BJ’s offers two membership tiers — The Club Card at $60/year and The Club+ Card at $120/year. Both come with a free card for one household member, gas savings, and access to over 247 warehouse clubs. This guide explains every cost, every perk, and every trick for getting the most out of your membership — in plain language.
- Shop in-club and online
- 1 free household member card
- Avg. 20¢/gal gas savings
- BJ’s digital + paper coupons
- Manufacturer coupon stacking
- Free curbside pickup ($50+ orders)
- SNAP EBT accepted
- ExpressPay scan-and-go app
- 100% money-back guarantee
- BJ’s One Mastercard (no annual fee)
- Everything in Club Card, plus:
- 2% back on most purchases (up to $500/yr)
- Rewards never expire while active
- Extra 5¢/gal gas savings every fill-up
- 2 free same-day deliveries/year
- Free pickup on ALL orders (no $50 min.)
- Double/triple rewards at special events
- BJ’s One+ Mastercard (no annual fee)
Club+ costs $60 more per year than Club. It earns 2% back on most purchases. To break even on that extra $60, you need to spend $3,000 at BJ’s in a year — that is $250/month. If you spend more than that on groceries, gas, household supplies, and electronics at BJ’s, Club+ saves you money. If you spend less, the standard Club Card is the smarter choice. Many seniors on fixed incomes do better with Club Card plus coupon stacking than with Club+ alone.
| What You Are Paying For | Club Card | Club+ Card |
|---|---|---|
| Annual membership (primary member) | $60/yr | $120/yr |
| First household member card (spouse/partner) | FREE ✅ | FREE ✅ |
| Additional household cards (up to 3 more) | $30/ea per year | $30/ea per year |
| Curbside pickup — orders $50 or more | FREE ✅ | FREE ✅ (all orders) |
| Curbside pickup — orders under $50 | $3.99 fee | FREE ✅ |
| Same-day delivery (2 per year, $50+ orders) | Not included | 2 free/year ✅ |
| Gas savings per gallon at BJ’s Gas | Avg. 20¢/gal | Avg. 25¢/gal (20¢ + extra 5¢) |
| Cash-back rewards on most purchases | Not included | 2% back (up to $500/yr) |
| Fuel Saver bonus (select qualifying items) | 10¢/gal extra ✅ | 10¢/gal extra ✅ |
| Manufacturer coupon stacking | ✅ Yes — unique to BJ’s | ✅ Yes — unique to BJ’s |
| BJ’s One Mastercard (no annual card fee) | ✅ 3% on BJ’s purchases | Club+ version only |
| BJ’s One+ Mastercard (no annual card fee) | Not available | ✅ Up to 5% on BJ’s purchases |
| Military/veteran discount (new members) | $25/yr (reg. $60) + $10 reward | $50/yr (reg. $120) + $20 reward |
| 100% money-back membership guarantee | ✅ Any time | ✅ Any time |
BJ’s Easy Renewal automatically charges your credit or debit card on the first day of your expiry month — without any additional notice. This keeps your membership running without gaps, but you must cancel before that date to avoid being charged for another year. To cancel, visit any BJ’s club in person or call 800-BJS-CLUB. BJ’s will refund your membership fee on your first cancellation for the current period. However, BJ’s does not refund on a second or later cancellation. Read this carefully before enrolling in auto-renewal.
BJ’s is the only major warehouse club that lets you combine a manufacturer’s coupon with a BJ’s own coupon on the same item. Costco does not accept manufacturer coupons at all. Sam’s Club does not either. At BJ’s, you can clip a digital coupon in the app AND use a paper manufacturer’s coupon on the same box of cereal or laundry detergent — stacking both discounts at checkout. Research by SimplyCodes found that strategic coupon stackers at BJ’s save an average of $27 per $100 spent, compared to using just one coupon. For seniors watching every dollar, this is the biggest practical advantage BJ’s has over its competitors.
| Feature | BJ’s | Costco | Sam’s Club |
|---|---|---|---|
| Basic membership/year | $60 | $65 | $50 (cheapest) |
| Premium membership/year | $120 | $130 | $110 (cheapest) |
| Free household card included | ✅ Yes | ✅ Yes | ✅ Yes |
| Manufacturer coupon stacking | ✅ Yes — unique! | ❌ No | ❌ No |
| Total U.S. locations | 247 (20 states only) | 800+ (47 states) | ~600 (44 states) |
| Package sizes | Smaller — more senior-friendly | Very large/bulk | Medium bulk |
| Best prices for (WRAL Feb 2026) | Chicken, beef (up to 50¢/lb less) | Milk, eggs, organic items | Pantry staples, coffee |
| Military discount on membership | ✅ $25 Club / $50 Club+ | ❌ No | ✅ $20 Club (60% off) |
| Money-back membership guarantee | ✅ Yes | ✅ Yes | ✅ Yes |
| SNAP EBT accepted | ✅ Yes | ✅ Yes | ✅ Yes |
BJ’s has 182 BJ’s Gas locations across its 247+ clubs — meaning many clubs do not have a gas station attached. Before making gas savings a key reason to join, check whether your nearest BJ’s club has BJ’s Gas. Use the club locator at bjs.com or call the club directly. Gas savings are also subject to a minimum price of 1 cent per gallon regardless of discounts earned, so the total discount cannot make gas completely free.
BJ’s regularly offers heavily discounted memberships through Groupon and other deal sites — sometimes as low as $13–$15 for a Club membership (normally $60). These deals typically require new member status and auto-renewal enrollment. As of March 2026, a Groupon promotion offered the Club Card for $15 and Club+ for $50 — a saving of $45 and $70 respectively. Always check Groupon and deal sites before joining at full price. These offers come and go, but they return frequently.
| Who Qualifies | Club Card Deal | Club+ Deal | Notes |
|---|---|---|---|
| New members (Groupon, Mar 2026) | $15 (reg. $60) | $50 (reg. $120) | Auto-renewal required. New members only. Not valid in California. Expiration varies. |
| Military / Veterans / Active Duty | $25 + $10 reward | $50 + $20 reward | Verified via ID.me online. New members only. Valid in-club or online. |
| Healthcare workers | Discounted rate | Discounted rate | Verified via ID.me. Check bjs.com/membership/discounts for current offer. |
| First responders (police, fire, EMTs) | Discounted rate | Discounted rate | Verified via ID.me. Check bjs.com/membership/discounts for current offer. |
| Government employees | Discounted rate | Discounted rate | Federal, state, and local government workers. Verify online. |
| Educators and school staff | Discounted rate | Discounted rate | Teachers, staff, school employees. Verified through ID.me. |
| Students | Discounted rate | Discounted rate | Verified student status required. Check bjs.com/membership/discounts. |
| Seniors (age-based) | ❌ No discount | ❌ No discount | BJ’s does not offer an age-based senior discount. Use Groupon deals or promotional offers instead. |
Not sure if BJ’s is worth it in your area? BJ’s offers a free One-Day Shopping Pass on bjs.com. Sign up before midnight and you have 24 hours to browse and purchase at wholesale prices online using the Ship-to-Home service. Note: the One-Day Pass covers ship-to-home orders only — it does not give you access to in-club shopping, free curbside pickup, or same-day delivery. But it lets you see the prices before committing to a membership.
Every BJ’s membership — both Club and Club+ — comes with one free household member card. Your spouse, domestic partner, or any person living in your household can have their own card and shop independently, even when you are not with them. If you need cards for more people in your household (up to 3 additional cards), each extra card costs $30 per year. Household cards are only for people living at the same address — they cannot be shared with friends or family members living elsewhere.
BJ’s does not have an official age-based senior discount program. COVID-era senior-only shopping hours also ended after the pandemic. However, seniors can still join for much less than the regular price by using Groupon promotions (as low as $15 for Club, $50 for Club+), checking for seasonal deals, or taking advantage of military veteran status if applicable. No AARP or Medicare discounts are currently offered by BJ’s.
BJ’s offers a 100% money-back membership guarantee. You can cancel your membership at any time and request a full refund for the current membership period — but this applies to your first cancellation only. BJ’s does not refund on a second or subsequent cancellation. To cancel and get a refund, visit any BJ’s club in person, or mail a letter to: BJ’s Wholesale Club, Inc., Attn: Membership, PO Box 9157, Marlborough, MA 01752.
Club+ members earn 2% back in rewards on most in-club and bjs.com purchases, up to $500 in rewards per membership year. Rewards accumulate and are visible in your account. You can redeem them once you have reached a minimum of $10 in rewards, and the purchase you apply them to must be at least $10. You can use rewards in-club, on bjs.com, or in the app — but not on eye exams, alcohol, tobacco, gift cards, propane, BJ’s Gas, lottery, or membership fees. Club+ rewards never expire as long as your membership remains active.
For most seniors, BJ’s has three key advantages over Costco: smaller package sizes (you do not need 48 rolls of paper towels), the ability to stack manufacturer coupons with BJ’s own coupons (Costco does not accept manufacturer coupons at all), and a slightly lower membership cost ($60 vs. $65). BJ’s also offers more product variety — about 3,000 more items than Costco despite having fewer locations. The downside is geography: BJ’s only has 247 clubs in 20 states, mostly on the East Coast. If you live in the Midwest, South, or West outside BJ’s coverage area, Costco or Sam’s Club will be your only warehouse option.
BJ’s members can shop entirely online through bjs.com or the BJ’s app. Options include: free curbside pickup (for orders $50+ as a Club member; all orders as Club+ member) — you place the order online, then drive up and they load your car; same-day delivery (Club+ members get 2 free per year for orders $50+, with additional deliveries at a fee); and standard ship-to-home for non-perishable items. For seniors who find walking a large warehouse store difficult, ordering online for curbside pickup is a particularly good option.
BJ’s offers two co-branded credit cards through Mastercard, both with no annual fee. The BJ’s One Mastercard (for Club members) earns 3% back on most BJ’s in-club and online purchases, 1.5% on all other Mastercard purchases, and 10 cents per gallon daily at BJ’s Gas. The BJ’s One+ Mastercard (for Club+ members) earns up to 5% back on most BJ’s purchases, 2% on all other Mastercard purchases, and 15 cents per gallon at BJ’s Gas. Rewards never expire. These cards are separate from your membership rewards — the BJ’s One+ card stacks on top of your 2% Club+ membership rewards for a combined benefit. As with any credit card, use these only if you pay the balance in full each month.
BJ’s operates 247+ clubs in approximately 20 states: Connecticut, Delaware, Florida, Georgia, Indiana, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, and West Virginia. BJ’s does not operate in California and does not ship to California. If you are not near one of these states, a BJ’s membership is of no practical value to you — use Costco or Sam’s Club instead. You can verify your nearest location using the club finder at bjs.com.
- You live within 20–30 minutes of a BJ’s club and shop for groceries and household supplies regularly. Distance matters — a membership is worthless if the drive is inconvenient.
- You clip coupons. BJ’s is the only warehouse club that lets you stack manufacturer coupons with its own coupons. If you enjoy couponing, BJ’s pays off faster than any other warehouse club.
- You drive regularly and fill up at a gas station. At 20+ cents per gallon saved, a senior filling up a 15-gallon tank once a week saves about $156–$195/year on gas alone — enough to cover the Club Card membership.
- You want to share the membership with a spouse or partner. One free household card is included, so two adults get full BJ’s access for $60/year total.
- You would rather shop online. Free curbside pickup for $50+ orders makes BJ’s very practical for seniors who find walking a large store difficult.
- You are a veteran or active military member. The $25 Club membership (vs. $60 regular) with a $10 bonus reward is one of the best warehouse club deals available to veterans.
- You do not live near a BJ’s club. With only 247 clubs in 20 states, many Americans have no BJ’s within a reasonable distance. Check bjs.com before joining.
- You live alone and struggle to use bulk quantities before they expire. Even though BJ’s has smaller package sizes than Costco, bulk buying still requires storage space and consistent consumption.
- You already have a Costco or Sam’s Club membership. Holding two warehouse memberships is rarely cost-effective unless you have very specific reasons to shop both.
- You are considering Club+ purely for rewards. You need to spend $3,000/year at BJ’s just to break even on the extra $60 cost of Club+ over Club. Many seniors on fixed incomes will not hit that threshold.
Always check for a membership promotion before joining at full price. Search “BJ’s membership deal” on Groupon before paying $60 or $120. Promotional prices as low as $15–$50 appear multiple times a year, especially in January, summer, and fall. New members only — but if you have never had BJ’s before, use this.
Stack coupons every trip. Before going to the store, open the BJ’s app and clip all the digital coupons that match what you plan to buy. Then bring any paper manufacturer coupons for those same items. Both discounts will apply at checkout — something no other warehouse club allows.
Use curbside pickup for your regular grocery run. Order online for free curbside pickup (orders over $50) and have your groceries loaded into your car without walking the warehouse. For seniors with mobility challenges, this is the most practical way to shop BJ’s.
Buy “Fuel Saver” tagged items to boost your gas discount. When you see the gas pump symbol on a product, buying it earns an extra 10 cents per gallon on your next BJ’s Gas fill-up within 30 days. Stock up on these items during your regular shop to continuously stack gas savings.
Focus on BJ’s house brands — Berkley Jensen and Wellsley Farms. These are BJ’s own store brands for household goods and food. They consistently come in at a lower per-unit cost than national brands, and their quality is comparable. Many seniors find these brands excellent for paper products, meats, and pantry staples.
Set a calendar reminder to review your Easy Renewal date. BJ’s automatically charges your card at the start of your expiry month. If your circumstances change and you want to cancel, you must do so before that date or you will be charged for another year. Mark the reminder 30 days before your anniversary date.
Allow location access when prompted for nearest results. BJ’s operates in 20 states (East Coast and Midwest only). Not all clubs have a BJ’s Gas station — verify before visiting.
- Two membership tiers: The Club Card at $60/year (~$5/month) and The Club+ Card at $120/year (~$10/month). Both include one free household member card. The last fee increase was January 2025 — the first in seven years.
- BJ’s is in 20 states only — primarily East Coast and Midwest. If BJ’s is not near you, this membership does not help. Check bjs.com before joining.
- The biggest advantage BJ’s has over Costco and Sam’s Club: you can stack manufacturer coupons with BJ’s own coupons on the same item. Neither Costco nor Sam’s Club allows this.
- Gas savings can pay for your membership. All members save an average of 20 cents per gallon at BJ’s Gas. Club+ adds another 5 cents. Fuel Saver items stack additional 10 cents per gallon. A senior filling up weekly can save $150–$200/year on gas alone.
- Club+ requires $3,000/year in BJ’s spending to break even on the extra $60 cost. If you spend less than that, the standard Club Card is the better value.
- BJ’s sells smaller package sizes than Costco — more practical for seniors living alone or in couples who cannot consume large bulk quantities.
- No official senior discount exists. Use Groupon promotions (as low as $15 for Club) or military veteran status ($25 Club + $10 reward) to join for less.
- 100% money-back guarantee on your first cancellation. Cancel anytime in-club or by mail. Easy Renewal auto-charges on the first day of your expiry month — cancel before that date to avoid renewal.
- Free curbside pickup on orders $50+ (Club) or all orders (Club+) makes BJ’s very accessible for seniors who prefer not to walk a large warehouse store.
- Try the free One-Day Shopping Pass at bjs.com/oneDayPass before committing — it lets you see member prices on ship-to-home items for 24 hours with no membership required.
This widget is educational reference only — not financial or retail advice. BJ’s Wholesale Club membership pricing, benefits, availability, promotional offers, and terms are subject to change without notice. Always verify current pricing and terms directly at bjs.com or by calling 800-BJS-CLUB before joining. This site is not affiliated with BJ’s Wholesale Club. Promotional offer availability and pricing (including Groupon deals) change frequently — verify current offers before purchasing.