12 Best Dental Plans for Seniors Budget Seniors, February 20, 2026February 20, 2026 🔑 10 Key Takeaways With Short Answers 1. Does Original Medicare cover dental? No. Medicare Parts A and B cover virtually zero routine dental services — no cleanings, fillings, crowns, dentures, or extractions. 2. What’s the cheapest dental plan for seniors in 2026? Delta Dental’s Aarp-partnered plans start around $17.32 per month, making them the lowest-premium option from a major insurer. 3. Which plan has zero waiting periods for major procedures? Spirit Dental and Mutual of Omaha both offer immediate coverage for major services like crowns and bridges from day one — no 12-month waiting game. 4. What’s the highest annual maximum benefit available? Denali Dental’s Summit plan offers up to $6,000 per year, and Spirit’s Pinnacle plan provides up to $5,000 — both dramatically above the industry average of $1,000 to $1,500. 5. Can I keep my own dentist? Yes, if you choose a PPO or Flex plan from Spirit, Mutual of Omaha, or Denali. These allow out-of-network providers, though you’ll save more in-network. 6. Which plan covers dental implants? Spirit Dental is one of the very few standalone plans that covers implants — a rare and valuable feature since implants can cost $3,000 to $5,000 each. 7. Do any plans bundle dental, vision, and hearing? Yes. Cigna, Aflac, and UnitedHealthcare all offer tri-bundle packages covering dental, vision, and hearing in a single policy. 8. What’s the biggest mistake seniors make choosing dental insurance? Picking the plan with the lowest monthly premium without checking the annual maximum benefit and waiting periods for major services. A $19/month plan that caps you at $1,000 per year and makes you wait 12 months for a crown is a terrible deal. 9. Are dental discount plans worth it? For seniors who only need preventive care and want to avoid monthly premiums, plans from Careington or DentalPlans.com can cut costs 15% to 60% at participating dentists — but they’re not insurance and pay nothing toward your bill. 10. Who should I call first? Start with Delta Dental at 888-706-0413 if you’re an Aarp member, or Spirit Dental at 800-619-0427 if you want the broadest flexibility. Both can quote you in minutes. 🦷 1. Spirit Dental — the Plan That Lets You See Any Dentist Anywhere Without Network Restrictions Here’s what makes Spirit Dental our number-one pick, and it’s the same reason most other articles also rank them first: absolute freedom of choice combined with zero waiting periods. In an industry where most insurers force you into narrow provider networks or make you wait six to twelve months before covering anything beyond a cleaning, Spirit throws those rules out the window. Spirit offers six distinct dental plans through the Ameritas Dental Network, ranging from basic preventive coverage starting around $18.30 per month all the way up to the Pinnacle PPO 5000 at roughly $47.75 per month with a $5,000 annual maximum and implant coverage. Every single plan covers preventive care at 100% from day one — no coinsurance, no deductible on cleanings and exams. The loyalty structure is where Spirit truly shines for seniors planning to keep coverage long-term. Basic procedure coverage starts at approximately 50% in year one and can climb to 100% by year three. That’s a meaningful incentive to stay enrolled rather than hop between insurers annually. 📊 Feature📋 Details💰 Monthly premiums~$18.30 to ~$47.75🏥 Network size~136,000 providers (Ameritas)⏱️ Waiting periodsNone — all services available immediately📈 Annual max benefitUp to $5,000 (Pinnacle plan)🦷 Implant coverage✅ Yes (rare feature)👁️ Vision add-on$7/month📍 Availability49 states (not available in Washington State)📞 Contact800-619-0427 ⚠️ The catch nobody mentions: Spirit’s network of 136,000 providers is dramatically smaller than competitors like Humana (335,000+) or Delta Dental (which covers three out of four dentists nationwide). If you live in a rural area, finding an in-network Spirit dentist could be genuinely difficult. The Flex plans allow you to see any dentist out-of-network, but your reimbursement rates will be lower. 💡 Critical insider tip: Spirit’s plans include hearing health benefits alongside dental — an extraordinarily rare combination in standalone dental insurance. For seniors managing both oral health and hearing loss, this dual benefit alone can justify Spirit over every competitor. 🏛️ 2. Delta Dental (Aarp Partnership) — America’s Largest Dental Network With Senior-Specific Plans at Rock-Bottom Prices Delta Dental isn’t just big — it’s the gravitational center of the American dental insurance universe, serving over 80 million people through a combined network that includes roughly three out of every four dentists practicing in the United States. For seniors, their partnership with Aarp creates an exclusive avenue to dental coverage specifically designed for adults aged 50 and older. Through the Aarp program, Delta offers three plan options: two PPO plans (Plan A and Plan B) and the DeltaCare USA Dhmo plan. Plan A carries a $40 deductible with a $1,500 annual maximum, while Plan B has a $90 deductible and a $1,000 cap. The Dhmo option costs roughly half the premium of the PPO plans, eliminates deductibles and annual maximums entirely, but restricts you to a much smaller network of contract dentists. 📊 Feature📋 Details💰 Monthly premiumsStarting ~$17.32 (lowest among major insurers)🏥 Network size75% of all U.S. dentists in combined networks⏱️ Waiting periodsPPO plans: varies; Dhmo: none📈 Annual max benefit$1,000 (Plan B) to $1,500 (Plan A); Dhmo has no cap🦷 Implant coverage❌ Not standard📍 AvailabilityAll 50 states (plan types vary by state)📞 Contact888-706-0413 (Mon-Fri, 8am-9pm ET) ⚠️ The catch nobody mentions: Delta’s PPO plans use a “graduated benefits” structure in certain states, meaning coverage percentages for basic and major services may start low in year one (as little as 25%) and increase over subsequent years. If you need a crown in your first three months of coverage, you could be paying the vast majority of that bill yourself — despite having “insurance.” Discover PACE Programs: The $0 Alternative to Nursing Homes💡 Critical insider tip: The DeltaCare USA Dhmo plan has no annual maximum, which sounds amazing on paper. But the tradeoff is severe: you must choose a specific contract dentist (or one is assigned to you), you need referrals for specialists, and after-hours emergency coverage is capped at just $100 for pain treatment. For seniors who value flexibility, the PPO options are worth the higher premium. 🛡️ 3. Mutual of Omaha — Zero Waiting Periods and a 115-Year Reputation Backing Every Claim Founded in 1909, Mutual of Omaha brings something to the dental insurance table that newer companies simply cannot: over a century of financial stability and claims-paying history. For seniors who’ve been burned by fly-by-night insurance companies that nickel-and-dime every claim, that institutional reliability matters enormously. Mutual of Omaha offers two dental plans — Mutual Dental Protection and Mutual Dental Preferred — plus an optional vision rider for roughly $8.28 per month. Premiums start around $29.27 per month, making them more expensive than Spirit or Delta, but the trade-off is compelling: no waiting periods whatsoever on any service tier, including major procedures like crowns, bridges, and root canals. You can get a crown the week after enrollment. Their provider network exceeds 400,000 dentists, which is significantly larger than Spirit’s and provides much broader geographic coverage for seniors in suburban and rural areas. 📊 Feature📋 Details💰 Monthly premiumsStarting ~$29.27🏥 Network size400,000+ providers⏱️ Waiting periods✅ None — all tiers, all services📈 Annual max benefitUp to $5,000 (customizable)👁️ Vision add-on~$8.28/month📍 Availability~36 states (notable gaps: CA, NY, IL, CO, NC, VA)📞 Contact800-775-6000 ⚠️ The catch nobody mentions: Mutual of Omaha dental insurance is not available in 14 states, including major population centers like California, New York, Illinois, Colorado, North Carolina, and Virginia. If you live in any of these states, this plan simply doesn’t exist for you — no matter how good the coverage looks on paper. 💡 Critical insider tip: The ability to customize your annual maximum up to $5,000 is a powerful feature that most seniors overlook. If you anticipate major dental work in the near future, selecting the higher max pays for itself with a single crown-and-bridge procedure. 💚 4. Humana — the Largest Dentist Network in the Country With Veterans-Specific Coverage Humana’s dental footprint is staggering: over 335,000 in-network providers make it the single largest dental network available to individual consumers. For seniors who’ve struggled to find in-network dentists with smaller carriers, Humana solves that problem decisively. Their plan lineup includes several options starting around $19 per month, with the Loyalty Plus and Complete Dental plans offering coverage that improves dramatically over time — dropping your coinsurance for basic procedures from 60% down to just 30% over three years. What truly distinguishes Humana from every other carrier on this list is their Bright Plus for Veterans plan, specifically designed for former military members. Humana also offers a provider search tool that filters for wheelchair accessibility and other senior-specific needs — a feature that sounds small but makes a massive difference for seniors with mobility challenges. 📊 Feature📋 Details💰 Monthly premiumsStarting ~$19🏥 Network size335,000+ providers (largest)⏱️ Waiting periodsVaries: Loyalty Plus has none; Complete Dental has 12-month wait for major📈 Annual max benefitVaries by plan; some offer unlimited preventive coverage🎖️ Veterans plan✅ Bright Plus for Veterans🦽 Accessibility filters✅ Wheelchair-accessible provider search📍 AvailabilityAll 50 states📞 Contact800-444-9137 ⚠️ The catch nobody mentions: Humana’s standard dental plans do not cover dental implants. For seniors facing tooth loss — which affects one in four adults over 65 — this is a significant gap. If implants are on your horizon, you’ll need to pair Humana with an implant-specific savings plan or choose a carrier like Spirit that includes implant coverage. 🔵 5. Aetna — Comprehensive Coverage With the Added Bonus of Cvs Pharmacy Discounts Aetna’s dental plans for seniors are built around a straightforward value proposition: robust coverage with one of the lowest deductibles in the industry at just $50 per person. While their premiums start higher than competitors at around $43.98 per month, that higher entry price buys you more comprehensive day-one coverage and access to a vast provider network. All three of Aetna’s dental plans cover preventive care at 100%, and their partnership with Cvs Health (Aetna’s parent company) creates unique cross-benefits that no other dental insurer can match — including discounts at Cvs pharmacy locations on health and wellness products. Discover Home Health Care for Seniors on Medicare📊 Feature📋 Details💰 Monthly premiumsStarting ~$43.98🏥 Network sizeLarge PPO network nationwide⏱️ Waiting periods6 months basic, 12 months major (waivable with prior coverage)💊 Cvs pharmacy perks✅ Unique cross-benefit through parent company📈 Annual max benefitVaries by plan📍 AvailabilityAll 50 states📞 Contact800-633-4227 💡 Critical insider tip: Aetna’s waiting periods for basic and major services can be waived if you’ve had continuous dental coverage for 12 or more months with any prior insurer. If you’re switching from an employer plan or another individual policy, always provide proof of prior coverage when enrolling — it could save you an entire year of waiting. 🟢 6. Cigna — Budget-Friendly Starting at $19/Month With Identical In-Network and Out-of-Network Benefits Cigna’s most unusual feature in the dental space is something that sounds too good to be true: you receive the exact same coverage whether you visit an in-network or out-of-network dentist. No other major carrier offers this. For seniors who have a long-standing relationship with a specific dentist and refuse to switch, Cigna eliminates the financial penalty entirely. With six dental plans available, the entry-level Preventive plan starts at roughly $19 to $20.99 per month — covering cleanings and checkups but nothing beyond that. Higher-tier plans like the Cigna Dental 1500 cover 80% of basic services and 50% of major services, with a $1,500 annual maximum and a $50 individual deductible. Cigna’s Brighter Score tool rates dentists on cost efficiency and patient satisfaction, which is particularly useful for seniors choosing a new provider in an unfamiliar area after retirement or relocation. 📊 Feature📋 Details💰 Monthly premiumsStarting ~$19🏥 Network size232,000+ providers⏱️ Waiting periodsSome plans: none; others: 6 months basic, 12 months major🔄 In/out-of-network parity✅ Same benefits regardless of provider🎧 Hearing bundle✅ Dental + vision + hearing packages available📍 AvailabilityAll 50 states📞 Contact800-244-6224 ⚠️ The catch nobody mentions: The cheapest Cigna plan covers only preventive services. No fillings. No crowns. No root canals. No dentures. Absolutely nothing beyond cleanings and checkups. If you need anything more than preventive maintenance, you must step up to a significantly more expensive plan — and those higher plans come with waiting periods the basic plan doesn’t have. 🏔️ 7. Denali Dental and Vision — Four Cleanings Per Year and an Industry-Leading $6,000 Annual Maximum If we had to pick a single plan that offers the most generous raw benefits for seniors who anticipate significant dental work, Denali would win that contest hands-down. Their Summit plan provides an annual maximum benefit of up to $6,000 — roughly four to six times what many competitors offer — along with four cleanings and two exams per year rather than the industry-standard two cleanings. Denali operates through the Renaissance PPO Network of over 300,000 dentists and 98,000 vision access points. Their plans require only a one-time lifetime deductible of $100 in-network or $200 out-of-network, which is an extraordinary departure from the annual deductibles charged by every other insurer on this list. 📊 Feature📋 Details💰 Monthly premiumsVaries by plan and location🏥 Network size300,000+ dental providers (Renaissance network)⏱️ Waiting periods✅ None📈 Annual max benefitUp to $6,000 (Summit)🧹 Annual cleanings4 per year (industry-leading)🔑 Deductible typeLifetime (pay once, never again)📍 Availability37 states plus Washington, D.C.📞 Contact877-233-6254 ⚠️ The catch nobody mentions: Denali’s coverage percentages increase over a four-year period, meaning your out-of-pocket costs for basic and major services in year one will be substantially higher than in year four. Seniors who need immediate major work may find the first-year cost-sharing disappointing despite the impressive annual maximum headline number. 🏥 8. UnitedHealthcare Dental — Medicare Advantage Dental Integration With the Largest Senior Health Network UnitedHealthcare occupies a unique position on this list because it’s both a standalone dental insurer and the largest Medicare Advantage plan provider in the nation. For seniors already enrolled in a UnitedHealthcare Medicare Advantage plan, adding dental coverage through the same carrier creates seamless integration that no other company can match. Their standalone dental plans through Golden Rule Insurance Company offer PPO options with premiums and coverage levels comparable to Cigna and Humana. But the real power move for seniors is their Dental Gen plans, specifically designed for older adults and available in limited areas across most states. These plans include coverage ranging from basic preventive care to major services including dental implants. UnitedHealthcare also participates in the Federal Employees Dental and Vision Insurance Program (Fedvip), making them an option for federal retirees. 📊 Feature📋 Details💰 Monthly premiumsVaries widely by plan🏥 Network size100,000+ standalone; millions through Medicare Advantage⏱️ Waiting periodsMajor services may have waiting periods🏛️ Fedvip participation✅ Yes — available to federal retirees🦷 Implant coverage✅ Available on select plans📍 AvailabilityAll 50 states (plan types vary)📞 Contact1-866-315-2321 💡 Critical insider tip: If you’re turning 65 and considering Medicare Advantage, evaluate UnitedHealthcare’s dental benefits as part of the total Medicare Advantage package rather than purchasing standalone dental insurance separately. The bundled approach almost always provides better value and eliminates coordination-of-benefits headaches. Discover Home Health Care for Seniors With Dementia 🦆 9. Aflac — the Only Major Insurer Offering Dental, Vision, and Hearing in a Single Supplemental Package Alongside Medicare Aflac is best known for its supplemental insurance products, and their approach to dental coverage reflects that philosophy: their plans are designed to work alongside Medicare, not replace it. This makes Aflac a particularly smart choice for seniors who already have Original Medicare and a Medigap supplement but lack dental, vision, and hearing coverage. Aflac offers five distinct Dvh (dental, vision, hearing) plan tiers, from the basic Dental Basic at roughly $24.24 per month for a 65-year-old, up through comprehensive plans that cover major services. The flexibility to bundle all three coverage types — dental, vision, and hearing — under one supplemental policy with a single premium payment simplifies administration enormously for seniors managing multiple health needs. 📊 Feature📋 Details💰 Monthly premiumsStarting ~$24.24 (age-dependent)🎧 Tri-bundle✅ Dental + vision + hearing in one policy⏱️ Waiting periodsNone for preventive; varies for basic/major🏥 Provider flexibilityWorks with any participating dentist📍 AvailabilityMost states (varies by specific plan)📞 Contact800-992-3522 (or contact local Aflac agent) ⚠️ The catch nobody mentions: Aflac’s Dental Basic plan does not cover major dental services at all. If you need crowns, bridges, root canals, or dentures, you must enroll in a higher-tier plan. The basic plan is strictly preventive maintenance — cleanings, exams, and X-rays only. 💳 10. Careington Dental Discount Plans — Not Insurance, but 15% to 60% Off Every Dental Visit Without Monthly Premiums Let’s be radically transparent: Careington is not dental insurance. It’s a dental discount plan, which means it pays absolutely nothing toward your dental bill. What it does instead is provide you with a membership card that grants access to pre-negotiated discount rates at participating dentists — typically saving you 15% to 60% off standard retail pricing. For seniors on extremely tight fixed incomes who cannot afford $20 to $50 per month in insurance premiums but still need regular dental care, Careington offers a legitimate alternative starting at approximately $14.95 per month with no deductibles, no annual maximums, no claim forms, and no waiting periods of any kind. 📊 Feature📋 Details💰 Monthly costStarting ~$14.95📋 TypeDiscount plan — NOT insurance💵 Typical savings15% to 60% off standard fees⏱️ Waiting periodsNone whatsoever📄 Claims to fileNone — savings applied at time of service👨👩👧 Family add-ons$40 per additional member📍 AvailabilityNationwide📞 Contact800-441-0380 💡 Critical insider tip: Dental discount plans like Careington work best for seniors who need predictable, routine care — two cleanings per year, occasional fillings, and periodic X-rays. If you’re facing major dental work like multiple crowns, root canals, or full dentures, the 15% to 60% discount on a $5,000 bill still leaves you with $2,000 to $4,250 out of pocket. In those cases, actual insurance with a high annual maximum (like Denali or Spirit) provides dramatically better financial protection. 🌐 11. DentalPlans.com — Access to Over 140,000 Dentists Through Multiple Discount Networks in All 50 States DentalPlans.com operates differently than every other entry on this list. Rather than selling their own insurance policies, they function as a marketplace that aggregates dental discount plans and insurance options from multiple carriers — giving you the ability to compare dozens of plans side-by-side based on your zip code, dental needs, and budget. With access to over 140,000 participating dentists and coverage in all 50 states, DentalPlans.com serves over 1 million customers and provides both discount plans and traditional insurance options. For seniors who feel overwhelmed by the sheer number of choices in the dental insurance landscape, this platform streamlines the comparison process. 📊 Feature📋 Details💰 CostVaries by selected plan📋 TypeMarketplace — aggregates discount plans and insurance🏥 Provider network140,000+ dentists🔍 Comparison tools✅ Side-by-side plan comparison by zip code📍 AvailabilityAll 50 states📞 Contact888-632-5353 🏆 12. Medicare Advantage Plans With Dental (UnitedHealthcare, HealthSpring/Cigna, Aetna, Humana, Devoted Health) Here’s the secret weapon that transforms this entire conversation: approximately 98% of Medicare Advantage plans now include at least some dental coverage, and many of these plans carry $0 monthly premiums beyond what you already pay for Medicare Part B. For seniors currently enrolled in Original Medicare with no dental benefits, switching to a Medicare Advantage plan during the Annual Enrollment Period (October 15 through December 7 each year) may provide dental coverage at zero additional cost. According to NerdWallet’s 2026 analysis, the top Medicare Advantage carriers for dental coverage are UnitedHealthcare (largest dental network), HealthSpring/formerly Cigna (most comprehensive dental coverage with 94% of in-network comprehensive services at $0 copay), Aetna (highest-rated plans), Humana (best for Part B Giveback with dental), and Devoted Health (a rapidly growing startup now in 29 states offering 100% coverage for both in-network and out-of-network preventive and comprehensive dental care). 🏆 Medicare Advantage Carrier🦷 Dental Highlights⭐ Key AdvantageUnitedHealthcareLargest dental networkMost provider choicesHealthSpring (formerly Cigna)80% of plans at $0 premium; avg. 9+ comprehensive services coveredBroadest comprehensive coverageAetnaHigh CMS star ratingsBest-rated plans overallHumanaPart B Giveback programsMay reduce your Part B premiumDevoted Health100% preventive and comprehensive coverage in-network and out-of-networkMost generous reimbursement ⚠️ The catch nobody mentions: Medicare Advantage plans replace your Original Medicare entirely — meaning your Part A and Part B benefits are now administered through a private insurance company rather than the federal government. Some specialists and hospitals do not accept Medicare Advantage. If you have complex health needs or travel frequently between states, the restricted network of a Medicare Advantage plan could limit your access to care in ways that Original Medicare would not. Always verify that your current doctors accept the specific Medicare Advantage plan before enrolling. 💡 Critical insider tip: Call 1-800-Medicare (1-800-633-4227) and ask a counselor to walk you through the Medicare Advantage plans available in your zip code that include dental benefits. This service is free, government-run, and completely unbiased — unlike the barrage of Medicare Advantage television commercials and mailers from private insurers that flood your mailbox every fall. 📊 The Master Comparison: All 12 Plans at a Glance 🏢 Plan💰 Starting Premium⏱️ Waiting Period📈 Max Benefit🦷 Implants📍 StatesSpirit Dental~$18/moNone$5,000✅49Delta Dental/Aarp~$17/moVaries$1,500❌50Mutual of Omaha~$29/moNone$5,000❌~36Humana~$19/moVariesVaries❌50Aetna~$44/mo6-12 months (waivable)Varies❌50Cigna~$19/moVaries$1,500❌ (1 plan only)50Denali DentalVariesNone$6,000✅37 + D.C.UnitedHealthcareVariesVariesVaries✅ (select)50Aflac~$24/moVariesVaries❌MostCareington~$15/moNoneN/A (discount)N/A50DentalPlans.comVariesVariesVariesVaries50Medicare AdvantageOften $0VariesVariesVariesVaries 📞 Complete Contact Directory for Every Plan 🏢 Company☎️ Phone Number📧 Best ForSpirit Dental800-619-0427No-wait coverage, implants, any-dentist flexibilityDelta Dental (Aarp)888-706-0413Aarp members wanting lowest premiums, largest networkMutual of Omaha800-775-6000Immediate major procedure coverage, high annual maxHumana800-444-9137Veterans, largest dentist network, wheelchair-accessible searchAetna800-633-4227Comprehensive coverage with Cvs pharmacy perksCigna800-244-6224Budget-conscious, identical in/out-of-network benefitsDenali Dental877-233-6254Highest annual max, four cleanings/yearUnitedHealthcare866-315-2321Federal retirees, Medicare Advantage integrationAflac800-992-3522Dental + vision + hearing supplemental bundlesCareington800-441-0380Fixed-income seniors needing discount (not insurance)DentalPlans.com888-632-5353Comparison shopping multiple plansMedicare (general)800-633-4227Free, unbiased Medicare Advantage guidance 🧠 The Oral Health-Brain Health Connection That Should Terrify Every Senior Without Dental Coverage We saved the most urgent point for last because it’s the one that should drive every uninsured senior to pick up the phone today. The scientific evidence linking poor oral health to cognitive decline is no longer preliminary — it’s becoming overwhelming. The CDC-published 2025 study using 2022 Behavioral Risk Factor Surveillance System data established that older adults who reported poor oral health and infrequent dental visits showed significantly higher rates of subjective cognitive decline — the self-reported experience of worsening memory and thinking abilities. Prior peer-reviewed research has identified chronic periodontal (gum) disease as a potential risk factor for Alzheimer’s disease and dementia, with chronic inflammatory dental disorders suggesting that oral inflammation may contribute directly to neurological deterioration. Meanwhile, the National Institute of Dental and Craniofacial Research data shows that nearly 47% of adults over 30 have periodontal disease, and that number climbs to approximately 70% for seniors 65 and older. Combined with the CDC’s finding that over 54% of adults who skip dental visits for more than a year develop some form of periodontitis, the picture becomes painfully clear: avoiding dental care doesn’t just risk your teeth — it may be accelerating cognitive decline. And yet, 76.5 million American adults currently have no dental insurance of any kind, according to the Kaiser Family Foundation. The United States spends over $124 billion annually on dental care, but the vast majority of that spending is concentrated among those with insurance coverage — leaving the uninsured to delay, defer, and ultimately suffer the consequences. 🎯 The Unvarnished Bottom Line If you are a senior with no dental insurance, you are not just risking your teeth — you are potentially risking your brain, your heart, and your independence. The research connecting oral health to systemic disease, cognitive decline, and quality of life has moved far beyond theoretical concern into well-documented epidemiological reality. The good news is that dental coverage for seniors has never been more accessible or affordable than it is in 2026. Plans starting under $18 per month with zero waiting periods exist right now. Medicare Advantage plans offering dental at $0 additional premium exist right now. Even discount plans costing $15 per month can cut your dental bills in half. The worst financial decision you can make is waiting for Medicare to start covering dental care. Congress has debated adding dental benefits to Original Medicare for decades and hasn’t done it yet. Don’t gamble your health on that timeline. Pick up the phone, call one of the numbers above, and get coverage in place this week. Your teeth — and your brain — will thank you. 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