city.

🏢 Address: 1122 Broadway, Suite 300, San Diego, CA 92101
📞 Main Line: (619) 231-9400
📞 Waitlist Update Line: (619) 578-7640 | Spanish: (619) 578-7306
🌐 Waitlist Portal: SDHC.org/housing-opportunities/help-with-your-rent/wait-list-portal/
🌐 Search SDHC Rentals: rentals.sdhc.org

16,000+ Households Waitlist Closed City of San Diego Source of Income Protected

County Program

Housing Authority of the County of San Diego (HCDS/HACSD)

🏛️ County of San Diego • Unincorporated Areas & Suburban Cities

⚠️ General Waitlist Closed Feb 20, 2026 — Watch for New PBV Openings

✅ Serves: Unincorporated areas + Chula Vista, El Cajon, Escondido, Poway, San Marcos, Santee, Vista, etc.

✅ Public Housing: 50% AMI limit, 62+ or disabled

⚠️ General Section 8 waitlist: Closed

✅ New PBV waitlists in 2026: Watch their website

✅ Housing Directory: Available free at county website

✅ 120,000+ households on general waitlist

The Housing Authority of the County of San Diego (HACSD), administered through Housing and Community Development Services (HCDS), covers unincorporated areas and suburban cities not served by SDHC. It closed its general Section 8 waitlist on February 20, 2026. As of March 2026, two new PBV property waitlists (Mirasol Meadows in Fallbrook and Villa Serena II in San Marcos) recently opened and closed through lottery. Two more PBV properties are expected to open waitlists later in 2026 — including a Chula Vista senior community and a veterans-only property. Public Housing through the County requires income at or below 50% AMI and age 62 or older (or disabled) for senior units. Contact HCDS directly to ask about upcoming waitlist openings.

🏢 Address: 3989 Ruffin Road, San Diego, CA 92123
📞 Main: (858) 694-4890 | Toll-Free: (877) 478-5478
📞 Public Housing/Waitlist: (877) 478-LIST (878-5478)
📞 Housing Directory: (858) 694-4801 | Email: [email protected]
🌐 Website: SanDiegoCounty.gov/sdhcd

County-Wide Waitlist Closed PBV Openings Watch 2026 Senior & Disabled Units

Seniors Priority

SDHC Housing Instability Prevention Program (HIPP) & Seniors Safe at Home

🧡 City of San Diego • For Renters at Risk of Homelessness • Seniors 55+ Priority

🔔 Active Program — Accessed via 2-1-1 Referral or SDHC Hotline

✅ Monthly assistance: $250, $500, $750, or $1,000

✅ Duration: Up to 24 months

✅ Income limit: 80% AMI ($104,100 family of 4)

✅ Seniors 55+: Top priority

✅ Access via: 2-1-1 or SDHC hotline referral

✅ Case management: Included

The Housing Instability Prevention Program (HIPP) is the most actionable program for San Diego City residents currently at risk of eviction or homelessness. It provides $250–$1,000 per month toward rent for up to 24 months, with seniors aged 55 and older as a top priority. HIPP also covers past-due rent and utility assistance and includes case management to build a housing stability plan. The companion Seniors Safe at Home program (launched September 2023) provides $500/month for 18 months specifically for seniors 55+, with Serving Seniors providing case management. Both programs are accessed via referral only — call 2-1-1 or SDHC’s Homelessness Initiatives hotline. HIPP can assist up to 300 households at a time; Seniors Safe at Home was funded through June 2025 with additional philanthropic support from the Rancho Santa Fe Foundation ($100,000 added June 2025).

📞 2-1-1 San Diego: Dial 2-1-1 (free, 24/7) — Ask for HIPP referral
📞 SDHC Homelessness Hotline: (619) 578-7768
🌐 HIPP Info: SDHC.org/homelessness-solutions/hipp/
🏢 SDHC: 1122 Broadway, Suite 300, San Diego, CA 92101

Seniors 55+ Priority Active Program Up to $1,000/Month Referral via 2-1-1

529 Senior Units

Serving Seniors — 6 Affordable Housing Sites Across San Diego

🧓 Nonprofit • Downtown East Village, City Heights, Clairemont, & More

🏠 35–45% AMI • Apply Directly to Each Site • Check Waitlist Status

✅ Total units: 529 across 6 sites

✅ Affordability: 35–45% AMI

✅ Meals included at nearby meal sites

✅ Services: On-site social services, activities

✅ Near transit, pharmacies, shopping

✅ Apply: Directly to each property

Serving Seniors is San Diego’s largest nonprofit provider of affordable senior housing, operating 529 units of affordable housing across six permanent housing sites in San Diego County. Rent is capped at 35–45% of the Area Median Income, and all sites are located within walking distance of public transportation, pharmacies, shopping, and restaurants. Key properties include Potiker Family Senior Residence (200 studio apartments, East Village, downtown San Diego — opened 2003), Potiker City Heights Residence (150 studios and one-bedroom units, City Heights — opened 2007), and four additional sites including the Paul Downey Senior Housing in Clairemont. All residents have access to meals and social services through Serving Seniors’ nonprofit programs. Contact Serving Seniors directly for current waitlist status at each site.

📞 Serving Seniors Main: (619) 235-6572
📞 Potiker Family Senior Residence: (619) 237-8004
⚠️ Potiker City Heights: 525 14th Street, San Diego, CA 92101
🌐 Housing Info: ServingSeniors.org/what-we-do/programs-services/housing.html
🏢 Main Office: 3333 First Avenue, San Diego, CA 92103

529 Senior Units Nonprofit Managed 35–45% AMI Meals & Services Included

Salvation Army

Silvercrest Senior Residence (San Diego) — Salvation Army

🏛️ Downtown San Diego • 727 E Street • 123 Units • HUD Section 8

🧓 62+ or Disabled • 30% of Income Rent • HUD Pays Difference

✅ Units: 123 one-bedroom apartments

✅ Rent: 30% of income (HUD Section 8)

✅ Eligibility: Age 62+ or disabled

✅ HUD pays: The difference

✅ Activities: Community programs, recreation

✅ Adjacency: Salvation Army Community Center

The Silvercrest Senior Residence in downtown San Diego is one of the Salvation Army’s flagship affordable senior housing communities in Southern California. Residents pay only 30% of their income for housing, with HUD paying the difference — making it one of the most genuinely affordable options for seniors on fixed incomes. The Salvation Army confirms residents pay 30% of income regardless of their income level, as this is a HUD-subsidized property. The 123-unit building is located in the East Village neighborhood of downtown San Diego, adjacent to a Salvation Army Community Center offering programming, activities, and additional support services. Eligibility: age 62 or older or disabled, with income below HUD limits. A waitlist is maintained — contact the property directly.

🏢 Address: 727 E Street, San Diego, CA 92101
📞 Phone: (619) 699-7272
🌐 Salvation Army SD: SanDiego.SalvationArmy.org
📞 Salvation Army Region: (619) 239-4037

Salvation Army 30% Income Rent HUD Section 8 123 Units Downtown

Section 8 + LIHTC

Sorrento Tower Apartments — Clairemont

🏛️ Independent Senior Living • 2875 Cowley Way, San Diego • 196 Units

🧓 Age 62+ or Disabled • Section 8 & LIHTC • Waitlist Open (Verify)

✅ Units: 196 (studio and one-bedroom)

✅ Eligibility: 62+ or disabled

✅ Programs: Section 8 and California Tax Credit

✅ Location: Clairemont, near stores, banks, library

✅ Amenities: Library, media room, laundry

⚠️ Verify current waitlist status directly

Sorrento Tower is one of San Diego’s largest independent-living senior apartment communities, offering 196 studio and one-bedroom apartments for low-income seniors and individuals with disabilities in the Clairemont neighborhood. The property participates in both the federal Section 8 Housing Choice Voucher program and California’s Low-Income Housing Tax Credit (LIHTC) program, meaning tenants may qualify through either subsidy pathway. It is conveniently located within walking distance of grocery stores, banks, restaurants, and a public library. On-site management and maintenance are available. The property has maintained a waitlist and Royal Property Management Group (the manager) has confirmed the waitlist has been open periodically. Call directly to inquire about current availability and waitlist status.

🏢 Address: 2875 Cowley Way #102, San Diego, CA 92110
📞 Property Phone: (619) 276-1775
📞 Management (Royal PM): (858) 312-8170
🌐 Royal Property Mgmt: RoyalPropertyMgmt.com

196 Units Section 8 & LIHTC Clairemont 62+ or Disabled

Bankers Hill

St. Paul’s Manor — Bankers Hill / Hillcrest

🧓 Affordable Senior Apartments • 2635 Second Avenue, San Diego • 147 Units

🏠 Senior Affordable Housing • Central Location • Contact for Availability

✅ Units: 147 one-bedroom apartments

✅ Location: Bankers Hill, walkable neighborhood

✅ Established: Long-standing San Diego affordable senior property

✅ Listed in SDHC Affordable Housing Resource Guide

⚠️ Note: Private-pay Manor on Bankers Hill is separate from St. Paul’s Manor

✅ Apply: Contact property directly

St. Paul’s Manor is a long-established affordable senior housing complex in the Bankers Hill/Hillcrest area of San Diego, consistently listed in SDHC’s Affordable Housing Resource Guide and ElderHelp of San Diego’s Affordable Housing Guide. With 147 one-bedroom units in a central, walkable neighborhood near Balboa Park, Hillcrest amenities, and downtown San Diego, it offers one of the most desirable locations among San Diego’s affordable senior properties. Note: St. Paul’s Senior Services also operates “The Manor on Bankers Hill” and “The Villa on Bankers Hill” which are private-pay (not low-income) — confirm you are inquiring about the affordable units when you call. Contact the property directly for waitlist and income eligibility information.

🏢 Address: 2635 Second Avenue, San Diego, CA 92103
📞 Phone: (619) 239-6900
🌐 St. Paul’s Senior Services: StPaulSeniors.org
📞 If Homeless/At Risk: Call 2-1-1 or (619) 880-8810 (Homeless Resource Center)

147 Units Bankers Hill Location SDHC Listed Near Balboa Park

East San Diego

Talmadge Senior Village — City Heights / Talmadge

🧓 Affordable Senior Housing • 5252 El Cajon Boulevard • 91 Units

🏠 One & Two Bedroom Units • ElderHelp Listed • Central Neighborhood

✅ Units: 91 (one- and two-bedroom)

✅ Location: El Cajon Blvd, near transit

✅ Listed: SDHC & ElderHelp housing guides

✅ Access to: Shopping, medical, transit

✅ Larger units: Two-bedroom available

✅ Apply: Contact directly for waitlist

Talmadge Senior Village is one of the few affordable senior housing complexes in San Diego to offer two-bedroom units in addition to one-bedroom apartments, making it particularly suitable for senior couples or those who need a dedicated space for a caregiver. Located on El Cajon Boulevard in the Talmadge/City Heights area, the 91-unit complex is near major bus routes, medical facilities, pharmacies, and shopping centers. The property is consistently listed in SDHC’s Affordable Housing Resource Guide and ElderHelp of San Diego’s annual guide as an established affordable senior resource. Contact the complex directly for current waitlist status, income requirements, and unit availability.

🏢 Address: 5252 El Cajon Boulevard, San Diego, CA 92115
📞 Phone: (619) 265-1600
🌐 Find on SDHC Map: SDHC.org/housing-opportunities/affordable-rentals/
📞 ElderHelp Housing Guide: (619) 284-9281

91 Units 1 & 2 Bedrooms SDHC & ElderHelp Listed El Cajon Blvd Transit

North Park

Trinity Manor — North Park

🧓 Affordable Senior Apartments • 3940 Park Boulevard • 98 Units

🏠 One Bedroom Units • Walkable North Park Neighborhood

✅ Units: 98 one-bedroom apartments

✅ Location: Park Blvd, North Park

✅ Near: Balboa Park, restaurants, transit

✅ Listed: SDHC Affordable Housing Resource Guide

✅ Established property with history of serving seniors

✅ Apply: Contact property directly

Trinity Manor is an established 98-unit affordable senior housing complex on Park Boulevard in the vibrant North Park neighborhood of San Diego, listed in SDHC’s Affordable Housing Resource Guide. Its location places residents within walking distance of Balboa Park’s museums, gardens, and recreational facilities, as well as North Park’s restaurants, coffee shops, and bus lines. North Park is one of San Diego’s most walkable urban neighborhoods, making it an excellent choice for seniors who no longer drive or prefer a pedestrian-friendly environment. Contact the complex directly for current waitlist status, income eligibility, and application procedures.

🏢 Address: 3940 Park Boulevard, San Diego, CA 92103
📞 Phone: (619) 297-1512
🌐 SDHC Affordable Map: SDHC.org/housing-opportunities/affordable-rentals/sdhc-partnership-development/
📞 Alternative Help: ElderHelp (619) 284-9281

98 Units North Park Location Near Balboa Park Walkable Neighborhood

Southeast SD

St. Stephen’s Retirement Center — Southeast San Diego

🧓 Senior Retirement Housing • 5625 Imperial Avenue • 59 Units

🏠 Studios & One Bedrooms • SDHC Listed • Southeast Neighborhood

✅ Units: 59 (studios and one-bedroom)

✅ Location: Imperial Avenue, Southeast SD

✅ Listed: SDHC & ElderHelp affordable housing guides

✅ Designed: Specifically for senior residents

✅ Near: Community services, transit

✅ Apply: Contact property directly

St. Stephen’s Retirement Center is an affordable senior housing complex located on Imperial Avenue in the southeast San Diego neighborhood, offering 59 studio and one-bedroom units designed specifically for the senior population. The property is consistently listed in both SDHC’s Affordable Housing Resource Guide and ElderHelp of San Diego’s annual Affordable Housing Guide as an established low-income senior housing option. Southeast San Diego has seen increasing community investment in affordable housing, and the neighborhood offers access to public transit, grocery stores, and community health resources. Contact the retirement center directly for current availability, income eligibility, and waitlist information.

🏢 Address: 5625 Imperial Avenue, San Diego, CA 92114
📞 Phone: (619) 264-1997
🌐 SDHC Resource Guide: SDHC.org (download Affordable Housing Resource Guide)
📞 ElderHelp Housing Guide: (619) 284-9281

59 Units Studios & 1BR Southeast San Diego SDHC & ElderHelp Listed

San Ysidro

MAAC — Ventana al Sur — San Ysidro (South Bay)

🌿 MAAC Project • 411 North Lane, San Ysidro • 101 Units • Section 8 + PSH

🧓 Seniors & PSH • 20–50% AMI • Section 8 Accepted

✅ Units: 101 (one- and two-bedroom)

✅ Target: Seniors and Permanent Supportive Housing

✅ Affordability: 20%, 30%, 40%, 50% AMI

✅ Section 8 accepted

✅ Location: San Ysidro, near US-Mexico border

✅ Managed: Hyder & Co. Property Management

Ventana al Sur is a 101-unit affordable housing community in San Ysidro managed by MAAC (Metropolitan Area Advisory Committee) serving both seniors and Permanent Supportive Housing (PSH) needs. It offers some of the lowest income eligibility thresholds in the county, with units available at 20%, 30%, 40%, and 50% of the Area Median Income — making it one of the most accessible properties for seniors on extremely low fixed incomes. Section 8 vouchers are accepted. San Ysidro is San Diego’s southernmost community, located near the US-Mexico international border with access to transit into downtown San Diego. MAAC operates eight affordable housing communities across San Diego County, all managed by Hyder & Co. Property Management (leasing: 619-367-6500).

🏢 Address: 411 North Lane, San Ysidro, CA 92173
📞 Property Phone: (619) 934-8326
📞 MAAC Leasing (Hyder & Co): (619) 367-6500
🌐 MAAC Housing: MaacProject.org/housing/

101 Units 20–50% AMI Section 8 Accepted Seniors + PSH

South Bay

MAAC — Seniors on Broadway — Chula Vista

🌿 MAAC Project • 845 Broadway, Chula Vista • 42 Senior Units

🧓 Seniors Exclusively • 30–50% AMI • One Bedroom Units

✅ Units: 42 one-bedroom apartments

✅ Target: Seniors exclusively

✅ Affordability: 30%, 45%, 50% AMI

✅ Location: Chula Vista, walkable Broadway corridor

✅ Access to: Transit, shopping, medical, library

✅ Managed: Hyder & Co. Property Management

Seniors on Broadway in Chula Vista is an exclusively senior-designated affordable housing community managed by MAAC, offering 42 one-bedroom apartments at 30%, 45%, and 50% of the Area Median Income. Located on Broadway in Chula Vista — South Bay’s main commercial corridor — the property is walkable to transit, grocery stores, pharmacies, medical offices, and the Chula Vista library. Chula Vista is one of San Diego County’s fastest-growing cities and is seeing new affordable housing development in 2026 (a new County PBV senior community waitlist is expected to open in mid-to-late 2026 in Chula Vista per KPBS). MAAC also operates Hillside Views Apartments in Oak Park (619-262-0722) and Mercado in Barrio Logan (619-233-7990) for families at 50–60% AMI.

🏢 Address: 845 Broadway, Chula Vista, CA 91911
📞 Property Phone: (619) 591-0060
📞 MAAC Leasing (Hyder & Co): (619) 367-6500
🌐 MAAC Housing: MaacProject.org/housing/
ℹ️ Also watch: New County PBV senior community coming mid-to-late 2026 in Chula Vista (KPBS, Mar 2026)

42 Senior Units 30–50% AMI Chula Vista South Bay Seniors Exclusively

Sources: SDHC.org/housing-opportunities/help-with-your-rent/ (HIPP; Section 8; SDHC; source of income law Aug 2019); SDHC.org wait list portal (closed Feb 1 2026); inewsource.org Jan 2026 / Jan 28 2026 ($16.9M gap; 80% subsidy increase; no vouchers since Aug 2022; 1,700 families); KPBS Mar 11 2026 (120K waitlist; 119 units; Mirasol Meadows Fallbrook; Villa Serena II San Marcos; Chula Vista PBV mid-late 2026; veterans); CountyNewsCenter.com Mar 4 2026 (Mirasol Meadows 47 senior units 62+; 339 Marcos St San Marcos; lottery Mar 9-20); ServingSeniors.org (529 units; 6 sites; Potiker Family 200 studios 619-237-8004; Potiker City Heights 150 units opened 2007; 35-45% AMI); ElderHelp SD Affordable Housing Guide 2023 (Silvercrest 727 E St 619-699-7272; Sorrento Tower 2875 Cowley Way 619-276-1775; St. Paul’s Manor 2635 Second Ave 619-239-6900; St. Stephen’s 5625 Imperial 619-264-1997; Talmadge 5252 El Cajon 619-265-1600; Trinity Manor 3940 Park Blvd 619-297-1512); Salvation Army SoCal (Silvercrest: HUD pays difference; 30% income; 123 units); RoyalPropertyMgmt.com (Sorrento Tower Section 8 + LIHTC; 196 units; 62+ or disabled); MaacProject.org (Ventana al Sur 411 N Lane San Ysidro 619-934-8326 101 units 20-50% AMI; Seniors on Broadway 845 Broadway Chula Vista 619-591-0060 42 units 30-50% AMI; Hillside Views 619-262-0722; Hyder & Co 619-367-6500); sandiegocounty.gov/sdhcd (County 877-478-5478; 858-694-4890; HCDS 858-694-4801; [email protected]; Public Housing 877-478-LIST); National City HA (nationalcityca.gov; SDHCD 877-478-5478)

📋 Quick Comparison — All 12 San Diego Options at a Glance

#	Name	Location	Units	Eligibility	Phone	Waitlist
1	SDHC Section 8	City of SD	16,000+	50% AMI	619-231-9400	Closed
2	County HCDS/HACSD	County-wide	Many	50% AMI	858-694-4890	Closed
3	HIPP / Seniors Safe at Home	City of SD	300 at once	80% AMI, at risk	Dial 2-1-1	Via Referral
4	Serving Seniors	SD City/City Heights	529	35–45% AMI	619-235-6572	Varies by site
5	Silvercrest (Salvation Army)	Downtown	123	62+/disabled	619-699-7272	Call directly
6	Sorrento Tower	Clairemont	196	62+/disabled	619-276-1775	Call directly
7	St. Paul’s Manor	Bankers Hill	147	Senior, low income	619-239-6900	Call directly
8	Talmadge Senior Village	City Heights	91	Senior, low income	619-265-1600	Call directly
9	Trinity Manor	North Park	98	Senior, low income	619-297-1512	Call directly
10	St. Stephen’s Ret. Ctr.	Southeast SD	59	Senior, low income	619-264-1997	Call directly
11	MAAC Ventana al Sur	San Ysidro	101	20–50% AMI	619-934-8326	Call directly
12	MAAC Seniors on Broadway	Chula Vista	42	30–50% AMI	619-591-0060	Call directly

Green = open/accessible. Red = closed/not available. Yellow = call to verify. Waitlist status can change without notice — always call the property directly before traveling. Data verified March 2026. Applying is always free — never pay anyone to submit a housing application on your behalf.

❓ San Diego Affordable Housing — Your Questions Answered

💡 Can I Apply to Multiple San Diego Housing Programs at the Same Time?

Yes, and you should. There is no rule against applying to multiple affordable housing programs or properties simultaneously in San Diego. SDHC’s Wait List Portal, individual LIHTC property waitlists, MAAC properties, Serving Seniors sites, and ElderHelp’s Homeshare program are all separate application systems. A San Diego senior seeking housing in 2026 should ideally apply to every relevant option simultaneously and call every property on this list. Keep records of every application you submit, when you submitted it, and who you spoke to. Update your contact information with each organization any time your address or phone number changes — failing to do so is the leading reason applicants are removed from property waitlists after years of waiting.

💡 What Is a Project-Based Voucher (PBV) and Why Should San Diego Seniors Focus on These?

A Project-Based Voucher (PBV) is a Section 8 subsidy tied to a specific housing unit rather than following the tenant. When the general SDHC and County Section 8 waitlists are closed (as they are in 2026), individual PBV properties can still open their own separate waitlists — as Mirasol Meadows (Fallbrook, 47 senior units) and Villa Serena II (San Marcos) did in March 2026, with lottery applications accepted during a 12-day window. Per KPBS (March 11, 2026), the County expects four PBV properties to open in 2026 — including a Chula Vista senior community (mid-to-late 2026) and a veterans-only property. Seniors should contact San Diego County HCDS at (858) 694-4801 and SDHC at (619) 231-9400 regularly to ask about any upcoming PBV property waitlist openings and sign up for email alerts from both agencies. After one year in a PBV unit, residents may be eligible to convert to a portable tenant-based voucher.

💡 What Is ElderHelp of San Diego and How Can It Help Me Find Housing?

ElderHelp of San Diego is a local nonprofit offering housing navigation services specifically for seniors, including their annually updated Affordable Housing Guide (covering dozens of San Diego County properties with addresses, phone numbers, and income requirements), a Homeshare Program that matches seniors who have extra space with those who need affordable housing, and referrals to other community resources. ElderHelp’s Housing Guide is one of the most comprehensive senior housing directories in San Diego County — this article used the 2023 edition to verify multiple property contacts. Download the current guide free at ElderHelpofSanDiego.org. Their Homeshare Program is particularly valuable for seniors who own a home and want companionship plus supplemental income, or for seniors seeking an affordable living arrangement outside the traditional rental market. Contact ElderHelp at (619) 284-9281.

💡 How Does San Diego’s Affordable Housing Lottery System Work?

When a San Diego affordable housing waitlist opens, it is frequently structured as a lottery rather than a first-come, first-served system. This means applying on the first day of the application window provides no advantage over applying on the last day. As Nick Martinez, assistant director at San Diego County HCDS, confirmed to KPBS (March 11, 2026): “You don’t have to sign up on the first day; it’s not first-come, first-served.” Applicants can apply online, by phone, or in person during the window. Once the window closes, a random lottery determines who is placed on the waitlist. Those selected are then contacted to verify eligibility. The county expected thousands of applicants for the two properties that opened in March 2026 (Mirasol Meadows and Villa Serena II), which together had only 47 and 10 voucher units respectively. Watch for upcoming lottery windows by signing up for alerts at SanDiegoCounty.gov/sdhcd and SDHC.org.

💡 Are There San Diego Housing Scams I Should Know About?

Yes. Several types of scams specifically target seniors seeking affordable housing in San Diego. Watch for: (1) Websites or phone calls charging a fee to “apply for Section 8” or “guarantee placement” — applying for any HUD or government housing program is always free; (2) Fraudulent listings for “available Section 8 apartments” that require a deposit before viewing — legitimate affordable housing never requires upfront deposits through unofficial channels; (3) Phone calls claiming to be from SDHC or HUD requesting personal information or payment — government agencies will communicate through official portals and mail, not unexpected phone calls demanding payment. If you suspect a housing scam, report it to HUD’s Office of Inspector General at HUDOig.gov or call 1-800-347-3735, or contact 2-1-1 San Diego for legitimate housing resources. The Legal Aid Society of San Diego (LASSD) also handles housing discrimination and fraud complaints at (619) 471-2640.

Sources: KPBS Mar 11 2026 (Nick Martinez lottery quote; county expects thousands of applicants; Mirasol Meadows 47 units; Villa Serena II 10 PBV units; Chula Vista PBV mid-late 2026); SDHC.org (Section 8 always free; source of income protection; SDHC LASSD contract; SDHC.org/housing-opportunities); ElderHelpofSanDiego.org (housing guide; homeshare program; (619) 284-9281); sandiegocounty.gov/sdhcd (HCDS 858-694-4801); CountyNewsCenter.com Mar 4 2026 (lottery Mar 9-20); AffordableHousingOnline.com Mar 16 2026 (no current open SD Section 8 lists)

📍 Find Affordable Housing Resources Near You in San Diego

Use these buttons to locate housing authorities, senior affordable housing, and housing counselors near your location in the San Diego region. Allow location access when prompted for the most relevant nearby results. You can also call 2-1-1 from any San Diego phone for free housing referrals 24 hours a day.

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📞 Complete San Diego Housing Phone Directory

2-1-1 San Diego (Housing referrals, HIPP, crisis services) — Dial 2-1-1 (24/7, free)
SDHC Main Line — (619) 231-9400 | Waitlist Update Line — (619) 578-7640 | Spanish — (619) 578-7306
SDHC Homelessness Hotline — (619) 578-7768
County Housing Authority (HCDS) — (858) 694-4890 / Toll-Free: (877) 478-5478
County Housing Directory Info — (858) 694-4801 | [email protected]
ElderHelp of San Diego (Housing Guide, Homeshare) — (619) 284-9281
Serving Seniors (529 affordable senior units) — (619) 235-6572
HUD Housing Counseling (Free, nationwide) — 1-888-995-4673
Legal Aid Society of San Diego (Housing rights, discrimination) — (619) 471-2640
National City Housing Authority — (619) 336-4264
HUD PIH Customer Service — 1-800-955-2232
HUD San Diego Field Office — (619) 557-5310

⚠️ Critical: Five Actions to Take This Week for San Diego Housing

If you have a SDHC waitlist application: Log into the SDHC Wait List Portal at sdhc.org immediately and update your address and phone number. Your position is preserved, but you WILL be dropped if they cannot reach you when your name comes up.
Call each property on this list directly: Property-level waitlists for LIHTC and deed-restricted housing are independent of the general Section 8 waitlist. Silvercrest (619-699-7272), Sorrento Tower (619-276-1775), Talmadge Senior Village (619-265-1600), Trinity Manor (619-297-1512), and others manage their own application lists.
Dial 2-1-1: If you are currently at risk of eviction or homelessness, 2-1-1 San Diego is your first call. They can refer you to HIPP ($250–$1,000/month for at-risk renters with seniors as top priority) and other emergency resources within the City of San Diego.
Monitor for upcoming PBV lottery windows: The County of San Diego is opening two more affordable housing waitlists in 2026 (Chula Vista senior community and a veterans property). Sign up for email alerts at SanDiegoCounty.gov/sdhcd and bookmark SDHC.org. Lottery windows can open with as little as two weeks’ notice.
Call ElderHelp of San Diego at (619) 284-9281: They publish San Diego’s most comprehensive free Affordable Housing Guide for seniors, offer a Homeshare program as an alternative to traditional rental housing, and can connect you with housing case managers for personalized guidance.

© BudgetSeniors.com — This guide is independently researched and written. We have no affiliation with SDHC, any housing authority, or any property listed. All contact information verified from official government and organization sources as of March 2026. Waitlist status, income limits, and unit availability change frequently — always call each property or agency directly to confirm current status before applying. Applying for affordable housing is always free — never pay a fee to any third party to submit a housing application. For housing discrimination complaints in San Diego, contact the Legal Aid Society of San Diego at (619) 471-2640 or HUD at 1-800-669-9777.

Primary sources: SDHC.org (waitlist closed Feb 1 2026; 16,000+ households; HIPP $250-$1,000/month; 55+ priority; 619-231-9400; 619-578-7640; 619-578-7768; source of income law Aug 2019; 24,000+ units created; rentals.sdhc.org); SDHC wait list portal (several more years; no new families); inewsource.org Jan 7 2026 (waitlist closes; 10+ year wait possible; $16.9M gap; 80% subsidy rise since 2020; 1,700 families at risk); inewsource.org Jan 28 2026 (no vouchers since Aug 2022; SDHC HUD waiver request May 2025); Times of San Diego Feb 7 2026 (same); KPBS Mar 11 2026 (120,000+ county waitlist; 119 units 2026; Mirasol Meadows 528 E. Alvarado Fallbrook 47 senior units 62+; Villa Serena II 339 Marcos St San Marcos 10 PBV; Chula Vista PBV mid-late 2026; veterans PBV; lottery); CountyNewsCenter.com Mar 4 2026 (Mirasol Meadows; Villa Serena II; lottery Mar 9-20; 30% income rent); sandiegocounty.gov/sdhcd (Section 8 HCV closed Feb 20 2026; 877-478-5478; 858-694-4890; HCDS 858-694-4801; [email protected]; 877-478-LIST public housing; 50% AMI for public housing; 62+ or disabled); AffordableHousingOnline.com Mar 16 2026 (no open SD Section 8 lists; 32-month avg wait; 96% VLI); CBS8 (AMI $120,000; avg rent $2,000+; avg home $952,000; 45% LI families >50% on housing); LifeStepsUSA.org Feb 2026 (30% AMI ~$25K-$30K single; 80% AMI ~$60K-$70K single; 32-month avg); LiveWellSD.org (27% SD seniors rent; majority >30% on rent); ElderHelp SD Housing Guide 2023 (Potiker 525 14th St 619-237-8004; Silvercrest 727 E St 619-699-7272 123 units; Sorrento Tower 2875 Cowley Way 619-276-1775 196 units; St. Paul’s 2635 Second Ave 619-239-6900 147 units; St. Stephen’s 5625 Imperial 619-264-1997 59 units; Talmadge 5252 El Cajon 619-265-1600 91 units; Trinity Manor 3940 Park Blvd 619-297-1512 98 units); ServingSeniors.org (529 units; 6 sites; 35-45% AMI; meals; 619-235-6572; Potiker Family Senior 200 studios opened 2003; Potiker City Heights 150 units opened 2007); Salvation Army SoCal (Silvercrest: 30% income; HUD pays difference; community programs); RoyalPropertyMgmt.com (Sorrento Tower Section 8 + LIHTC; 62+ or disabled; 858-312-8170); MaacProject.org (Ventana al Sur 411 N Lane San Ysidro 619-934-8326 101 units 20-50% AMI Section 8; Seniors on Broadway 845 Broadway Chula Vista 619-591-0060 42 units 30-50% AMI; Hyder & Co 619-367-6500; Hillside Views 619-262-0722; Mercado 619-233-7990); National City HA nationalcityca.gov (County SDHCD 877-478-5478 / 858-694-4890; City of Oceanside 760-435-3360; Carlsbad 760-434-2810); SDHC.org/homelessness-solutions/hipp/ (HIPP; Seniors Safe at Home $500/month 18 months; Serving Seniors case management; June 2025 Rancho Santa Fe Foundation $100K); SDHC partnership developments (78 affordable senior apts 62+ 30-80% AMI; sdhc.org/housing-opportunities/affordable-rentals/); InSideSanDiego.org 2026 (rentals.sdhc.org; 24,000+ units; preservation ordinance)

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