How Much Is Walmart Plus for Seniors?

Key Takeaways: Your Savings Snapshot 💡

Is there a Walmart senior discount? No. Zero age-based discounts exist at Walmart in 2026.

What does Walmart Plus cost at full price? $98/year or $12.95/month — with a free 30-day trial for new members.

What’s the cheapest way for seniors to get Walmart Plus? Walmart Plus Assist at $49/year ($6.47/month) — if you receive Snap, Medicaid, Ssi, or other qualifying government assistance.

What if I don’t qualify for government assistance? Aarp members save $40/year, bringing the cost down to $58/year.

Can I stack Assist and Aarp discounts together? No. You must choose one — and Assist at $49 beats Aarp’s $58 every time if you qualify.

What’s the $4 prescription program? Generic medications at $4 for 30 days or $10 for 90 days — no membership, no insurance, no enrollment form required.

Does Walmart accept Snap/Ebt online? Yes. Walmart is now the first retailer to accept Snap benefits online in all 50 states.

Can Medicare help pay for Walmart groceries? Many Medicare Advantage plans in 2026 include a monthly Otc and grocery allowance loaded onto a benefits card, often ranging from $35 to $275 per month.

What’s included with Walmart Plus? Free grocery delivery, free shipping, fuel discounts (10¢/gallon), a free Paramount+ or Peacock subscription, free pharmacy delivery, and more.

What’s the biggest mistake seniors make? Paying full price ($98) when they qualify for Assist ($49) — or missing the annual re-verification email and getting auto-charged $98.

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💰 1. Walmart Plus Costs $98 Per Year at Full Price — But Almost No Senior Should Pay That

Let’s establish the baseline. A Walmart Plus membership traditionally costs $98 a year or $12.95 a month. That includes a free 30-day trial for first-time members.

For context, that’s $41 cheaper than Amazon Prime’s $139 annual price tag. But $98 is still a meaningful expense when you’re on a fixed income, and paying it unnecessarily when cheaper pathways exist is one of the most common financial missteps seniors make at Walmart.

Here’s the pricing landscape in one glance:

Membership Tier	Annual Cost	Monthly Cost	💡 Who Qualifies
Standard Walmart Plus	$98/year	$12.95/month	Anyone — no restrictions 🛒
Walmart Plus Assist	$49/year	$6.47/month	Snap, Medicaid, Ssi, Wic, and other government program recipients 🏥
Walmart Plus with Aarp	$58/year	N/A (annual only)	Aarp members (age 50+, $15/year membership) 🎫
Walmart Plus Student	$49/year	$6.47/month	College and grad students 🎓
Free 30-day trial	$0	$0	New members only — one-time benefit ✨

💡 Pro Tip: If you’re a senior paying the full $98 and you haven’t checked your eligibility for Assist or Aarp discounts, you’re potentially overpaying by $40 to $49 every single year. That’s money that could cover a month of diabetes medication on Walmart’s $4 program.

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🎯 2. Walmart Plus Assist Is the Real Senior Savings Secret — and the Eligibility List Is Wider Than You Think

This is the program that changes the entire equation for low-income and moderate-income seniors. At just $6.47/month or $49/year, Walmart Plus Assist was designed to assist those who need it most.

There is no credit check and no impact to your existing government benefits. The verification is handled instantly through a third-party service called SheerID that simply confirms your enrollment status.

But here’s the critical detail most articles skip entirely: the list of qualifying programs extends far beyond Snap and Medicaid. The program is offered to anyone who qualifies for government assistance programs, including Snap, Wic, Medicaid, Ssi, Tanf, Ttanf, Nslp, and Liheap.

Other qualifying programs include Federal Public Housing Assistance, Veterans Pension Benefits, Federal Pell Grants, and various tribal assistance programs. This is enormously important because many veterans over 65 receiving pension benefits don’t realize they’re sitting on automatic eligibility.

Qualifying Program	Common Among Seniors?	💡 What to Know
Snap (food stamps)	Very common	About 4.8 million older adults are currently enrolled, with another five million eligible but not participating 📊
Medicaid	Very common	Dual-eligible seniors (Medicare + Medicaid) automatically qualify 🏥
Supplemental Security Income (Ssi)	Common for low-income seniors	Different from regular Social Security — check your benefit type 📋
Veterans Pension Benefits	Often overlooked	Many veterans over 65 don’t think to check this path 🎖️
Liheap (energy assistance)	Seasonal enrollment	If you’ve received heating/cooling assistance, you qualify ❄️
Federal Public Housing Assistance	Common in urban areas	Living in Hud-subsidized housing counts 🏢

💡 Pro Tip: The number one reason seniors get rejected is name mismatches. If your Medicaid card says “Robert J. Smith” and your Walmart account says “Bob Smith,” the system flags it. Before starting the verification process, make sure the name on your Walmart account exactly matches the name on your government benefits documentation.

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🃏 3. Aarp Members Pay $58 Per Year — the Middle Path for Seniors Who Don’t Get Government Aid

Here’s the pathway that serves the enormous population of seniors who earn too much for Medicaid or Snap but still want meaningful savings. Aarp members get $40 off the standard $98 annual Walmart Plus fee, bringing it to $58/year.

Since Aarp membership itself costs just $15/year with auto-renewal (and you can join at age 50), the total investment is $73 for a package that would otherwise cost $98 — a net savings of $25 annually before you even factor in delivery savings, fuel discounts, and streaming.

Scenario	Total Annual Cost	Net Savings vs. Full Price	💡 Best For
Full-price Walmart Plus	$98	$0	Seniors with no qualifying programs or Aarp 💳
Aarp + Walmart Plus	$73 ($15 Aarp + $58 W+)	$25/year	Middle-income seniors age 50+ 🎯
Walmart Plus Assist	$49	$49/year	Seniors on Snap, Medicaid, Ssi, etc. 🏆

There’s a critical restriction you absolutely need to understand: This offer is not available to Walmart Plus Assist, Walmart Plus Student, and Walmart Plus members participating in a third-party offer with an indefinite end date. You cannot stack the Aarp discount on top of the Assist discount. If you qualify for both, Assist at $49 wins by $9 annually. Always choose the lower option.

💡 Pro Tip: If you’re currently paying full price and you have an Aarp card collecting dust in your wallet, you’re literally leaving $40 on the table every year. The switch takes under five minutes online.

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🚗 4. the Fuel Discount Alone Can Pay for Your Entire Membership

This is the benefit that most seniors dramatically underestimate. Walmart Plus members get fuel discounts of up to 10¢ per gallon at 13,000+ Exxon, Mobil, Walmart, and Murphy Usa gas stations.

Let’s do the arithmetic that Walmart’s marketing team doesn’t spell out explicitly. If you fill a 15-gallon tank once per week and save 10¢ per gallon, that’s $1.50 per fill-up. Over 52 weeks, that’s $78 in annual fuel savings. If you’re on the Assist plan at $49/year, your fuel savings alone generate a $29 profit before you’ve used a single other benefit.

Fill-ups Per Month	Annual Fuel Savings (10¢/gal, 15-gal tank)	Pays for Membership?	💡 Verdict
2x/month	~$36/year	Covers 73% of Assist plan	Close, but add delivery savings to break even ⚖️
4x/month (weekly)	~$78/year	Covers entire Assist plan + $29 profit	Membership pays for itself on gas alone ⛽
6x/month	~$108/year	Covers full-price membership + $10 profit	Even standard plan pays for itself 🏆

💡 Pro Tip: Members also get member prices on fuel at Sam’s Club. You don’t need a Sam’s Club membership to use the fuel pumps with Walmart Plus — this stacks additional savings that most seniors don’t realize exist.

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💊 5. the $4 Prescription Program Requires Zero Membership — and It’s a Game-Changer for Uninsured Seniors

This is the single most important Walmart benefit that has absolutely nothing to do with Walmart Plus and requires no membership, no insurance, and no enrollment form.

Walmart Pharmacy offers some of the most common generic drugs prescribed at commonly prescribed dosages for many different conditions. If your medication is on the list, 30-day supplies start at just $4 and 90-day supplies start at $10.

The program covers generics for conditions that disproportionately affect seniors: diabetes, high blood pressure, cholesterol, thyroid disorders, mental health conditions, and digestive issues. Eighty percent of seniors in Medicare Part D filled prescriptions for generic drugs that were commonly available at $4 programs.

Supply Duration	Cost	Per-Day Cost	💡 Smart Strategy
30-day supply	$4	~$0.13/day	Good for trying a new medication 💊
90-day supply	$10	~$0.11/day	Saves $2 over three separate 30-day fills 📉

There’s a critical fine print warning that most resources gloss over: Walmart’s program details are subject to change without advance notice. Medications can be removed from the $4 list at any time. Albuterol, a commonly used asthma medication, was previously on the list and has since been removed.

💡 Pro Tip: Through $4 programs, anyone regardless of insurance status or age pays only $4 per 30-day supply, while patients with private non-Medicare prescription drug coverage often pay $10 to $11 per 30-day supply for generics. This means the $4 program can actually beat your insurance copay. Always compare both prices before filling — your pharmacist can check both in seconds.

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📦 6. Free Grocery Delivery Is the Benefit That Changes Everything for Mobility-Limited Seniors

For a senior with arthritis, a walker, or limited driving ability, the ability to have groceries delivered to your door isn’t a luxury — it’s a lifeline. And this is where Walmart Plus earns its keep most dramatically.

The headline draw remains free delivery from local stores on orders over $35, a service that has become a lifeline for shoppers looking to cut down on errands. No delivery fee. No item markups. Tips are included.

Beyond groceries, orders including prescriptions arrive as soon as today with no order minimum needed. That means your blood pressure medication, your weekly groceries, and your paper towels can arrive in a single delivery — all at zero additional cost beyond your membership.

Delivery Feature	Standard (No Membership)	Walmart Plus Member	💡 Senior Impact
Delivery fee	$7.95-$9.95 per order	Free (on $35+ orders)	Saves $96-$120/year on monthly grocery deliveries 🏠
Express delivery (2-hour)	$17.95-$19.95	$10 per order	Critical for urgent medication or supply needs ⏰
Pharmacy delivery	Not available	Free, same-day	Eliminates a separate pharmacy trip entirely 💊
Free shipping (online)	$35 minimum, standard speed	No minimum, next-day/two-day	Order even a single item without penalty 📬

💡 Pro Tip: You can order groceries from home using your Ebt card, get them delivered free with Walmart Plus Assist, use your Medicare Advantage card for eligible Otc items in the same order, and pick up $4 prescriptions with free pharmacy delivery. The entire transaction can happen without leaving your home. For seniors with mobility limitations, this stacking strategy is genuinely transformational.

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📺 7. the Free Streaming Subscription Is Worth $60+ Per Year — and It Fights Isolation Too

This might seem like a minor perk, but for homebound seniors, access to streaming entertainment addresses something far more serious than boredom. Research consistently links social isolation in older adults with increased risk of depression, cognitive decline, and even mortality.

As part of their membership, members can choose between Peacock Premium or Paramount Plus Essential at no added cost. You can switch between the two services every 90 days.

Paramount Plus Essential normally costs $7.99/month ($95.88/year). Peacock Premium costs $7.99/month as well. Either one, included free with your membership, is worth nearly as much as the entire Walmart Plus annual fee by itself.

Streaming Perk	Standalone Cost	With Walmart Plus	💡 Content Highlights
Paramount Plus Essential	$7.99/month ($95.88/year)	Free	Nfl on Cbs, Survivor, Star Trek, Uefa Champions League 📺
Peacock Premium	$7.99/month ($95.88/year)	Free	Nbc shows, Premier League soccer, live news 🎬
Apple Music (limited time)	$10.99/month	Up to 5 months free	Great for seniors who enjoy music 🎵

💡 Pro Tip: If you’re currently paying for Paramount Plus or Peacock separately, canceling that subscription and getting it free through Walmart Plus instantly recoups most or all of your membership cost. A senior on the $49 Assist plan who drops a $7.99/month streaming subscription saves $95.88/year on streaming while paying only $49 for the membership — a net gain of nearly $47.

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🍔 8. the Burger King and Travel Perks Sound Silly — Until You Calculate What They’re Actually Worth

I know what you’re thinking: “I’m 72 years old and you’re telling me about Burger King?” Fair point. But hear this out, because the math is surprisingly compelling.

Walmart Plus members get 25% off digital Burger King orders every day, plus a free Whopper with any purchase every three months.

If you stop for a fast-food meal even once per month and save an average of $3 per order through the 25% discount, that’s $36/year. Add four free Whoppers ($7+ each at 2026 prices), and you’re looking at $64+ in annual fast food savings. For seniors on fixed incomes who occasionally grab a quick meal, this is real money.

Walmart Plus members also earn Walmart Cash when booking trips through the Expedia travel partnership.

Extra Perk	Estimated Annual Value	Effort Required	💡 Worth It?
Burger King 25% off daily	~$36/year (monthly use)	Order through the Bk app 🍔	Yes, if you eat fast food occasionally
Free Whopper quarterly	~$28/year	Any purchase at Bk triggers it 🎉	Absolutely free food — no downside
Travel discounts via Expedia	Varies (5% Walmart Cash back)	Book through Walmart Plus Travel ✈️	Great for seniors who travel to visit family
Free tire repair	$50-$100+ value per incident	Visit Walmart Auto Care Center 🔧	Invaluable if you drive regularly

💡 Pro Tip: The tire repair benefit is the stealth winner in this list. A single flat tire repair at most shops costs $20-$50. A road hazard warranty can run $50-$100+ per tire. Getting both free with your membership means one tire incident can pay for two full years of Walmart Plus Assist.

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⚠️ 9. the Annual Re-Verification Trap That Catches Thousands of Seniors Off Guard

This is the single most expensive mistake seniors make with Walmart Plus, and almost nobody warns you about it before it happens.

Every 12 months, Walmart Plus Assist members must re-verify through SheerID. If you forget, your plan doesn’t cancel — it jumps back to full price at $98.

Walmart sends an email notification before this happens. But many seniors miss it because it lands in spam, gets buried in a crowded inbox, or goes to an email account that’s rarely checked.

Here’s how to protect yourself:

Protection Strategy	When to Do It	Difficulty	💡 Why It Matters
Set a phone alarm for month 11	Right after signing up	Easy 📱	Gives you a 30-day buffer before renewal hits
Add a paper calendar note	Same day you enroll	Easiest 📅	Backup for seniors who don’t use phone alarms
Ask a family member to watch for the email	Within the first week	Easy 👨‍👩‍👧	Extra set of eyes prevents the $49 overcharge
Keep benefits documents current	Ongoing	Medium 📂	Expired Medicaid cards can cause auto-verification failure

💡 Pro Tip: Current Walmart Plus members who qualify receive a prorated refund when switching to the Assist program. If you’ve been paying $98 for months and just discovered you’re eligible for Assist, switch immediately — you’ll get money back for the unused portion of your current plan.

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🧮 10. the Full Savings Stack: How a Senior Can Save $1,000+ Per Year at Walmart

Let’s put every piece together and calculate the maximum realistic savings for a senior who activates all available programs. This isn’t theoretical — this is what happens when you intentionally set up each layer.

Savings Source	Estimated Annual Value	Membership Required?	💡 Setup Difficulty
Walmart Plus Assist membership (vs. no membership)	Saves $96-$120 in delivery fees	Yes ($49/year)	Medium 📋
Fuel discount (weekly fill-up)	~$78/year	Walmart Plus	Easy ⛽
Free streaming (Paramount+ or Peacock)	~$96/year	Walmart Plus	Easy 📺
$4 prescriptions (3 generic medications)	$180-$360/year vs. retail	No membership needed	Easy 💊
Burger King discounts + free Whoppers	~$64/year	Walmart Plus	Easy 🍔
Medicare Advantage grocery allowance	$420-$3,300/year	Medicare Advantage plan	Medium 🏥
Snap Ebt for online grocery orders	Varies by benefit amount	Snap eligibility	Medium 🛒
Total potential annual savings	$934 to $4,000+	—	—
Minus Walmart Plus Assist cost	-$49	—	—
Net annual savings	$885 to $3,951+	—	🏆

💡 Pro Tip: A dual-eligible senior could theoretically combine a Medicare Advantage grocery allowance with Walmart Plus Assist free delivery, $4 prescriptions, and Snap benefits for online Walmart orders — stacking four separate savings mechanisms on a single shopping trip. No other retailer in America offers this level of layered savings accessibility for older adults.

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❓ Frequently Asked Questions

Does Walmart still have special senior shopping hours?

As of 2025, Walmart no longer offers special shopping hours for seniors. Those were implemented during the pandemic and have since been discontinued at all locations.

Can I sign up for Walmart Plus by phone instead of online?

Yes, you can call Walmart’s customer service at 1-800-924-9206, available 8 am to 10 pm local time, 7 days a week. This is particularly helpful for seniors who aren’t comfortable navigating the online enrollment process. A representative can walk you through each step verbally.

What’s Walmart’s general customer service number?

1-800-925-6278, available daily 8 am to 11 pm Central time. Use this for general inquiries about orders, returns, and account issues.

Do I need insurance for the $4 prescription program?

The Walmart $4 Prescriptions Program requires no membership, no fee, and no insurance. Walk into any Walmart pharmacy (except North Dakota), hand them your prescription, and ask if it’s on the $4 list. That’s it.

Which competitors actually offer age-based senior discounts?

Kohl’s offers 15% off on Wednesdays for seniors 60 and older, Michaels gives 10% daily for those 55 and older, and Sam’s Club offers $30 off for those 50 and older. Walmart is notably absent from the traditional senior discount landscape, which is precisely why understanding their alternative savings ecosystem matters so much.

What if I currently have Snap but my benefits are under review?

SheerID verification checks your current enrollment status, not your benefit amount. As long as your Snap case is active (even if benefits are temporarily at $0 during a review period), you should pass verification. If auto-verification fails, you can manually upload documentation such as your Ebt card number or a recent benefits letter.

Is the 30-day free trial worth it?

Absolutely — but time it strategically. Sign up before a month where you know you’ll need heavy grocery delivery or multiple prescription refills, maximize the benefits during the trial, and then decide if the standard annual rate is worth maintaining. Don’t waste it on a month where you barely shop.

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🧠 the Bottom Line: Walmart Plus Isn’t a Senior Discount — It’s a Senior Savings System

The absence of a traditional senior discount is actually irrelevant once you understand the full picture. A flat 10% off at checkout — the kind you’d get at Kohl’s or Michaels — would save a senior spending $200/month at Walmart roughly $240/year. That’s meaningful, but it’s a fraction of the $885 to $3,951+ in layered savings available through the combination of Walmart Plus Assist, $4 prescriptions, fuel discounts, free streaming, and Medicare Advantage grocery allowances.

This week, take three concrete steps. First, check whether you qualify for Walmart Plus Assist by reviewing the full list of qualifying government programs — remember, it’s not just Snap and Medicaid. Second, call your Walmart pharmacy and ask them to cross-reference your current medications against the $4 list. Third, if you have a Medicare Advantage plan, call the number on your card and ask specifically whether your plan includes a grocery or Otc allowance accepted at Walmart.

The savings are there. They’re substantial. They’re stackable. And the only thing standing between you and hundreds (or thousands) of dollars in annual savings is about 30 minutes of setup time. That’s the real answer to “how much is Walmart Plus for seniors” — it’s as little as $49/year, and it can pay for itself many times over.