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Best Deals on Gas & Electricity in Australia

Budget Seniors, August 14, 2026August 14, 2026
⚑πŸ”₯
Electricity Β· Gas Β· Concessions Β· Switching Β· AER Β· Standing Offers Β· Solar Β· Hardship

Energy bills jumped sharply after the $300 federal rebate ended in December 2025. This guide cuts through the confusion β€” explaining what you’re actually paying, which providers lead in which states, and the free government tools that do the comparison work for you.

~$1,424 Average annual electricity bill for an Australian household in 2026 β€” ranges from ~$1,310 (ACT) to ~$1,580 (SA)
$300–$600 What the AER estimates households on old standing offers overpay vs the best available market deal in their area
↓ Jul 2026 AER’s DMO 8 cut electricity prices for NSW and SE Qld from 1 July β€” SA flat-rate customers saw a small rise
πŸ“‹ Key Takeaways πŸ”Œ How It Works πŸ† Top Providers πŸ“ By State πŸ“„ Plan Types πŸ“Š Side-by-Side πŸ”„ How to Switch πŸ’³ Concessions β˜€οΈ Solar & New Rules πŸ™‹ My Situation
πŸ“‹ Key Takeaways β€” What Most People Need to Know First

Eight questions come up again and again when Australians try to find a better energy deal. The short answers are here β€” the full explanations are in the sections below.

1 Why is my electricity bill so much higher than last year? The federal government’s $300 Energy Bill Relief Fund β€” which had been cutting $75 from every quarterly bill β€” expired on 31 December 2025. Bills jumped for most households from January 2026 as a direct result. β–Ό
Every Australian household received automatic bill credits of $75 per quarter throughout 2024 and most of 2025, jointly funded by federal and state governments. Some states topped this up significantly β€” Queensland households received a combined $1,000 in rebates across 2024–25. When this fund ended on 31 December 2025, those credits simply stopped appearing on bills. That single change accounts for most of the bill shock households reported in early 2026. It did not mean your usage rate went up β€” it meant a subsidy was removed. Separate from this, the AER’s new DMO 8 benchmark (effective 1 July 2026) actually cut the regulated reference price for NSW and South East Queensland households, so if you’re on a standing offer or a market offer that updated in July, some of that increase was partially offset. The two changes happened months apart and affected bills differently.
2 Which electricity provider is cheapest in Australia? There is no single cheapest provider nationally. The best price depends on your postcode, your distribution network, and your usage pattern. Use energymadeeasy.gov.au (or Victorian Energy Compare if you’re in VIC) for a free, government-run comparison personalised to your address. β–Ό
This is the most important thing to understand about Australia’s electricity market: prices are not set by brand name, they are set by postcode. A plan from AGL might be cheapest in one Sydney suburb and significantly more expensive in a suburb two kilometres away because the distribution network changes. Providers regularly rated as competitively priced on national databases include GloBird Energy, Alinta Energy, Energy Locals, Red Energy, and Momentum Energy β€” but none of those names guarantees the best price at your address. The only way to find the actual cheapest deal in your area is to enter your address, distributor network, and recent usage into the government comparison tools. Both tools are completely free, run advertising, and are operated by independent regulators β€” the AER (energymadeeasy.gov.au) and the Essential Services Commission (Victorian Energy Compare). Canstar Blue’s 2026 customer satisfaction awards give a sense of which providers people are happiest with: Red Energy leads nationally and in NSW and QLD; Alinta Energy leads VIC; Lumo Energy leads SA for electricity.
3 What is a “standing offer” and why does it matter? A standing offer is the default plan you land on if you’ve never actively compared or switched. The AER estimates households on standing offers overpay by $300–$600 per year compared with the best available market offers in their area. β–Ό
When you move into a property and don’t arrange your own electricity plan, the local retailer puts you on a standing offer automatically. Standing offers are regulated β€” they can’t exceed the Default Market Offer (DMO) set by the AER each July β€” but they are deliberately set near the maximum the regulator allows. They are the energy market’s equivalent of a bank’s standard variable rate: legal, but rarely the best deal available. Market offers β€” the competitive plans that retailers actively advertise β€” are almost always priced below the DMO reference price. The difference between staying on a standing offer and switching to a good market offer is typically $300–$600 per year for the same address and usage. The AER itself confirmed in its 2026 retail performance reporting that the majority of residential customers are on market contracts, but a large enough minority on standing offers remain that it’s worth explicitly checking. Look at your current bill β€” if it says “standing offer” or “standard contract,” you can save money by comparing today.
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4 What’s the difference between AGL, Origin, EnergyAustralia and the smaller providers? The “Big Three” serve over 11 million households between them and offer the widest product range β€” but they consistently underperform smaller providers on customer satisfaction. Smaller retailers often price more aggressively to win customers away from the major players. β–Ό
AGL (around since 1837), Origin Energy (roughly 4.7 million customers, Australia’s largest retailer), and EnergyAustralia (around 2.4 million accounts) dominate the market simply through size and distribution reach. For most routine account management needs β€” billing, direct debit, online portals β€” they function adequately. Where they consistently fall short is customer satisfaction: none of the Big Three won a Canstar Blue state-level customer satisfaction award in 2026. Red Energy, Alinta Energy, and Lumo Energy outperformed them in every major state category. The practical difference for most households is this: the Big Three offer the widest range of products (gas, electricity, solar, green plans, reward program tie-ins like Everyday Rewards with Origin), while smaller retailers tend to offer sharper per-kWh rates and higher customer satisfaction scores. Red Energy, for example, is 100% owned by Snowy Hydro (a federal government entity) and operates all its call centres in Australia β€” which its customers consistently rate highly.
5 Should I bundle electricity and gas with the same provider? Not automatically. Bundling can simplify billing, but two separate providers might still be cheaper. Compare electricity and gas plans independently first, then check if a bundled deal beats the separate totals. β–Ό
Dual-fuel bundles β€” getting both electricity and gas from the same retailer β€” are marketed heavily because they’re convenient and often include a conditional discount. But convenience isn’t the same as saving money. Even if the same retailer offers both fuels, you still receive two separate bills. The bundle discount sounds appealing but may be applied to rates that are set higher to accommodate the discount. Canstar Blue’s 2026 Dual Fuel awards named Red Energy the best-rated combined provider nationally, and Lumo Energy won the state award for SA. The correct approach is to use the government comparison tools twice β€” once for electricity, once for gas β€” and compare the combined cost of best-in-class separate plans against the best bundled deal. Only bundle if the maths comes out better. Not all areas have gas network access, so this question is moot for households on all-electric setups.
6 What are “conditional discounts” and can I actually get them? Conditional discounts are percentage savings that only apply if you do specific things β€” pay on time, pay by direct debit, go paperless. Miss one condition and you lose the discount for that billing period. Always check the base rate, not the discounted rate. β–Ό
Energy deals come in several flavours. Conditional discounts are the most common β€” a retailer advertises “20% off your usage rate” but the discount only applies if you pay on time, set up direct debit, and opt for e-billing simultaneously. If you pay a week late, you lose the discount for that quarter. The discount is also applied to a usage rate that the retailer sets β€” a 20% discount on a high rate may still be worse value than no discount on a low base rate. What actually matters for comparison is the estimated annual cost in dollars, which the government comparison tools calculate automatically by applying your actual usage to each plan’s real rates and discounts. Other deal types include: guaranteed discounts (always apply regardless of behaviour), sign-up bill credits ($100–$200 one-time), pay-on-time discounts, and loyalty reward points (Everyday Rewards with Origin, for example). Sign-up credits are one-off and should not drive a multi-year plan decision β€” the underlying rate is what you’ll live with.
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7 Am I eligible for energy concessions or rebates? Possibly β€” and many eligible households never claim them. Concession card holders, pension recipients, and people with medical conditions requiring additional energy use may qualify for $110–$372+ per year in rebates depending on their state. These don’t transfer automatically when you switch providers. β–Ό
State and territory governments run their own concession schemes for electricity and gas, separate from any federal programs. The exact amounts and eligibility criteria vary by state, but common triggers include holding a Pensioner Concession Card, Health Care Card, or DVA card; receiving specific Centrelink payments; or having a medical condition that requires extra energy (such as medical cooling and heating equipment). In NSW alone, eligible households can claim the Low Income Household Rebate ($285/year), Gas Rebate ($110/year), and potentially emergency EAPA vouchers. From July 2026, the AER introduced new rules requiring retailers to proactively inform customers about concessions they may be eligible for β€” previously, many households didn’t know to ask. Do not assume your concession transferred when you switched retailers: you need to notify your new retailer of your concession card separately and re-register it. Your state’s energy regulator website lists the current concessions and application process.
8 Will switching providers cut off my power? No. Switching electricity or gas retailers does not interrupt supply. The physical wires and pipes don’t change β€” only the billing company does. The process takes a few weeks and is handled entirely between the old and new retailer. β–Ό
This is the single most common concern that stops people from switching, and it’s based on a misunderstanding of how the market works. In Australia, the physical distribution network (the poles, wires, and gas pipes) is owned and operated by a distributor β€” a company that is separate from your retailer. When you switch retailers, all that changes is which company sends you a bill. The distributor stays the same. Your lights don’t flicker. Your gas doesn’t go off. The typical switching timeline is around two to four weeks. Your new retailer handles the transfer paperwork with the old retailer. Your final bill from the old retailer arrives separately. There’s no meter reader visit, no technician call, no disruption to daily life. The only thing to check before switching is whether your current plan has an early exit fee β€” some fixed-rate plans do. If you’re on a variable or no-contract plan, there is no exit fee.
πŸ”Œ How Australia’s Energy Market Actually Works

Understanding the structure behind your bill makes every comparison decision simpler. There are three separate layers β€” and only one of them you can change.

πŸ—οΈ Layer 1 β€” The Network (You Can’t Choose This)

The poles, wires, and gas pipes that physically deliver energy to your home are owned and operated by a distributor β€” companies like Ausgrid, Endeavour Energy, Jemena, United Energy, or Evoenergy. You are assigned a distributor based on where you live. This is not something you can switch. The distributor’s charges form part of your energy bill regardless of which retailer you’re with, which is why supply rates vary so much by suburb β€” it reflects the underlying network infrastructure costs in your area.

πŸ”€ Layer 2 β€” The Wholesale Market (Sets the Base Price)

Energy is bought and sold in a wholesale market before it reaches retailers. The Australian Energy Market Operator (AEMO) manages the National Electricity Market (NEM), which covers NSW, VIC, QLD, SA, TAS, and ACT. Western Australia runs a separate market. Wholesale prices fluctuate with weather, demand peaks, gas availability, and the amount of solar and wind generation on the grid. These fluctuations eventually flow through to retail prices β€” usually with a lag of several months β€” which is why your retailer’s rates aren’t the same as a neighbour’s plan from two years ago.

🧾 Layer 3 β€” The Retailer (This Is What You Can Switch)

Retailers buy energy from the wholesale market, pay the distributor’s network charges, and on-sell electricity and gas to households and businesses. They set their own usage rates and supply charges, create plan structures, run discount schemes, and compete for your business. The difference between a good retailer deal and a bad one at the same address, for the same usage, can be $300–$600 per year. This is the layer that comparison shopping changes.

πŸ“ The DMO and VDO β€” Your Reference Price

The Default Market Offer (DMO) is the regulated maximum price that retailers can charge households on standing offers in NSW, SE Queensland, and SA. Victoria has an equivalent called the Victorian Default Offer (VDO), set by the Essential Services Commission (ESC). Both are set annually and serve two purposes: they cap what standing-offer customers pay, and they provide a reference price β€” a benchmark that all advertised market offers must display their pricing against. A plan “20% below the reference price” is 20% below the DMO or VDO for your network zone. Effective 1 July 2026, DMO 8 cut prices for NSW and SE Qld residential customers by 3.4%–7.2% and introduced the new Solar Sharer Offer β€” a plan giving smart-meter households three hours of free electricity per day during peak solar generation (11am–2pm in NSW and SEQ, 12pm–3pm in SA).

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πŸ† Top Providers β€” What Each Does Best

No single provider wins in every state or for every usage profile. These are the national players, what they’re genuinely good at, and who they suit best.

πŸ† Major National Providers
1
Customer Satisfaction Leader Β· 100% Australian Call Centres Β· NSW, VIC, QLD, SA, ACT Red Energy
⭐ Best for: Households who value responsive customer service, Australian call centre support, and consistent satisfaction scores above the industry average

Red Energy is wholly owned by Snowy Hydro, itself owned by the Australian federal government β€” a background that gives it a genuine public-service orientation unusual in the commercial energy market. It operates all customer service from Melbourne and consistently scores at or near the top of every independent customer satisfaction survey. Canstar Blue named Red Energy the best-rated electricity provider nationally in 2026, and it won the state award for both NSW and QLD. Red Energy also took the national Dual Fuel (electricity + gas) provider award. Its plans tend to be competitively priced rather than the absolute cheapest in every postcode, but for customers who have been burned by offshore call centres and slow dispute resolution at larger retailers, the trade-off is often worth it. Available in NSW, VIC, QLD, SA, and ACT.

☎️ Australian call centres only ⭐ Canstar #1 nationally β€” 2026 πŸ”₯ Gas + electricity available πŸ“ NSW, VIC, QLD, SA, ACT
2
Competitive Pricing Β· Rewards Program Β· VIC Leader Β· SA, NSW, QLD, WA Alinta Energy
⭐ Best for: Price-conscious households in VIC, SA, and NSW who want strong discount structures and a rewards program β€” and WA residents who want gas options

Alinta Energy is headquartered in Sydney and operates across eastern Australia and Western Australia (where it retains its original gas business). It won Canstar Blue’s Most Satisfied Customers award for electricity in Victoria in 2026 and was rated among the most competitively priced providers in multiple states on national comparison databases. Its discount rewards program β€” which gives customers savings on third-party purchases alongside their energy plan β€” is a genuine loyalty differentiator rather than a superficial marketing add-on. For Victoria specifically, Alinta Energy consistently appears among the cheapest plans on Victorian Energy Compare, which is the most reliable way to verify whether it’s genuinely cheapest at your address. Solar plans and bundled gas are available in supported states.

⭐ Canstar VIC #1 β€” 2026 πŸ’° Competitive discount structures 🎁 Rewards discount program πŸ“ VIC, SA, NSW, SEQ, WA (gas)
3
Solar Integration Β· Biggest Retailer Β· Multi-Product Bundling Β· 4.7M Customers Origin Energy
⭐ Best for: Households with rooftop solar who want strong feed-in tariff rates, Everyday Rewards integration, and the full range of electricity, gas, solar, and battery plans from Australia’s largest integrated energy company

Origin is Australia’s largest energy retailer with approximately 4.7 million customer accounts. Its strength lies in product range: it offers electricity, gas, solar plans, battery storage integration, and the Everyday Rewards earn program β€” where customers earn Woolworths points on every dollar of energy spend, with bonus points for new sign-ups. Its solar feed-in tariff rates are among the most competitive available through a major retailer, which is meaningful for the growing number of households with rooftop panels. The Solar Sharer Offer, launched 1 July 2026 by the AER, is available through retailers including Origin β€” it gives smart-meter households free electricity for three hours per day during peak solar output. Where Origin underperforms is in customer satisfaction ratings versus smaller rivals β€” it doesn’t win state awards, but its product depth is unmatched among national retailers.

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β˜€οΈ Strong solar + battery integration πŸ›’ Everyday Rewards earn program πŸ”₯ Gas + electricity + solar bundles πŸ“ Nationwide + Solar Sharer Offer
4
Green Energy Leader Β· Carbon-Neutral Plans Β· Flat-Rate No-Frills AGL
⭐ Best for: Households who want strong green energy options, carbon-neutral plan choices, and the broadest national footprint β€” and who are comfortable managing a large account without expecting personalised service

AGL has operated in Australia since 1837 and is now most differentiated by its investment in green energy infrastructure. It offers GreenPower-accredited plans (where your electricity usage is matched by verified renewable generation certificates), carbon-neutral plans, and is actively transitioning away from coal generation. New customers in 2026 receive a $150 sign-up bill credit if they stay at the same address for 90 days. Where AGL gets criticism is in customer service scores β€” it does not win satisfaction awards at any state level β€” and its pricing is rarely the cheapest option in competitive postcodes. For environmentally motivated households who want a named, major retailer to back up their green credentials, AGL’s investment in renewable infrastructure is credible. Available nationally.

🌿 GreenPower + carbon-neutral plans πŸ’΅ $150 sign-up credit (conditions apply) ⚑ Broadest national footprint πŸ“ Nationwide
5
SA Satisfaction Leader Β· Competitive Pricing Β· VIC + SA Lumo Energy
⭐ Best for: South Australian and Victorian households who want the top-rated provider for customer satisfaction in SA β€” Lumo wins the Canstar satisfaction award for SA electricity and nationally for Dual Fuel

Lumo Energy is owned by French utilities giant ENGIE and operates primarily in Victoria and South Australia. Despite β€” or perhaps because of β€” its more focused geographic footprint compared with the Big Three, it has built a strong satisfaction track record. Canstar Blue named Lumo the Most Satisfied Customers winner for electricity in SA in 2026 and for Dual Fuel (gas + electricity) nationally. Lumo’s plan structures often include unique product tie-ins β€” discounted movie tickets and motoring club partnerships β€” that provide genuine incidental value for regular users of those services. For SA households dealing with the highest average electricity costs in Australia, having a provider rated #1 for satisfaction in your state is a meaningful differentiator beyond just the rate.

⭐ Canstar SA #1 + Dual Fuel national β€” 2026 🎬 Unique perks β€” movie tickets, motoring πŸ”₯ Electricity + gas bundles πŸ“ VIC, SA
6
Solar Satisfaction Leader Β· Renewable Focus Β· National OVO Energy
⭐ Best for: Solar households who want the top-rated solar energy provider nationally β€” OVO Energy won Canstar Blue’s solar satisfaction award for Australia in 2026

OVO Energy entered the Australian market with a digital-first, renewable-focused proposition and quickly built a strong reputation among solar-equipped households. Canstar Blue’s 2026 Most Satisfied Customers award for solar electricity nationally went to OVO, based on customer ratings for value, service, and feed-in tariff satisfaction. For a household that has recently installed rooftop panels and wants the maximise the financial return on solar exports, OVO’s feed-in tariff rates and solar plan structures are worth comparing directly alongside Origin. As a newer entrant, OVO has a smaller footprint than the major players but has built its reputation quickly on the basis of solar transparency and digital account tools. Check plan availability at your specific postcode before comparing.

β˜€οΈ Canstar Solar #1 nationally β€” 2026 🌿 Renewable-first brand positioning πŸ“± Digital-first account management πŸ“ Select postcodes β€” check availability
πŸ“ Energy Costs and Best Providers by State

Electricity and gas costs vary significantly across Australia. Here’s the snapshot for each state β€” who leads on satisfaction, what the typical bill looks like, and what the key local consideration is.

πŸ—ΊοΈ New South Wales

Average annual bill: ~$1,450. Satisfaction leader: Red Energy (Canstar 2026). Reference benchmark: AER Default Market Offer (DMO 8) β€” cut by 3.4%–7.2% from 1 July 2026 depending on your network zone (Ausgrid, Endeavour, or Essential Energy). NSW has three major distribution networks, and prices differ between them β€” this is why your postcode matters more than the provider name. The Solar Sharer Offer (3 hours free power 11am–2pm) is available to smart-meter holders. Emergency assistance: EAPA vouchers available through community organisations for households in crisis.

πŸ—ΊοΈ Victoria

Average annual bill: ~$1,380. Satisfaction leader: Alinta Energy (Canstar 2026). Reference benchmark: Victorian Default Offer (VDO), set by the Essential Services Commission (ESC) β€” updated each July. Compare using the Victorian Government’s own tool: victorianenergy compare.vic.gov.au. Victoria has a competitive market with strong pricing pressure from a large number of active retailers. Gas bills average approximately $920/year given VIC’s heavy reliance on gas for home heating β€” many households are now evaluating electric heat pump alternatives as electricity rates stabilise.

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πŸ—ΊοΈ Queensland

Average annual bill: ~$1,420. Satisfaction leader: Red Energy (Canstar 2026). Note for SE Qld only: The competitive electricity market covers South East Queensland (Energex network). Regional Queensland (Ergon Energy) operates under regulated retail tariffs set by the state government β€” a different system entirely. DMO 8 cut SE Qld prices by up to 10.1% from July 2026 β€” one of the largest reductions nationally. The Electricity Rebate of approximately $372/year is available to eligible concession card holders in QLD.

πŸ—ΊοΈ South Australia

Average annual bill: ~$1,580 β€” the highest in Australia. Satisfaction leader: Lumo Energy (Canstar 2026). SA’s electricity is expensive partly because its grid was among the first to transition heavily toward renewable energy, creating occasional stability costs. DMO 8 increased SA flat-rate residential prices slightly (approximately $33/year) while time-of-use customers saw reductions. SA also has the Solar Sharer Offer. Concession holders should confirm they’re claiming the SA-specific electricity and gas concession entitlements β€” these are significant given the state’s higher base costs.

πŸ—ΊοΈ Western Australia

Average annual bill: ~$1,490. WA does not participate in the National Electricity Market. The electricity market is dominated by Synergy (state-owned), with tariffs set by the state government. This is a regulated retail market, not a competitive one in the NEM sense. Kleenheat and Alinta Energy are the main gas providers. For WA households, the comparison question is mainly between Synergy tariff types β€” time-of-use versus flat rate β€” rather than switching retailers. The WA government’s $400 Household Electricity Credit was paid to eligible WA households in 2024–25; check energy.wa.gov.au for current support programs.

πŸ—ΊοΈ Tasmania

Average annual bill: ~$1,340. Tasmania runs a separate electricity system through Hydro Tasmania (generation), TasNetworks (distribution), and Aurora Energy (retail). The competitive market opened gradually but remains limited in scope compared with mainland states. The Office of the Tasmanian Economic Regulator (OTTER) sets regulated prices. Use the Tasmanian Government’s resources to compare available plans before switching.

πŸ—ΊοΈ ACT

Average annual bill: ~$1,310 β€” the lowest in Australia. The ACT uses the Evoenergy distribution network. Retail competition exists and is covered by the AER’s Energy Made Easy comparison tool. The ACT Government runs its own Home Energy Support program and has ambitious electrification targets β€” including subsidies for switching from gas heating to heat pumps. The ACT’s lower average bill partly reflects its mild climate reducing air-conditioning demand, and a relatively affluent population with newer, more energy-efficient housing stock.

πŸ“„ Which Plan Type Is Right for You?

Beyond choosing a provider, choosing the right plan structure can save β€” or cost β€” hundreds of dollars per year depending on when and how you use energy.

A
Simplest Option Β· Single Rate All Day Β· Most Common Flat Rate (Single Rate) Plans
πŸ’‘ Best for: Households with consistent energy use throughout the day β€” retirees at home, those who can’t shift usage times, anyone who values bill simplicity over optimising peak vs off-peak timing

A flat-rate plan charges the same cents-per-kWh usage rate regardless of whether you run the dishwasher at noon or midnight. It’s the easiest plan to budget for because your bill is directly proportional to total usage, not usage timing. Flat-rate plans suit the majority of households, particularly older Australians who are home during the day and use energy relatively consistently. There’s no strategy required, no need to think about shifting loads to off-peak windows, and no surprise bill spikes from accidentally running appliances during peak hours.

⚑ One rate, all day, every day βœ… Simplest billing β€” easy to budget 🏠 Most common residential plan type
B
Smart Meter Required Β· Potential Savings Β· Usage-Timing Dependent Time-of-Use (TOU) Plans
πŸ’‘ Best for: Households with smart meters who are flexible about when they run high-energy appliances β€” dishwashers, washing machines, pool pumps β€” and can shift usage to off-peak windows

Time-of-use plans split the day into peak (expensive β€” typically 3pm–9pm on weekdays), shoulder (medium), and off-peak (cheap β€” usually overnight and weekends). If your household can shift discretionary energy use β€” running the dishwasher after 9pm, scheduling the washing machine for a weekend morning β€” a TOU plan can cut your bill significantly. Smart meters are required (most new meter installations are smart meters). The risk is the opposite: households that can’t avoid peak usage β€” families with peak dinner-time routines, people on home dialysis, those who can’t adjust their schedule β€” can end up paying more on TOU than on a flat rate for the same total usage. Before switching to TOU, check your actual usage pattern across a few recent bills.

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⚑ Peak / shoulder / off-peak rates πŸ“± Smart meter required πŸ’° Savings possible if you shift usage ⚠️ Higher risk if peak hours can’t be avoided
C
Smart Meter Β· Free Midday Power Β· New from Jul 2026 Solar Sharer Offer
πŸ’‘ Best for: Smart-meter households in NSW, SE Queensland, and SA β€” even renters and households without rooftop solar β€” who can shift energy use to the middle of the day

New from 1 July 2026, the Solar Sharer Offer (SSO) is a plan type mandated by the AER that gives households three hours of completely free electricity per day during the peak solar generation window β€” 11am–2pm in NSW and SE Qld, 12pm–3pm in SA. It has the same annual estimated cost as the standard DMO time-of-use tariff for an average-usage customer, but the free midday window allows those who can shift usage β€” running appliances, charging devices, heating water β€” to save meaningfully. You do not need solar panels to benefit β€” the free power comes from grid-level solar surplus, not your own roof. This plan is only available to smart-meter holders in the three DMO regions.

β˜€οΈ 3 hours FREE electricity midday πŸ“± Smart meter required 🏘️ Available to renters + non-solar homes πŸ“ NSW, SE QLD, SA only
D
Rate Certainty Β· Contract Period Β· Early Exit Fee Possible Fixed vs Variable Rate Plans
πŸ’‘ Best for: Understanding the trade-off β€” fixed rate gives price certainty for 12–24 months; variable rate lets you switch freely when a better deal appears (but can rise with market conditions)

A fixed-rate plan locks your usage rate for a set contract period β€” usually 12 or 24 months β€” protecting you from rate rises during that window. The downside is an early exit fee (typically $50–$150) if you switch before the contract ends, and the possibility that market rates fall below your locked rate during your contract. Variable-rate plans have no exit fee and can adjust with market conditions β€” but offer no protection if rates rise. In a market where the AER’s DMO 8 just cut reference prices, variable plans look more attractive right now because you can shop freely and benefit immediately from lower rates. Fixed plans suit those who want absolute bill predictability and are happy to forgo comparison shopping for a year or two in exchange for stability.

πŸ”’ Fixed: rate certainty, exit fee possible πŸ”“ Variable: no exit fee, free to switch anytime πŸ’‘ Variable favoured when market rates are falling
πŸ“Š Major Providers Side-by-Side

A quick reference across the six major providers on the criteria that matter most for a household decision. Remember: actual rates vary by postcode β€” use this as a starting point, then verify on Energy Made Easy or Victorian Energy Compare.

← Scroll to see full table β†’

Provider States Available Electricity Gas Solar Plans Best-Rated In Key Strength
Red Energy NSW, VIC, QLD, SA, ACT Yes Yes Yes National, NSW, QLD Customer satisfaction, Aus call centres
Alinta Energy NSW, VIC, SEQ, SA, WA (gas) Yes Yes Yes VIC Competitive pricing, rewards program
Origin Energy Nationwide Yes Yes Yes β€” Solar, battery, Everyday Rewards, broadest range
AGL Nationwide Yes Yes Yes β€” Green energy plans, widest national footprint
Lumo Energy VIC, SA Yes Yes Select SA, Dual Fuel national SA satisfaction leader, unique perks
OVO Energy Select postcodes Yes No Yes Solar national Solar satisfaction, digital-first experience
EnergyAustralia NSW, VIC, QLD, SA, ACT Yes Yes Yes β€” Flat-rate no-frills plans, wide state coverage
GloBird Energy VIC, NSW, SA Yes VIC only Select β€” Often among cheapest plans on comparison sites
Red Energy
States
NSW, VIC, QLD, SA, ACT
Electricity
βœ“ Yes
Gas
βœ“ Yes
Solar Plans
βœ“ Yes
Best Rated In
National, NSW, QLD
Key Strength
Customer satisfaction, Aus call centres
Alinta Energy
States
NSW, VIC, SEQ, SA, WA (gas)
Electricity
βœ“ Yes
Gas
βœ“ Yes
Solar Plans
βœ“ Yes
Best Rated In
VIC
Key Strength
Competitive pricing, rewards program
Origin Energy
States
Nationwide
Electricity
βœ“ Yes
Gas
βœ“ Yes
Solar Plans
βœ“ Yes
Best Rated In
Solar, bundles
Key Strength
Solar, battery, Everyday Rewards
AGL
States
Nationwide
Electricity
βœ“ Yes
Gas
βœ“ Yes
Solar Plans
βœ“ Yes
Best Rated In
β€”
Key Strength
Green energy plans, widest footprint
Lumo Energy
States
VIC, SA
Electricity
βœ“ Yes
Gas
βœ“ Yes
Solar Plans
Select plans
Best Rated In
SA, Dual Fuel national
Key Strength
SA satisfaction leader, unique perks
OVO Energy
States
Select postcodes
Electricity
βœ“ Yes
Gas
βœ— No
Solar Plans
βœ“ Yes
Best Rated In
Solar, nationally
Key Strength
Solar satisfaction, digital-first
EnergyAustralia
States
NSW, VIC, QLD, SA, ACT
Electricity
βœ“ Yes
Gas
βœ“ Yes
Solar Plans
βœ“ Yes
Best Rated In
β€”
Key Strength
Flat-rate plans, wide coverage
GloBird Energy
States
VIC, NSW, SA
Electricity
βœ“ Yes
Gas
VIC only
Solar Plans
Select plans
Best Rated In
β€”
Key Strength
Often cheapest on comparison sites
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Coverage and plans change. Verify at your postcode before switching. Use energymadeeasy.gov.au (NSW, QLD, SA, ACT, TAS) or vic.gov.au/victorianenergy-compare (VIC) for real-time comparison personalised to your address and usage.

πŸ”„ How to Actually Switch and Save

Switching takes most people under 15 minutes β€” and can save hundreds of dollars per year. This is the process, without the confusing parts.

πŸ“‹ Step 1 β€” Find Your Current Plan Details

Pull out your most recent electricity or gas bill. You need four numbers: the retailer name and plan name, your daily supply charge (in cents per day), your usage rate (in cents per kWh for electricity or cents per MJ for gas), and your consumption in the billing period (in kWh or MJ). Also note whether you’re on a flat rate or time-of-use plan, and whether your current plan has an exit fee. If you’re on a variable-rate plan β€” most common β€” there is no exit fee. The plan name and any contract term are usually in the top section of the bill.

πŸ–₯️ Step 2 β€” Use the Government Comparison Tool

Go to energymadeeasy.gov.au if you’re in NSW, Queensland, SA, ACT, or Tasmania. Go to victorianenergysaver.vic.gov.au if you’re in Victoria. Both are free, run no advertising, and earn no commission from recommendations β€” making them more reliable than commercial comparison sites. Enter your postcode, your distribution network (it’s printed on your bill), and your recent usage figure. The tool returns every available plan in your area ranked by annual estimated cost, showing the dollar saving against your current plan and any conditions attached to discounts.

πŸ’‘ Step 3 β€” Understand What You’re Looking At

Focus on the estimated annual cost in dollars β€” not the discount percentage and not the headline rate. A “25% off” plan with a high base rate can cost more than a “10% off” plan with a lower base rate. Check the benefit period: discounts are often locked in for 12 months, after which the rate reverts. Also check whether the discount is guaranteed (applies regardless of your behaviour) or conditional (requires on-time payment, direct debit, and paperless billing simultaneously). Conditional discounts are more common but require discipline to actually receive.

βœ… Step 4 β€” Switch Online in Minutes

Once you’ve identified the best plan, go directly to the provider’s website and sign up. You’ll need your name, current address, and your NMI (National Meter Identifier) number β€” a 10-digit number printed on your electricity bill that identifies your meter. The new retailer contacts your old retailer and handles the transfer. Your supply is not interrupted. Your old retailer sends a final bill for any remaining period. The entire administrative process typically completes within 2–4 weeks. If you’re switching gas, the MIRN (Meter Installation Reference Number) on your gas bill serves the same purpose as the NMI.

πŸ” Step 5 β€” Set a Reminder to Compare Again in 12 Months

Energy retailers offer their best deals to new customers. Once you’ve been with a retailer for 12 months, your conditional discount benefit period may expire and your rate can revert. Set a phone reminder for 11 months after switching to compare plans again. From July 2026, the AER requires retailers to proactively notify customers when their benefit period is ending and show whether a better offer is available β€” but don’t rely on this. Your best protection is an annual comparison habit. It takes 15 minutes and typically finds $200–$500 in savings for households who haven’t compared in more than a year.

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πŸ’³ Concessions, Rebates & Hardship Support

Many eligible households never claim the concessions they’re entitled to. These are real dollars β€” hundreds per year β€” that don’t transfer automatically when you switch providers and don’t find you on their own.

πŸ’³ Concession & Rebate Programs (As of 2026)
NSW
Multiple Concession Types Β· Apply via retailer or Service NSW New South Wales Concessions

NSW runs multiple separate rebate programs. Low Income Household Rebate: $285/year for Pensioner Concession Card, Health Care Card, and DVA card holders β€” applied to your electricity account. Gas Rebate: $110/year for eligible concession card holders on gas accounts. Energy Accounts Payment Assistance (EAPA): Emergency vouchers of $50 redeemable on energy bills through community welfare organisations β€” available to households in genuine financial crisis. Medical Energy Rebate: For people with medical conditions that require additional energy use (e.g. home dialysis, ventilators). Apply via your retailer or through Service NSW.

πŸ’³ Low Income Rebate: $285/yr πŸ”₯ Gas Rebate: $110/yr πŸ†˜ EAPA emergency vouchers πŸ₯ Medical Energy Rebate available
VIC
Annual Concession Β· Winter Gas Cap Β· Medical Heating & Cooling Victoria Concessions

Victoria’s concession system is applied as a daily rate reduction. Annual Electricity Concession: Approximately $291.27/year (from 1 July 2026) β€” equivalent to around $0.80 per day β€” for eligible Pensioner Concession Card, Health Care Card, and DVA holders. Winter Gas Concession: Applied during May–October billing, capped at approximately $402.50 once the cap is reached; an Excess Gas Concession applies if bills exceed this. Medical Heating and Cooling Concession: Available to eligible holders with a medical condition requiring additional energy for temperature regulation β€” call 1300 735 350 to apply. These concessions must be re-registered with a new retailer after switching.

πŸ’³ Electricity Concession: ~$291/yr πŸ”₯ Winter Gas Concession: capped at ~$402.50 πŸ₯ Medical Heating & Cooling available ⚠️ Re-register after switching retailer
QLD
Electricity Rebate Β· Medical Cooling & Heating Β· SE Qld Only for Competition Queensland Concessions

Queensland Electricity Rebate: Approximately $372/year for eligible concession card holders in SE Qld and regional Queensland. Medical Cooling and Heating Electricity Concession: For eligible households with medical conditions requiring temperature-controlled environments. Applied automatically to accounts that register with their retailer. Regional Queensland customers (on Ergon Energy) operate under the state’s regulated tariff system β€” the competitive market applies to SE Qld (Energex network). Switching considerations are different for regional customers; contact the Queensland Government’s energy assistance line for guidance specific to your address.

πŸ’³ Electricity Rebate: ~$372/yr πŸ₯ Medical Cooling & Heating Concession πŸ“ Regional QLD: regulated tariffs apply
SA
Highest Bills Nationally Β· Concessions Especially Important Β· Multiple Schemes South Australia Concessions

Given SA’s status as the highest-cost electricity state in Australia, concessions have a proportionally larger impact on bills here. Concession programs include electricity concessions for eligible Pensioner Concession Card, Health Care Card, and DVA holders, as well as gas concessions for eligible customers on mains gas. The SA Government also runs the Energy Concession Extension Scheme for households just above the threshold of standard concession eligibility. SA’s flat-rate residential DMO 8 prices rose slightly in July 2026 (approximately $33/year) while time-of-use plans fell β€” for SA concession holders who haven’t compared recently, an urgent review is warranted. Check the SA Government’s concession hub at sa.gov.au/topics/care-and-support/concessions for current eligibility criteria and application links.

πŸ’³ Electricity + gas concessions available ⚠️ Flat-rate DMO rose in Jul 2026 πŸ” Compare urgently if on standing offer in SA
πŸ†˜ Hardship Programs β€” What to Do If You Can’t Pay

Every electricity and gas retailer in NSW, QLD, ACT, SA, and Tasmania is legally required by the Australian Energy Regulator to publish and implement a customer hardship policy. This means that if you contact your retailer and tell them you’re in financial difficulty, they must:

  • Register you in their hardship program
  • Set up a payment plan you can actually afford
  • Notify you of any concessions you might not be claiming
  • From December 2026: ensure you are not charged more than the best offer they can provide
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While on a registered hardship program and keeping to your payment plan, your power cannot be disconnected. Do not ignore bills or disconnection notices β€” call your retailer first. If a dispute is unresolved, contact your state’s free energy ombudsman: EWON (NSW), EWOV (VIC), Energy and Water Ombudsman Queensland, EWOSA (SA), or Energy Ombudsman Tasmania. Their service is free and independent.

β˜€οΈ Solar, Feed-In Tariffs & What Changed in 2026

Rooftop solar has changed the economics of energy bills β€” and new rules in 2026 change them further. Here’s what solar households need to know right now.

β˜€οΈ Feed-In Tariffs β€” What You Earn for Exporting Solar

When your solar panels produce more electricity than your household uses at that moment, the surplus is exported to the grid and your retailer pays you a feed-in tariff (FiT) in cents per kWh. FiT rates have fallen significantly from their early highs β€” they now typically range from 0–8 cents per kWh depending on your retailer, state, and plan type. The morning and evening peaks are when grid electricity is most valuable; midday β€” when solar generation is at its peak and the grid is flooded with solar β€” is when FiT rates are lowest, sometimes approaching zero on certain networks. Canstar Blue’s average quarterly electricity bill for households with solar was approximately $397 in 2026, compared with higher averages for non-solar homes.

🌞 The Solar Sharer Offer β€” Big Change from 1 July 2026

The AER’s new Solar Sharer Offer doesn’t require you to have solar panels. It gives any smart-meter household β€” including renters β€” three hours of completely free electricity per day during peak solar generation: 11am–2pm in NSW and SE Qld, 12pm–3pm in SA. During those hours, every kWh you use costs nothing. The plan has the same annual estimated cost as the standard time-of-use tariff for an average customer who uses energy at average times. For households that can actively shift usage to that three-hour window β€” running the dishwasher, washing machine, air conditioner, or electric vehicle charger at lunchtime β€” the savings can be meaningful. Ask your retailer whether they offer the Solar Sharer Offer and confirm your meter is smart-meter enabled (most meters installed after 2016 are).

⚑ Daytime Solar Is Reshaping How Bills Work

As more rooftop and utility-scale solar floods the grid between 10am and 3pm, electricity is increasingly abundant β€” and cheap β€” during those hours. This is why retailers are introducing the Solar Sharer Offer and time-of-use plans with very low off-peak rates during the day. The flip side is that evening peak rates (roughly 5pm–9pm, when solar disappears and households turn everything on simultaneously) are rising in relative terms on time-of-use plans. For households with solar: your panels already capture the cheap-production daytime window. Check your FiT rate against what competitors offer β€” OVO Energy won the national solar satisfaction award in 2026. For households without solar: the Solar Sharer Offer is the closest equivalent to benefiting from midday solar without panels of your own.

πŸ™‹ Your Situation β€” Where to Start Right Now
πŸ’Έ My bill jumped in early 2026 β€” what happened and what can I do?

The $75-per-quarter federal Energy Bill Relief Fund credit stopped appearing on bills from January 2026. That’s a $300 annual increase even if your rates didn’t change. At the same time, if you were receiving state top-ups (Queensland received significantly more), those may have reduced too. The immediate action: use energymadeeasy.gov.au to compare your current plan against what’s available in your area today. If you haven’t compared in the last 12 months, there is a very high likelihood a cheaper plan exists. The AER estimates 30% of households on standing offers or old market offers could save $300–$600 by switching.

🏑 I’ve never switched providers β€” how do I know if I’m on a good deal?

Check your bill for the words “standing offer,” “standard contract,” or “default offer.” If any of those appear, you are almost certainly overpaying. The standing offer is the plan you land on by default β€” it’s priced near the regulated maximum, not at a competitive market rate. Go to energymadeeasy.gov.au, enter your details, and look at the estimated annual cost of your current plan versus the cheapest market offer in your area. The difference is what you could save by switching. Switching is free (unless your current plan has an exit fee β€” check first). Your supply is not interrupted.

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πŸ‘΄ I’m a pensioner or concession card holder β€” am I getting all my entitlements?

Possibly not. Concessions do not transfer automatically when you switch retailers β€” you must notify your new provider and re-register your concession card with them. If you switched in the last few years and didn’t re-register, you may have been missing out. Contact your current retailer by phone and tell them you hold a Pensioner Concession Card or Health Care Card. Ask them to check whether your concession is registered. Depending on your state, this could recover $285–$372 or more per year. Also ask your retailer whether there are any other rebates you might be eligible for that aren’t yet on your account β€” from July 2026, retailers are required to proactively inform customers of available concessions.

β˜€οΈ I have solar panels β€” should I be on a different plan?

Possibly. If you’re on a standard flat-rate plan, you’re exporting solar at whatever FiT rate your retailer offers and importing at the flat usage rate. Compare: what is your current FiT rate (cents per kWh exported), and what are other retailers offering? OVO Energy won the 2026 Canstar solar satisfaction award. Origin Energy and Alinta Energy also offer competitive solar plans. Run a solar-specific comparison at energymadeeasy.gov.au β€” it allows you to input your export volume as well as usage, which changes the plan rankings significantly compared with a non-solar comparison. Also ask your retailer about the Solar Sharer Offer if your meter is smart-meter enabled.

πŸ†˜ I’m struggling to pay my energy bill β€” what are my options?

Call your retailer immediately and ask to be registered on their hardship program. This is a legal requirement for all major retailers in the NEM states. Being registered on the hardship program restricts them from disconnecting your supply while you keep to a payment plan. At the same time, contact your state’s energy assistance program: EAPA vouchers in NSW, URGS in Victoria, HEEAS in Queensland. These are emergency payments delivered through community organisations β€” your local church, welfare service, or Salvation Army centre can facilitate access. Do not wait until a disconnection notice arrives. Call today. Your state’s free energy ombudsman is also available if your retailer is not cooperating: EWON (NSW) on 1800 246 545, EWOV (VIC) on 1800 500 509, EWOSA (SA) on 1800 665 565.

πŸ” I switched 12 months ago β€” do I need to compare again?

Yes. The benefit period on most discounted plans is 12 months β€” after that, conditional discounts may expire and rates can revert. New DMO 8 benchmark prices also took effect 1 July 2026, which reset what “competitive” means in NSW and SE Qld. Retailers regularly change which postcodes and networks get their best deals. A plan that was cheapest 12 months ago at your address may not be cheapest today. Set aside 15 minutes, pull out your latest bill, and run a fresh comparison on the government tool. If your current plan is still the cheapest option, great β€” you’ve confirmed it. If a better plan exists, the switching process is the same as it was the first time, and just as quick.

This guide is for general information only and does not constitute financial or legal advice. Electricity and gas prices, plan availability, provider ratings, rebate amounts, and eligibility criteria change regularly β€” always verify current details directly with your retailer, your state energy regulator, or the government comparison tools before making any decisions. Concession eligibility criteria are set by state and territory governments and are subject to change. If you are in financial hardship, contact your retailer’s hardship team or your state’s free energy ombudsman service. The government comparison tools energymadeeasy.gov.au and Victorian Energy Compare are free and independent β€” always the recommended starting point for plan comparisons.

Recommended Reads

  1. Solar Power Cost: Real Prices by House Size, What Changed With the Tax Credit
  2. Average Utilities Cost Per Month
  3. Average Utility Bills Per Month for an Apartment
  4. One Big Beautiful Bill Act (2026)
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