Yes, Scan & Go requires a smartphone with the Sam’s Club app. Here is how it works:

• Download the free Sam’s Club app (Android or iPhone).
• Log in with your membership account.
• Open “Scan & Go” in the app menu.
• Point your phone camera at each item’s barcode as you place it in your cart.
• When finished shopping, tap “Pay” in the app and complete payment on your phone.
• A store associate will quickly check your app receipt as you exit — no standing in the checkout line at all.

Scan & Go also works at the gas pump and at the café inside the store. If you need help setting up the app, Sam’s Club Member Services associates can assist you in-store. The feature saves significant time, especially during busy weekends.

Yes, Sam’s Club pharmacies accept Medicare Part D plans. However, the Plus member pharmacy benefit (the $0–$10 generic drug pricing) cannot be combined with Medicare or any other insurance program.

• When you drop off a prescription, the pharmacy team will compare what your Medicare Part D co-pay would be versus the Sam’s Plus member price.
• You choose whichever is lower.
• For many generic medications, the Sam’s Plus price is lower than the Part D co-pay — especially for generics not on your plan’s formulary.
• Brand-name medications are generally better through Part D, but generics often favor the Sam’s discount.
• This does not require you to change your Medicare plan in any way.

Over 20% of adults age 65 and older skip prescriptions due to cost. The Sam’s Club pharmacy benefit is one of the most practical ways to lower that burden, even if you already have Part D coverage. (The Senior List 2026, citing 2022 research study)

Curbside pickup is free for all members with no order minimum. Here is how to use it:

• Place your order on SamsClub.com or in the Sam’s Club app.
• Select “Free Curbside Pickup” at checkout. Available most days from 9 a.m. to 8 p.m.
• You’ll receive a notification when your order is ready (usually within a few hours).
• Drive to the designated curbside area and check in through the app or by calling from the parking lot.
• A Sam’s Club associate will bring your order out and load it directly into your car. You do not need to lift a thing.

This is especially valuable for seniors with mobility limitations, those who prefer to avoid crowded stores, or anyone shopping for heavy items like water, pet food, or paper goods. Plus members also get free same-day and standard delivery on orders over $50. (Today.com Feb 25 2026 • AOL Mar 2026)

Instant Savings are Sam’s Club’s version of sales — and they are applied automatically at checkout with no coupons to clip.

• Sam’s Club runs Instant Savings events roughly every 3–4 weeks throughout the year.
• Discounts apply to groceries, household essentials, electronics, clothing, seasonal items, and more.
• No coupon codes or clipping required. The discount is applied automatically when you add the item to your cart or scan it at the register.
• Items on Instant Savings are clearly marked in-store and labeled on the website and app.
• Checking the Sam’s Club app or website before you shop tells you what is on sale during the current period so you can plan ahead.

Seniors who plan purchases around Instant Savings events — for example, buying paper goods, cleaning supplies, or pantry staples during the event window — can substantially increase their overall annual savings beyond what fuel and pharmacy discounts provide alone.

Yes. Every Sam’s Club membership includes a free second card for a household member at no extra charge.

• The second cardholder must live in the same household as the primary member.
• They get their own membership card and can shop independently at any time.
• They have full access to all member benefits: warehouse prices, gas discounts, Scan & Go, curbside pickup, and all Plus perks (if you have a Plus membership).
• Effectively, two people get full Sam’s Club access for the price of one membership.
• A spouse, adult child living with you, or other household member all qualify.

For a senior couple, this means both spouses can run errands independently with full member access — an especially useful feature if one partner drives and the other does not.

Sam’s Club offers a 100% satisfaction guarantee on both the membership and most products.

• Membership refund: If you are not satisfied with your membership for any reason, you can request a full refund of your membership fee at any Sam’s Club location or by calling Member Services.
• Product returns: Most items can be returned for a full refund at any time. Electronics typically have a 90-day window. Some items (certain tech, tires, hazardous materials) have specific return policies.
• To cancel auto-renewal: Log in to SamsClub.com, go to Account → Membership Settings → Auto-renew settings. Or call 888-746-7726. You must cancel at least 24 hours before the renewal date.
• If you cancel after 6 months, you become eligible for a new-member discount (including the senior discount) when you rejoin after a 6-month lapse.

The no-risk membership guarantee means there is little downside in trying Sam’s Club at the discounted first-year rate. If it does not work for your lifestyle, you can get a full refund.