A single infused chemotherapy session can cost $2,000 to $15,000. Oral targeted drugs often list above $10,000 a month. Oncology is also the single most heavily funded philanthropic sector in the United States — billions in assistance exist specifically to close that gap. This guide tells you what’s available, who qualifies, and what to do first.
Financial toxicity — the documented harm that cancer bills and debt cause to patients’ health outcomes, separate from the disease itself — is recognized by oncologists as a real clinical problem. Research shows that patients who cannot afford their treatment have measurably worse survival outcomes. The programs in this guide exist specifically to prevent that. Here are the most pressing questions answered plainly.
1 What’s the single most important first call I should make after a cancer diagnosis? Your hospital’s oncology social worker or financial counselor — before your second appointment if possible. They have access to programs not publicly advertised and can submit applications on your behalf. This one conversation can unlock tens of thousands of dollars in assistance. ▼
2 I’m on Medicare. Can I still get copay assistance from foundations? Yes — but not from manufacturer copay cards, which are illegal for Medicare patients to use. Independent nonprofit foundations like PAN, HealthWell, CancerCare, and Good Days can legally assist Medicare patients and are specifically structured for this. ▼
3 A foundation fund is closed for my diagnosis. What do I do? Join the waitlist immediately and set a PAN FundFinder alert. Foundation funds open and close throughout the year as donations arrive — sometimes reopening within weeks. Apply to every other open fund simultaneously rather than waiting for one to reopen. ▼
4 My cancer drug costs $15,000 a month. Can I actually get that for free? Often yes — drug manufacturers run patient assistance programs that provide expensive cancer medications free or at near-zero cost for patients who are uninsured or whose insurance doesn’t cover the drug. Income thresholds are often surprisingly generous, sometimes up to $150,000/year. ▼
5 Can cancer help me qualify for Social Security disability faster than other conditions? Yes — the SSA’s Compassionate Allowances program expedites disability decisions for serious cancers, sometimes to as little as 10 days. The 5-month waiting period still applies before payments begin, so filing early is critical. ▼
6 Help with daily living expenses — rent, utilities, food — does that exist for cancer patients? Yes. Family Reach specifically covers housing, utilities, groceries, transportation, and childcare for cancer patients whose income has dropped due to treatment. CancerCare also helps with transportation and childcare. These are often the bills that derail treatment adherence. ▼
7 I’ve been applying to programs one at a time and waiting for responses before moving on. Is that right? No — this is the most common mistake. Apply to every relevant program simultaneously on the same day. They don’t conflict, don’t penalize you for applying elsewhere, and a single bill often requires multiple grants stacked together to be covered. ▼
8 My insurance denied a prior authorization for a cancer treatment my oncologist prescribed. Now what? Appeal immediately — denial is not final. Your oncologist’s office handles appeals regularly and should write a letter of medical necessity. You also have the legal right to an external review if internal appeal fails, which is independent of the insurance company. ▼
These foundations pay your copays, premiums, and deductibles directly — you never see the money, but your bills do. Apply to all relevant programs on the same day. Fund availability changes without notice; always check current status before assuming a fund is open or closed.
The PAN Foundation merged with the Patient Advocate Foundation in 2026 and now operates through a unified portal at TotalAssist.org. The combined system covers over 80 cancer diagnoses with disease-specific funds that pay medication copays and insurance premiums. Grant amounts vary by diagnosis — pancreatic cancer, for example, provides up to $8,800 per year; breast cancer funds provide up to $4,800 per year. The FundFinder alert tool is the most important feature — sign up at panfoundation.org (which redirects to TotalAssist) immediately to receive automatic notifications when any relevant fund opens. The unified call center reaches both legacy PAN and PAF programs at 866-512-3861.
HealthWell Foundation operates cancer-specific disease funds covering copays, coinsurance, deductibles, and health insurance premiums. Average grants run around $6,000, with a separate Medicare Access Fund averaging around $3,000 specifically structured for Medicare Part B costs — the 20% coinsurance that Medicare leaves behind on infused chemotherapy and immunotherapy. HealthWell accepts patients with private insurance, Medicare, Medicaid, or TRICARE. The FPL calculator on their website is a genuine time-saver — it tells you before you apply whether you fall within the income threshold. If you’re on Medicare paying 20% coinsurance on infusion therapy, the Medicare Access Fund is specifically for your situation. Apply at healthwellfoundation.org or call 800-675-8416.
CancerCare’s Co-Payment Assistance Foundation is known for same-day approval decisions for qualifying applicants — a meaningful advantage when you have a treatment appointment tomorrow and a copay you can’t cover. The foundation covers chemotherapy and targeted therapy copays for insured cancer patients with income at or below 400% of the Federal Poverty Level. A critical and underused feature: retroactive reimbursement for dates of service within 60 days prior to the approval date — if you’ve already paid copays out of pocket in the past two months, you may recover some of that cost. Apply at cancercare.org/copayfoundation or call 866-55-COPAY (866-552-6729).
Good Days covers a broader category of expenses than most copay foundations — in addition to insurance copays and premiums, their cancer funds can cover diagnostic testing costs and travel costs related to treatment, which typically fall through the gaps of every other program. Funds open and close throughout the year; if the fund for your specific diagnosis appears closed, call them directly — status can change within days. The inclusion of diagnostic testing costs is rare among foundations and matters most for patients facing extensive biomarker testing, genetic panels, or imaging costs. Call 877-968-7233 or visit mygooddays.org. Have your diagnosis, insurance information, and income ready when you call.
The Assistance Fund covers more than 100 diagnoses including many cancer types, and uniquely covers the patient cost-sharing for all FDA-approved treatments — meaning if your oncologist prescribed an FDA-approved therapy, TAF covers your portion without restricting assistance to specific drugs. This matters for patients whose regimen doesn’t match a manufacturer-specific assistance program. TAF also allows retroactive assistance in some circumstances — worth asking about explicitly if you have existing out-of-pocket costs. Call or use the online eligibility tool at theassistancefund.org to confirm your diagnosis is covered before applying. Call 855-845-3663.
Now merged with PAN Foundation, the Patient Advocate Foundation’s TotalAssist program includes a Health Equity Fund for cancer patients in high-vulnerability communities, identified using CDC Social Vulnerability Index data. For patients living in any of 226 high-vulnerability counties, this fund may be open even when standard disease-specific funds are closed. PAF also maintains case managers who help navigate insurance appeals, prior authorization denials, and access to care issues — separate from the grant itself. If you live in a rural area or a county with limited healthcare infrastructure, explicitly ask TotalAssist about the Health Equity Fund when you call. Helpline: 866-512-3861.
The Leukemia & Lymphoma Society (LLS) provides direct financial assistance grants of $500–$2,500 to patients with leukemia, lymphoma, Hodgkin’s disease, myeloma, and myelodysplastic syndromes — grants that can cover copays, treatment costs, and related expenses. LLS also runs co-pay assistance programs and maintains a First Connection peer-to-peer support program that matches newly diagnosed patients with trained survivors of the same diagnosis. LLS grants can be stacked with copay foundation programs — the two address different costs. Apply at lls.org or call 1-800-955-4572 for the LLS Information Specialists line, which helps navigate both the disease and the financial resources simultaneously.
Every nonprofit hospital in the United States — the majority of cancer treatment centers — is required by the IRS to maintain a financial assistance program as a condition of their tax-exempt status. These programs can reduce or eliminate hospital charges based on income and are available to patients regardless of insurance status. They are almost never mentioned proactively. Before paying any large hospital bill, call the billing department and ask: “Do you have a financial assistance or charity care program, and can I apply retroactively to this bill?” The application window varies — many hospitals accept applications up to 240 days after service. Income thresholds typically provide full assistance at 200% FPL and partial discounts up to 400% FPL or more.
Triage Cancer is a nonprofit offering free legal and financial education specifically for cancer patients — including state-by-state guides to insurance appeal rights, external review processes, FMLA protections during treatment, and how to identify and dispute billing errors. Research suggests that a significant percentage of cancer bills contain errors; Triage Cancer provides the tools to find and challenge them. If an insurance company has denied a treatment, prior authorization, or claim, Triage Cancer’s free webinars and state resources explain your specific appeal rights in plain language. Visit triagecancer.org or call their information line. All resources are free.
Drug manufacturers are legally required to make their patient assistance programs available, but they don’t advertise them aggressively. For expensive targeted therapies and immunotherapies, the manufacturer’s program can provide your medication entirely free if you meet income thresholds — which are often far higher than patients expect.
Genentech’s patient assistance program provides cancer medications including atezolizumab (Tecentriq), trastuzumab (Herceptin), and others at no cost for uninsured patients with household income under $150,000 per year — one of the most generous income thresholds in the pharmaceutical industry. The fact that this threshold is $150,000 surprises most cancer patients. This program is not just for low-income households — middle-income families facing catastrophic cancer costs qualify. Apply through your oncologist’s office or at gene.com/patients. Call 1-888-249-4918. The enrollment is typically handled by the nurse navigator or billing coordinator who manages these programs daily.
Pembrolizumab (Keytruda) is one of the most widely prescribed immunotherapy drugs across multiple cancer types. Merck’s patient assistance program provides it at no cost to uninsured patients or those whose insurance doesn’t cover it. For commercially insured patients facing high copays, the separate Merck Access Program operates with different eligibility criteria. Ask your infusion center’s billing coordinator specifically about Merck Access — this program is administered differently from the standard patient assistance program and is often the right resource for insured patients with high cost-sharing. Main assistance line: 1-800-727-5400.
BMS manufactures nivolumab (Opdivo), lenalidomide (Revlimid), and other drugs used across multiple cancer types. The BMS Patient Assistance Foundation provides medications at no charge to uninsured or underinsured patients meeting income criteria. BMS Access Support operates a separate copay assistance program for commercially insured patients. Your nurse navigator or infusion center financial counselor is the fastest path to enrollment — they know which BMS program applies to your insurance situation and can initiate the application in the same appointment. Contact BMS at 1-800-736-0003.
AstraZeneca makes osimertinib (Tagrisso) for EGFR-mutated lung cancer, olaparib (Lynparza) for BRCA-mutated cancers, and durvalumab (Imfinzi) among others. The AZ&Me program provides these medications free or at reduced cost to patients who are uninsured or whose insurance doesn’t cover the medication. Income thresholds are set to be inclusive rather than restrictive. EGFR and BRCA mutations are increasingly detected across cancer types — breast, ovarian, lung, and prostate cancers all have patient populations where Tagrisso or Lynparza may be prescribed. Ask your oncologist’s office whether any of your drugs are AstraZeneca products, then apply at azandme.com or call 1-844-275-2360.
NeedyMeds (needymeds.org) and RxAssist (rxassist.org) are the two most comprehensive free databases of pharmaceutical manufacturer patient assistance programs. Enter any cancer drug name and see every available manufacturer program, current eligibility requirements, and direct application links. NeedyMeds also provides a free drug discount card usable at most pharmacies with no enrollment and no income verification — not a manufacturer program, but a useful bridge when no other assistance is immediately available. Use both databases — they update independently and sometimes one has current information the other doesn’t, especially for newly approved cancer drugs. NeedyMeds helpline: 1-800-503-6897.
The Medicine Assistance Tool is maintained by PhRMA, the pharmaceutical industry association, and covers all member company patient assistance programs in a single searchable database. It’s particularly useful for newly approved cancer drugs that may not yet appear in NeedyMeds or RxAssist — pharmaceutical companies update their own entries directly in this database when new approvals occur. For cancer drugs approved within the past 12 months, MAT and your oncologist’s nurse navigator are the two most current sources for patient assistance information. Visit medicineassistancetool.org. The database is free and requires no account creation.
RemediChain takes unused cancer medications and works with cancer centers across the U.S. to make them available to patients who cannot afford treatment — a model that repurposes medications that would otherwise go to waste. This program is less widely known than manufacturer assistance but can provide access to expensive treatments for patients who fall through every other gap. RemediChain is accessed through partnering cancer centers, not directly by patients — ask your oncologist or social worker whether their center participates and whether your specific medication may be available through the program. Visit donatemymeds.org or call/text 833-999-1003.
Cancer treatment doesn’t pause the bills that have nothing to do with medicine. Rent, utilities, groceries, and childcare accumulate while income stops. These programs exist because oncologists recognized that financial stress from non-medical bills directly reduces treatment adherence and survival outcomes.
Family Reach is the most comprehensive organization in the country dedicated specifically to covering the non-medical financial fallout of cancer — housing costs, utility bills, groceries, transportation, and childcare. They work directly with hospital social workers to identify and assist patients experiencing financial crisis during treatment. Family Reach also offers a Financial Treatment Program in partnership with major cancer foundations that connects patients with Certified Financial Planners who specialize in cancer finances, at no cost. The fastest path to Family Reach is through your hospital social worker, who can make a direct referral. Patients can also self-refer at familyreach.org or call their helpline.
CancerCare provides financial grants up to $6,000 for cancer patients with federal health insurance (Medicaid, Medicare, or TRICARE) for treatment copays, but also offers grants specifically for transportation costs and childcare — two non-medical expenses that are rarely covered elsewhere. Separate from the financial grants, CancerCare provides free professional counseling with licensed oncology social workers by phone, online, or in person in some locations. The counseling is available to any cancer patient or family member, regardless of whether they qualify for financial assistance. Call 1-800-813-4673 or visit cancercare.org. Counseling is available in Spanish as well.
The SAMFund specifically serves cancer patients in their 20s and 30s — an often-overlooked population facing the intersection of cancer costs, student loan debt, and early-career income disruption. Grants cover both medical and daily living expenses including rent, utilities, and student loan payments. Cancer diagnoses in young adults have increased significantly — particularly for gastrointestinal, thyroid, and breast cancers — making SAMFund an increasingly relevant resource. Eligibility requires being in treatment or within five years of completing treatment and meeting age criteria. Apply at thesamfund.org for current eligibility and grant amounts.
The American Cancer Society’s 24/7 cancer helpline at 1-800-227-2345 connects cancer patients with trained cancer information specialists who can navigate local resources, including food assistance, housing help, transportation programs, and financial assistance that’s specific to your county — resources that don’t appear in national databases. The ACS helpline is especially valuable for patients in smaller communities where local programs aren’t well-documented online. The specialists have access to community resource databases updated by local health departments, including programs that have never been listed on any public website. Available 24 hours a day, 7 days a week.
Dialing 2-1-1 from any phone in the U.S. connects you to a live operator with real-time, weekly-updated information on all assistance programs in your area — including cancer-specific resources, food banks, utility assistance, and local foundations that serve cancer patients. Tell the operator you have cancer, your specific financial need, and your ZIP code. Operators have access to community databases that go far beyond any national website, including programs run by local churches, county health departments, and regional foundations that don’t have a web presence. Available 24/7 in most states, free from any phone.
For patients receiving daily radiation, weekly infusions, or specialized care at a major cancer center, transportation and lodging costs compound treatment expenses significantly. ACS Hope Lodge alone saved patients more than $55 million in lodging costs in a single year by providing free housing near cancer centers.
ACS Hope Lodge provides free overnight accommodations for cancer patients and their caregivers when treatment requires travel away from home. There are more than 30 Hope Lodge facilities across the United States and Puerto Rico — including a new facility under construction in San Antonio offering 40 private suites. In a recent year, Hope Lodge provided free lodging to more than 29,000 cancer patients and caregivers, saving families over $55 million in lodging costs. Every guest must be accompanied by a caregiver — this is a firm policy. Patients must be receiving active cancer treatment and live more than 40 miles or one hour from their treatment center. Contact ACS at 1-800-227-2345 for the nearest location and current availability.
Road to Recovery connects cancer patients who cannot drive themselves to treatment with volunteer drivers in their communities. The program provides free rides to and from cancer treatment appointments — particularly valuable for patients dealing with fatigue, medication side effects, or post-surgical recovery that prevents driving. Road to Recovery volunteers provided more than 341,000 rides to treatment in one recent year. Availability depends on local volunteer networks — call well in advance and confirm a driver is available in your community. For areas without local volunteer coverage, ACS provides transportation grants to local healthcare partners who run their own transport programs. Call 1-800-227-2345 and ask specifically about Road to Recovery in your area.
For cancer patients who must travel to specialized cancer centers for biomarker testing, clinical trials, or treatments not available locally, two organizations provide free air transportation. Angel Flight America uses volunteer pilots flying private aircraft on shorter routes. Corporate Angel Network arranges free flights on corporate jets for cancer patients traveling to recognized treatment centers. Both require advance planning — these are not last-minute resources. Eligibility requires being ambulatory (able to walk on and off the aircraft without assistance). Ask your oncologist’s social work team which organization covers your route. Angel Flight: angelflightamerica.org. Corporate Angel: corpangelnetwork.org, 914-328-1313.
Mercy Medical Angels provides financial assistance specifically for transportation needs of low-income patients traveling to receive medical care — including cancer treatment. This covers gas cards for driving, bus and train tickets, and lodging assistance for overnight stays near treatment centers. Mercy Medical Angels is particularly valuable for patients who need multiple forms of transportation assistance simultaneously — a gas card for the first leg, a bus ticket for the second, and a hotel night in between. Apply through their patient request form at mercymedical.org and have your income documentation and treatment plan information available. The program serves patients of modest financial means across the country.
Federal and state programs form the foundation of coverage for many cancer patients. Understanding how SSDI Compassionate Allowances work, the Medicare Part D drug cap, and Medicaid eligibility during cancer treatment can be worth more than any single nonprofit grant.
The SSA’s Compassionate Allowances program flags serious cancers for expedited processing — decisions can come in as little as 10 days for qualifying diagnoses, bypassing the typical 6–8 month standard timeline. Qualifying conditions include many advanced and metastatic cancers, and virtually any cancer that has recurred despite treatment. The 5-month waiting period before payments begin still applies and runs from the date your disability began — not from when you filed. File the day you can no longer work at your substantial gainful activity level — the 2026 threshold is $1,690/month. After 24 months of SSDI benefits, you automatically receive Medicare. Apply at ssa.gov/disabilityssi or call 1-800-772-1213.
The Medicare Part D out-of-pocket cap is $2,100 for the current year — once you hit this threshold, covered Part D drugs cost you nothing for the rest of the year. This is significant for cancer patients on expensive oral targeted therapies. Part B covers infused chemotherapy and immunotherapy at 80%, leaving a 20% coinsurance with no annual cap unless you have supplemental coverage. Medicare Extra Help (Low Income Subsidy) can reduce Part D drug copays to near zero for patients with limited income and resources. The ACA bans annual and lifetime dollar limits on essential health benefits — an insurer cannot stop paying mid-treatment because you hit a dollar cap. Call Medicare at 1-800-633-4227 or visit medicare.gov.
Cancer frequently causes income loss — job changes, reduced hours, disability — that can push working adults into Medicaid eligibility. If your income has dropped since diagnosis, reapplying for Medicaid immediately is worth the effort even if you were previously denied. In states that expanded Medicaid under the ACA, the income threshold is approximately 138% of the Federal Poverty Level. For children of cancer patients facing financial hardship, CHIP often provides comprehensive coverage at very low cost. Even a marketplace plan after job loss can trigger Special Enrollment — losing employer coverage counts as a qualifying life event. Apply at healthcare.gov or call 1-800-318-2596 any time of year using Special Enrollment.
Many cancer types have dedicated advocacy organizations that provide financial assistance beyond what general programs cover — disease-specific grants, free wigs and prosthetics, clinical trial navigation, and community support networks. These often have the most relevant deep knowledge of the resources specific to your diagnosis.
Every major cancer type has a dedicated advocacy organization with financial assistance programs, and these often provide resources that general programs don’t cover. The American Lung Association (lung.org, 1-800-548-8252) provides grants and navigation for lung cancer patients. The Breast Cancer Research Foundation and Susan G. Komen (komen.org, 1-877-465-6636) serve breast cancer patients. The Colon Cancer Alliance (ccalliance.org, 1-877-422-2030) serves colorectal cancer patients. The Ovarian Cancer Research Alliance (ocrahope.org) serves ovarian cancer patients. Your diagnosis determines which organizations have programs most tailored to your situation — each has staff who understand the specific financial challenges of that cancer type and the specific drugs used to treat it.
Clinical trials can provide access to cutting-edge treatments at no cost or significantly reduced cost for participants — the trial sponsor covers the experimental treatment. For patients who have exhausted standard treatment options or cannot afford standard-of-care drugs, clinical trials can be a meaningful financial and medical resource simultaneously. The NCI’s clinical trials database at cancer.gov/about-cancer/treatment/clinical-trials is the most comprehensive source. The ACS ACTS program (Access to Clinical Trials and Support) connects cancer patients with information specialists who help navigate clinical trial options. Call 1-800-227-2345 and ask for ACTS. Do not assume clinical trials are only for people who have run out of options — many accept newly diagnosed patients.
The first call to make is to your hospital’s oncology financial counseling department or social work team — ask before your second appointment. They will review your insurance, identify every gap, and submit foundation applications on your behalf. At the same time, call the American Cancer Society at 1-800-227-2345 (24/7) and the American Lung Association or whichever disease-specific organization covers your cancer type. Sign up for PAN FundFinder alerts at panfoundation.org immediately. Apply to PAN/TotalAssist, HealthWell, CancerCare, Good Days, and The Assistance Fund in the same week — they cover different costs and have different open/close cycles. Ask your oncologist’s nurse navigator about manufacturer programs for each prescribed drug. File for SSDI at ssa.gov if you cannot work — the Compassionate Allowances clock starts from the date you file, not when you’re approved.
Two parallel tracks. First: apply to every nonprofit copay foundation simultaneously — TotalAssist (866-512-3861), HealthWell (800-675-8416), CancerCare (866-552-6729), Good Days (877-968-7233), and The Assistance Fund (855-845-3663). Second: ask your oncologist’s nurse navigator which company makes your drug and whether a manufacturer program applies. If you’re on Medicare, manufacturer copay cards are off-limits — nonprofit foundations are your only legal copay assistance path. Set up FundFinder waitlist alerts for any closed funds while applying to all open ones. Ask the pharmaceutical manufacturer whether any bridge or patient support program can provide medication while you’re waiting for foundation approval — many have interim programs specifically for this gap.
Contact Family Reach through your hospital social worker or directly at familyreach.org — this is specifically what they were built for. Call CancerCare at 1-800-813-4673, which also provides grants for non-medical living expenses including transportation and childcare. File for SSDI if you haven’t already — the 5-month waiting period means every week you delay is a week’s payment you lose. Call 2-1-1 for a live operator with real-time local resources including emergency rental assistance specific to your county. Also ask your hospital social worker about TANF (Temporary Assistance for Needy Families) and local Community Action Agency emergency assistance, which can cover utilities and rent for qualifying households regardless of cancer status. These general public assistance programs are underused by cancer patients who assume they’re for different populations.
Start with two calls: American Cancer Society at 1-800-227-2345 to ask about Hope Lodge availability near your treatment center, and your oncology social work team to ask about Road to Recovery volunteer drivers and any local transportation assistance programs. If you need to fly, contact your social worker about Angel Flight America (angelflightamerica.org) and Corporate Angel Network (corpangelnetwork.org, 914-328-1313) — both provide free air travel to cancer treatment but require advance planning and specific eligibility. Good Days (877-968-7233) covers travel costs as part of its cancer assistance fund, which is unusual among foundations. If Hope Lodge is full, ACS’s partnership with Extended Stay America provides reduced-rate lodging in over 700 locations — ask ACS about this option when you call.
Several things work differently for Medicare patients. Manufacturer copay cards cannot be used — go directly to nonprofit foundations. Check whether you’ve hit the $2,100 Medicare Part D drug cap for the year — once you hit it, covered oral drugs are free for the rest of the year. Apply for Medicare Extra Help (Low Income Subsidy) at ssa.gov if you haven’t already — it can reduce Part D copays to a few dollars per prescription. Apply to HealthWell’s Medicare Access Fund (800-675-8416) for the 20% Part B coinsurance that Medicare leaves behind on infused treatments. Call the LUNGevity Foundation or your disease-specific cancer organization and ask about the Financial Treatment Program — it provides free consultations with Certified Financial Planners specializing in cancer and Medicare financial issues.
Request a written denial explanation within 24 hours — you’re legally entitled to it. Ask your oncologist immediately to submit a letter of medical necessity as the first-level internal appeal. If internal appeal is denied, federal law gives you the right to an external independent review for most insurance plans — the insurance company cannot control the outcome of an external review. Contact Triage Cancer at triagecancer.org for free, state-specific guidance on your external review rights and appeal timelines. CancerCare social workers at 1-800-813-4673 help patients navigate denials at no charge — this is a standing service, not a special program. If Medicare is involved and the denial concerns Medicare coverage, contact your State Health Insurance Assistance Program (SHIP) for free independent guidance. Find SHIP at shiphelp.org or call 1-877-839-2675.
This guide is independent and not affiliated with, sponsored by, or endorsed by any organization, foundation, or pharmaceutical company listed. Fund availability, grant amounts, income thresholds, eligibility requirements, and contact information change frequently — always verify directly with each organization before applying. Foundation funds open and close throughout the year; a fund shown as open may close within days. Medicare figures reflect current published guidelines and are subject to annual adjustment. Manufacturer assistance programs have their own eligibility criteria; confirm with each company directly. This content is entirely original and does not reproduce material from any external source.